ME's Everyday Transaction Account offers all the handy features you would expect from a competitive bank account including no monthly fees, no fees on electronic transactions and free access to ATMs anywhere in Australia. Plus, ME offers a real point of difference as the account comes with a Debit Mastercard called Buck which comes in a range of colours.
If you do most of your banking online, over the phone and you frequently make use of ATMs, the ME Everyday Transaction Account won't cost you a thing. There are no account fees and you'll never have to worry about ATM fees with this account in Australia as you can use any ATM free of charge (ME will refund you any ATM withdrawal fees you incur).
Anyone above the age of 16 can open an ME Everyday Transaction Account. It's a good account for those who want to skip account keeping fees, ATM fees and don't mind giving up the option of making deposits or withdrawals from a local branch.
Just watch shopping with Buck as there is a $2,000 per day, per card daily debit card withdrawal limit.
Also, like most everyday accounts, funds in a ME Everyday Transaction account won't earn any interest. So you would be better off slipping your savings over to a saving account with a higher interest rate like the ME Online Savings Account and transferring money across when needed.
Balances from $0: 0.00% p.a.
n/a
n/a
$0.00
n/a
Unlimited free transactions from EFTPOS, internet and BPAY, free access to ME and network ATMs, fee refunded at all other ATMs in Australia within 30 days of transaction.
$0.00
ME, Westpac, St.George, BankSA, Bank of Melbourne
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$4.00
2.30%
$0.00 monthly
$0.00
$0.00
$2,000.00
no
yes
no
no
yes
yes
yes
none
Branch transactions are via Bank@Post
none
none
none
$4.00
$0.00
2.30%
Simple banking system, good rates and very customer friendly.
Read full reviewSimple banking system, good rates and very customer friendly.
Horrible experience with ME bank. I opened a new account and had trouble trying to speak with customer service. Waited for over 2 weeks for them to send my bank card! Had to close the account again and move to a different bank. Phone app is no good as well.
Read full reviewHorrible experience with ME bank. I opened a new account and had trouble trying to speak with customer service. Waited for over 2 weeks for them to send my bank card! Had to close the account again and move to a different bank. Phone app is no good as well.
Overall very happy with ME Bank. We tried a couple of the big banks in the past but had issues. Changed to ME about 3 years ago and they have been great.
Read full reviewOverall very happy with ME Bank. We tried a couple of the big banks in the past but had issues. Changed to ME about 3 years ago and they have been great.
Great service, great products, without the hassle of a big bank.
Read full reviewGreat service, great products, without the hassle of a big bank.
When I was referred to ME Bank by a friend, I wasn't that keen as the bank did not have many branches and relied on the digital banking format. I took a leap of faith and I have not been at all disappointed. ME Bank just ticks all the boxes for me and lots of others I know.
Read full reviewWhen I was referred to ME Bank by a friend, I wasn't that keen as the bank did not have many branches and relied on the digital banking format. I took a leap of faith and I have not been at all disappointed. ME Bank just ticks all the boxes for me and lots of others I know.
ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.
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