Kogan.com launches the Kogan Money Black Card for Aussie rewards lovers, offering no annual fee and heaps of perks

Listen up, Aussie shoppers! A new rewards card is in town, and it’s offering customers a range of perks, from no annual fee to uncapped points. 

Launched today, the Kogan Money Black Card is a partnership between online retailer Kogan and credit card giant Citi, promising to give new customers plenty to get excited about - including a $0 annual fee and, as part of its launch offer, a bonus $300 in Kogan.com Credit if you make $3,000 worth of eligible purchases in the first 90 days from approval.  

“The Kogan Money Black Card and the new rewards program launched in conjunction with it provides Aussies with a new Visa credit card with access to rewards that provide unmatched value,” Director of Strategy at Kogan.com, Ross Metherell said. 

While Kogan Money Black Card customers can earn 1 rewards point for every dollar spent on eligible purchases, online shoppers have the sweeter end of the deal - cardholders buying items from the comfort of their couch could earn up to 2 points for every dollar spent on Kogan.com (given that it’s a Kogan Exclusive Brand). 

What’s more, these rewards points are uncapped and never expire, so the card may be a worthy choice for points hoarders. You’ll be able to redeem the points for eligible purchases made on Kogan.com or for Kogan Money credit card payments. 

The Kogan Money Black Card also comes with a complimentary Kogan First Membership (valued at $99 p.a.), which gives customers free shipping without having to reach a minimum purchase amount, and if that product already has free shipping, you’ll be upgraded for free to express delivery. 

What about those who have hopped on board the Buy Now Pay Later bandwagon? Worry not, as Kogan Money Black cardholders have the option of choosing Kogan.com’s instalment plan at checkout. 

RELATED ARTICLE: Joining the Buy Now Pay Later revolution: Citi launches new instalment loan for Aussie cardholders

But beyond the rewards card’s bells and whistles, here are some of its more basic features to look out for, including: 

  • 20.99% p.a. purchase rate
  • 55 interest free days on purchases 
  • 0% balance transfer rate for the first 12 months - which could be helpful to cardholders seeking relief from high interest while they’re trying to pay down their credit card balance; just bear in mind that the balance transfer rate jumps to a high 21.74% p.a. after 12 months
  • A poor 3.40% foreign exchange commission - so this may not be the card to pack in your suitcase when heading abroad; instead, a travel-friendly credit card could be a better choice to help you save on foreign currency fees, overseas purchase fees and international ATM fees
  • Four free additional cardholders - which means you’ll be able to share your card with your family without having to worry about extra costs 

On the hunt for a rewards card that'll suit your needs? Look below for some of the other deals on offer, or head over to our rewards cards comparison table to compare even more rewards cards.

Compare rewards cards - last updated 21 June 2024

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  • Apply By 3 Sep 2024
    American Express Qantas Ultimate Card

    Qantas Frequent Flyer



    1.25 points up to 100,000 points/year, then
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  • G&C Mutual Bank Platinum Visa Credit Card

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    Receive 50,000 bonus Qantas Points when you apply, are approved, and spend $5,000 on eligible purchases on your new G&C Mutual Bank Platinum Visa Credit Card within 90 days. T&Cs apply. Available to new G&C Mutual Bank Card Members only. Earn 10,000 bonus Qantas Points annually. T&Cs apply. Access Platinum Visa Concierge. Add an additional cardholder at no extra cost.

  • NAB Qantas Rewards Premium Card

    Qantas Frequent Flyer

    $250 $150 in the first year


    0.66 points up to $3,000/month, then
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    70,000 Bonus Qantas Points. Offer applies to a new NAB Qantas Rewards Premium Card when you spend $2,000 on everyday purchases within 60 days.

  • American Express Qantas Premium Card

    Qantas Frequent Flyer



    1 point uncapped

    Receive 20,000 bonus Qantas Points when you apply, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within 3 months of Card Membership. T&C’s apply. Available to new American Express Card Members only.

  • NAB Rewards Signature Card

    NAB Rewards

    $295 $145 in the first year


    1.25 points uncapped

    Earn 100,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months (T&Cs apply). Enjoy a reduced annual card fee (from $295 to $195) for the first year. Up to 44 Interest free days on purchases (T&Cs apply). $15,000 minimum credit limit. 0% p.a. on standard balance transfer (BT) rate for 12 months (3% BT fee applies).


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