Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0.01% p.a.

Details

Rates and fees information correct as at 19 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, counter deposits and withdrawals, BPay, phone, internet, cheques and debit card purchases.

  • $0.00

  • Heritage

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $1.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Unlimited Bank@Post transactions only to customers residing in the postcode range 0000-3999 or 4311, 4312, 4313, 4360, 4361 and 4385-9999.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Heritage Bank bank accounts rated by the Mozo community?

Overall
8.5/10
Price
7.9/10
Features
7.4/10
Customer service
8.8/10
Convenience
8.2/10
Trust
8.6/10

Latest reviews of Heritage Bank Simply Access

  • Overall 9/10
    Great consistent service, helpful and thorough.

    They attempted to help wherever they can. Very easy to use internet banking and term deposits as well as online saver account.

    Read full review

    They attempted to help wherever they can. Very easy to use internet banking and term deposits as well as online saver account.

    Price
    10/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Gayle, Queensland reviewed 4 days ago
  • Overall 6/10
    Great sraff

    The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

    Read full review

    The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    -1/10
    Less
    Diane, Queensland reviewed 2 months ago
  • Overall 9/10
    Bank is there for customers, not huge profiteers.

    Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

    Read full review

    Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Julie, Queensland reviewed 3 months ago
  • Overall 10/10
    Friendly, helpful and informative staff.

    Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

    Read full review

    Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nicole, Queensland reviewed 4 months ago
  • Overall 10/10
    This bank is for real people.

    I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

    Read full review

    I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Shelle, Queensland reviewed 4 months ago
Thumbnail icon for Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

See Heritage Bank bank accounts

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MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

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HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

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Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

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CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

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NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

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Up

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.

Thumbnail icon for CUA

CUA

Everyday Snap Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.