Illawarra Credit Union Everyday Student

Rates

• Rates

  Balances from $0: 0.05% p.a.

• Special Rates

  n/a

• Special rate conditions

  n/a

Fees

• Account fee

  $0.00

• Account fee waiver

  n/a

• Free transactions per month

  Unlimited free transactions from phone, internet, direct debit and Bank@Post deposits, EFTPOS or cheque

• Network ATM fee

  $2.50

• ATM networks

  rediATM

• Other bank ATM fee

  $0.00

• Over the counter deposit fee

  $0.00

• Over the counter withdrawal fee

  $0.00

• Eftpos fee

  $0.00

• Phone fee

  $0.00

• Internet fee

  $0.00

• Cheque fee

  $0.00

• Overseas ATM fees

  $0.00

• Foreign exchange commission

  3.00%

• Debit card service fee

  $0.00 monthly

Other financial bits

• Minimum opening deposit

  $1.00

• Minimum balance

  $0.00

Features

• Daily atm withdrawal limit

  $1,000.00

• Eftpos card

  yes

• Mastercard debit card

  no

• Visa debit card

  yes

• Branch access

  no

• Cheque book

  no

• BPAY

  yes

• Australia post banking

  yes

• Other restrictions

  Must be a full-time student under 23. Must show valid student card at the beginning of each year to waive monthly fees.

• Other benefits

  none

Atm card

• Overseas access with atm

• Overseas ATM fees

  none

• Overseas purchase fees

  none

• Foreign exchange commission

  none

Debit card

• Overseas access with debit card

• Overseas ATM fees

  $0.00

• Overseas purchase fees

  $0.00

• Foreign exchange commission

  3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit