Stop paying high interest & crush debt today!

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There’s no denying it’s quite normal to binge a little every now and then. Whether it be eating out, a big night on the town or that new outfit you just had to have, we’ve all become the victim of the dreaded plastic! But, credit cards aren’t always the arch enemy they’re made out to be. Yes, they can get you in a bit trouble without a little self-discipline, but knowing which ones could benefit you, is knowledge every spender should have up their sleeve.

If you’ve racked up a some debt and you feel like you’re working to pay off your high-interest credit card, you should definitely consider the benefits of moving your debt to a Balance Transfer credit card. This means, rather than trying to pay your debt back on your current card and losing on high interest charges, you can transfer that balance over to a new credit card with a competitive balance transfer offer and ditch your debt once and for all.

Time is money, so don’t wait to get back in the driver’s seat. See how much you can save by making the switch to a Balance Transfer card today.

Top Balance Transfer Deals

HSBC Platinum Credit Card
  • 0% balance transfer rate for 22 months

  • Visa Platinum concierge service

  • Mozo Experts Choice Award 2018

Our verdict

HSBC's Platinum Credit Card is ideal if you've got some debt you're looking to blast, as it comes with a generous 0% balance transfer offer for 22 months. There is a $129 annual fee, but it's refunded if you spend over $6,000 annually. The HSBC Platinum card is one of the best rewards cards in the market for retail rewards according to our experts, winning a 2018 Mozo Experts Choice Award in the Premium Rewards Credit Card category.

Where do I get it? Head over to HSBC to find out more >>

Woolworths Everyday Platinum Credit Card
  • 0% balance transfer rate for 14 months

  • $0 first year annual fee ($49 thereafter)

  • Multiple 2018 Mozo Experts Choice winner

Our verdict

The Woolworths Everyday Platinum Card is a great way to clear accumulated debt through its 0% balance transfer rate for 14 months. Having won awards in the Best Balance Transfer Platinum Credit Card and Best Premium Rewards Card categories, it also features great rewards points incentives that convert into shopping gift cards which help cut down the cost of your groceries and each month. Plus, you'll pay no annual fee in the first year.

Where do I get it? Head over to Woolworths to find out more >>

Qantas Money Qantas Premier Platinum
Qantas Money
  • 0% balance transfer rate for 18 months

  • Up to 2 points per $1 on Qantas spends

  • Complimentary travel insurance

Our verdict

The very first credit card from Qantas Money, this card features a 0% balance transfer rate, making it ideal for getting on top of your debt. Together with a heap of reward incentives, it’s little wonder the Qantas Premier Platinum Credit Card took out a 2018 Mozo Experts Choice Award for Best Qantas Frequent Flyer Premium Credit Card. There’s also the opportunity to snag up to 100,000 bonus points - 70,000 when you sign up and meet the $3500 minimum spend within 90 days and an extra 30,000 on the anniversary of your card. This card has a $149 annual fee for the first year with a $299 fee for subsequent years.

Where do I get it? Head over to Qantas Money to find out more >>

^See information about the Mozo Experts Choice Credit cards Awards

Want to compare more Balance Transfer credit cards? Click here to find a card that fits.

The Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. Our judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity.  Product providers don’t pay to be in the running and we don’t play favourites. Award winners may choose to purchase a licence to use their award in their own marketing and may choose to list products on the Mozo website in a way that may generate revenue for Mozo.