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Heritage Bank Simply Access

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0.01% p.a.

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, counter deposits and withdrawals, BPay, phone, internet, cheques and debit card purchases.

  • $0.00

  • Heritage

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $1.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Unlimited Bank@Post transactions only to customers residing in the postcode range 0000-3999 or 4311, 4312, 4313, 4360, 4361 and 4385-9999.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Heritage Bank bank accounts rated by the Mozo community?

Overall customer rating
8.5/10
Price
7.8/10
Features
7.3/10
Customer service
8.7/10
Convenience
8.1/10
Trust
8.6/10

Latest reviews of Heritage Bank Simply Access

  • Overall 5/10
    Ignores emails for help

    Good bank but like the big four very fee hungry once you get away from day to day products.

    Read full review

    Good bank but like the big four very fee hungry once you get away from day to day products.

    Price
    6/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Brian, Queensland reviewed about 2 months ago
  • Overall 10/10
    An A1 service

    I have been a customer of this bank for twenty years and have never had a problem with them.

    Read full review

    I have been a customer of this bank for twenty years and have never had a problem with them.

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Wendy, Queensland reviewed about 2 months ago
  • Overall 10/10
    Fairest bank to deal with!

    Heritage Bank is the best bank. It's locally owned by its members, no investors to make fees higher but fair, people-first bank and great customer service. For example, every time there is a transaction out of place a staff member contacts us to make sure we did the transaction and not some scammers. To me and my husband that is peace of mind that they are looking out for their members.

    Read full review

    Heritage Bank is the best bank. It's locally owned by its members, no investors to make fees higher but fair, people-first bank and great customer service. For example, every time there is a transaction out of place a staff member contacts us to make sure we did the transaction and not some scammers. To me and my husband that is peace of mind that they are looking out for their members.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Helen, Queensland reviewed 2 months ago
  • Overall 9/10
    Low bank fees for me

    Low bank fees for me. Though probably could do with some more EFT free amount before a charge is occurred (I think it is 10), due to using the card more often than cash - now especially since Covid-19.

    Read full review

    Low bank fees for me. Though probably could do with some more EFT free amount before a charge is occurred (I think it is 10), due to using the card more often than cash - now especially since Covid-19.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Michael, Queensland reviewed 2 months ago
  • Overall 9/10
    Great customer service

    We chose Heritage Bank because they have shop fronts, which is important to us if we want to discuss our finances with a person.

    Read full review

    We chose Heritage Bank because they have shop fronts, which is important to us if we want to discuss our finances with a person.

    Price
    8/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lesley, Queensland reviewed 3 months ago
Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

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