ME Everyday Transaction Account

$0.00

0% p.a.

ME Everyday Transaction Account

$0.00

0% p.a.

Mozo Review   ME Everyday Transaction Account Review

Last updated: 5 October 2018.

What's hot:
  • No account fees

  • Unlimited phone and internet transactions

  • No ATM fees

What's not:
  • Over the counter transaction fees

Mozo snapshot:

ME's competitive Everyday Transaction Account offers all the modern features you would expect from a bank account including no monthly fees, no fees on electronic transactions and free access to any ATM anywhere in Australia. Plus, the account comes with a Debit Mastercard called Buck, which comes in a range of cool colours and makes shopping a breeze as you can just tap and go for purchases under $100. 

Key features:

If you do most of your banking online, over the phone or at the ATM, the ME Everyday Transaction Account won't cost you a thing. There are no account fees and you'll never have to worry about ATM fees with this account in Australia as you can use any ATM free of charge.

Buck is the account's debit card, which is linked to the Mastercard network so you can make online or instore purchases anywhere in the world where MasterCard is accepted, that's 32 million locations in case you were wondering. While ATM withdrawals are free within Australia just be aware that international ATM withdrawals are $4 a pop and overseas purchases and withdrawals will also incur a 2.3% international transaction fee on top of the Australian dollar amount. 

So that you can find Buck quickly in your wallet you have the choice of four stylish card colours to choose from including Avocado Green, Lobster Red, Pineapple Yellow or Shark Blue.
Who it's good for:

Anyone over 16 can open an ME Everyday Transaction Account. It's a good account for those who want to skip account keeping fees, ATM fees and don't mind giving up the option of making deposits or withdrawals from a local branch.

Any catches?

Just watch shopping with Buck as there is a $2,000 per day, per card daily debit card withdrawal limit.

Also like most everyday accounts is that funds in an ME Everyday Transaction account won't earn any interest, so you would be better off slipping your savings over to a high interest saving account and transferring it across when needed.

Details

Rates and fees information correct as at 16 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from EFTPOS, phone, internet and BPAY, free access to ME and network ATMs, fee refunded at all other ATMs in Australia within 30 days of transaction.

  • $0.00

  • ME, Westpac, St.George, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $4.00

  • 2.30%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • yes

  • none

  • Branch transactions are via Bank@Post

Atm card
  • none

  • none

  • none

Debit card
  • $4.00

  • $0.00

  • 2.30%

Customer Reviews

How are ME bank accounts rated by the Mozo community?

Overall customer rating
8.6/10
Price
8.4/10
Features
7.5/10
Customer service
8.7/10
Convenience
7.6/10
Trust
8.7/10

Latest reviews of ME Everyday Transaction Account

  • Overall
    10/10
    ME FOR ME

    Easy to deal with - it certainly is the bank for me!

    Easy to deal with - it certainly is the bank for me!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Jacqueline | Victoria

    reviewed 9 months ago

  • Overall
    9/10
    Ethical and great customer service.

    ME Bank is an ethical bank which treats its customers as people, not just potential future or...

    ME Bank is an ethical bank which treats its customers as people, not just potential future or current profit like the big 4. I find it extremely trustworthy and feel that they believe in protecting their customers and their money.

    Price
    5/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Sue | Victoria

    reviewed 10 months ago

  • Overall
    7/10
    Good

    I'm happy with the product and the current services being offered.

    I'm happy with the product and the current services being offered.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    7/10

    Wally | Queensland

    reviewed over 1 year ago

  • Overall
    10/10
    I like this bank

    ME is a great bank.

    ME is a great bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Marie | Victoria

    reviewed over 1 year ago

  • Overall
    10/10
    Simple to use, best interest rates

    Love it!

    Love it!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Marianne | Victoria

    reviewed over 1 year ago

ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

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