Westpac Choice Student

$0.00

Google Pay, PayID, Samsung Pay

0% p.a.

Westpac Choice Student

$0.00

Google Pay, PayID, Samsung Pay

0% p.a.

Mozo Review   Westpac Choice Student Review

Last updated: 27 February 2019.

What's hot:
  • $0 account fee

  • Unlimited free BPAY, online and phone transactions

What's not:
  • 3% foreign exchange commission

Mozo snapshot:

If you're a student looking to open a bank account with a major bank, the Westpac Choice Student is definitely one worth considering. It comes with unlimited free transactions online, over the phone, in branch and via BPAY or EFTPOS, overseas ATM access and all with a $0 account fee. Although, if you do decide to withdraw money overseas, you’ll be hit with a $5 ATM fee and 3% foreign exchange commission.

Key features:

As a student, you might not have thought too much about what bank account you have and may just be using the same account you got set up with as a kid. If this is the case, then it’s likely that you have a regular adult bank account, rather a student account with no account fees, such as the Westpac Choice Student account which has zero ongoing account fees, as long as you’re a card-carrying full-time student.

The account also comes with unlimited, free transactions via the internet, phone, ATM, in branch and bunch of other ways, letting you bank in the ways that best for you.

And if you’ve got an overseas trip planned, you’ll also have the ability to use your card overseas to withdraw money while travelling. This can really help out in a pinch, but doing so will leave you paying a 3% foreign exchange commission extra on any transaction, on top of a $5 ATM fee.

And don’t worry about having a lump sum saved up already when opening the account, as you only need $1 to open an account.

Who it's good for:

This account is suited to full-time students looking for a fee-free account with a major bank. You’ll need to show your Student ID at the beginning of each year to have the account fee waived.

Any catches?

For any students on exchange or holiday, keep in mind that while there is the option for withdrawing money from overseas ATMs using your debit card, it comes with a $5 ATM fee and a 3% foreign exchange commission. So this can be very helpful, but it could also wind up costing you a fair bit.

Details

Rates and fees information correct as at 20 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from internet, phone, network ATMs, EFTPOS, BPAY, branch deposits and withdrawals, and cheque.

  • $0.00

  • Westpac, St.George, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • Must be a full-time student. Must show valid student card at the beginning of each year to waive monthly fees.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Google Pay, PayID, Samsung Pay

Customer Reviews

How are Westpac bank accounts rated by the Mozo community?

Overall customer rating
7.5/10
Price
6.7/10
Features
6.4/10
Customer service
7.6/10
Convenience
7.9/10
Trust
7.5/10

Latest reviews of Westpac Choice Student

  • Overall
    7/10
    Makes banking easier

    Everything is well laid out and easier to use and pick up. Would recommend to others.

    Everything is well laid out and easier to use and pick up. Would recommend to others.

    Price
    6/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10

    Janis | Queensland

    reviewed 10 months ago

  • Overall
    7/10
    Extremely convenient

    Great services with monthly and not quarterly statements.

    Great services with monthly and not quarterly statements.

    Price
    8/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    8/10
    Trust
    8/10

    Kelly | Victoria

    reviewed 10 months ago

  • Overall
    10/10
    Excellent

    Everything about Westpac's bank account is excellent!

    Everything about Westpac's bank account is excellent!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Nabiel | Queensland

    reviewed 11 months ago

  • Overall
    10/10
    Helpful and friendly team

    Westpac is a bank with people that explain what you want to know really well and there’s never...

    Westpac is a bank with people that explain what you want to know really well and there’s never any insecurities or unsureness surrounding their banking methods.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Georgia | Victoria

    reviewed 11 months ago

  • Overall
    8/10
    I'll keep using Westpac

    Never really had a problem with Westpac

    Never really had a problem with Westpac

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Ugo | Western Australia

    reviewed 12 months ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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