Kogan.com launches the Kogan Money Black Card for Aussie rewards lovers, offering no annual fee and heaps of perks

Listen up, Aussie shoppers! A new rewards card is in town, and it’s offering customers a range of perks, from no annual fee to uncapped points. 

Launched today, the Kogan Money Black Card is a partnership between online retailer Kogan and credit card giant Citi, promising to give new customers plenty to get excited about - including a $0 annual fee and, as part of its launch offer, a bonus $300 in Kogan.com Credit if you make $3,000 worth of eligible purchases in the first 90 days from approval.  

“The Kogan Money Black Card and the new rewards program launched in conjunction with it provides Aussies with a new Visa credit card with access to rewards that provide unmatched value,” Director of Strategy at Kogan.com, Ross Metherell said. 

While Kogan Money Black Card customers can earn 1 rewards point for every dollar spent on eligible purchases, online shoppers have the sweeter end of the deal - cardholders buying items from the comfort of their couch could earn up to 2 points for every dollar spent on Kogan.com (given that it’s a Kogan Exclusive Brand). 

What’s more, these rewards points are uncapped and never expire, so the card may be a worthy choice for points hoarders. You’ll be able to redeem the points for eligible purchases made on Kogan.com or for Kogan Money credit card payments. 

The Kogan Money Black Card also comes with a complimentary Kogan First Membership (valued at $99 p.a.), which gives customers free shipping without having to reach a minimum purchase amount, and if that product already has free shipping, you’ll be upgraded for free to express delivery. 

What about those who have hopped on board the Buy Now Pay Later bandwagon? Worry not, as Kogan Money Black cardholders have the option of choosing Kogan.com’s instalment plan at checkout. 

RELATED ARTICLE: Joining the Buy Now Pay Later revolution: Citi launches new instalment loan for Aussie cardholders

But beyond the rewards card’s bells and whistles, here are some of its more basic features to look out for, including: 

  • 20.99% p.a. purchase rate
  • 55 interest free days on purchases 
  • 0% balance transfer rate for the first 12 months - which could be helpful to cardholders seeking relief from high interest while they’re trying to pay down their credit card balance; just bear in mind that the balance transfer rate jumps to a high 21.74% p.a. after 12 months
  • A poor 3.40% foreign exchange commission - so this may not be the card to pack in your suitcase when heading abroad; instead, a travel-friendly credit card could be a better choice to help you save on foreign currency fees, overseas purchase fees and international ATM fees
  • Four free additional cardholders - which means you’ll be able to share your card with your family without having to worry about extra costs 

On the hunt for a rewards card that'll suit your needs? Look below for some of the other deals on offer, or head over to our rewards cards comparison table to compare even more rewards cards.

Compare rewards cards - last updated February 27, 2021

Search promoted rewards credit cards below or do a full Mozo database search. Advertiser disclosure.
  • St.George Amplify Signature

    Earn up to 200,000 Bonus Amplify Rewards Points over 2 years (130k yr 1, 70k yr 2) when you spend $12k on eligible purchases each year. $139 reduced first year annual card fee (normally $279). New cards only, Eligibility criteria and T&Cs apply. Offer ends March 2nd 2021.

    Rewards program
    Annual fee
    Bonus points
    Earn rate per $1
    Amplify Rewards
    $279 $139 in the first year
    200,000
    1.5 points uncapped
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    Details
  • Mozo Experts Choice 2020
    American Express Qantas Ultimate Card

    Receive 100,000 bonus Qantas Points when you apply online by 5 April 2021, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only. Mozo Experts Choice Qantas Frequent Flyer Premium Credit Card Winner 2020^. T&C’s apply

    Rewards program
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    Bonus points
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    Qantas Frequent Flyer
    $450
    100,000
    1.25 points uncapped
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  • NAB Qantas Rewards Signature Card

    NABs fastest way to earn Qantas Points. 130,000 bonus Qantas Points when you spend $3,000 on everyday purchases within 60 days of account opening and keep the card open for 12 months. 7 complimentary insurances when you meet eligibility criteria including Overseas Travel Insurance.

    Rewards program
    Annual fee
    Bonus points
    Earn rate per $1
    Qantas Frequent Flyer
    $395 $295 in the first year
    130,000
    1 point up to $5,000/month, then
    0.5 points up to $20,000/month
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  • BankSA Amplify Signature

    Earn up to 200,000 Bonus Amplify Rewards Points over 2 years (130k yr 1, 70k yr 2) when you spend $12k on eligible purchases each year. $139 reduced first year annual card fee (normally $279). New cards only, Eligibility criteria and T&Cs apply. Offer ends 2nd March 2021.

    Rewards program
    Annual fee
    Bonus points
    Earn rate per $1
    Amplify Rewards
    $279 $139 in the first year
    200,000
    1.5 points uncapped
    Compare
    Details
  • Mozo Experts Choice 2020
    American Express Qantas Discovery Card

    Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. T&C’s apply. Mozo Experts Choice Qantas Frequent Flyer Credit Card Winner 2020^.

    Rewards program
    Annual fee
    Bonus points
    Earn rate per $1
    Qantas Frequent Flyer
    $0
    No current offer
    0.75 points uncapped
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^See information about the Mozo Experts Choice Rewards Credit Cards Awards

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