You'll be flying fast with the ANZ Frequent Flyer Platinum credit card, which received a 2020 Mozo Experts Choice Award for best Premium Card Benefits. You'll receive 75,000 bonus Qantas Points and $150 back to your card after you've spent $2,500 on eligible purchases within the first three months from approval. If you're a frequent flyer who will use the complimentary travel insurance, concierge services and want to earn points exclusively with Qantas then this credit card is worthy of your attention.
New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including an annual fee, currently $295).
With the ANZ Frequent Flyer Platinum credit card you'll earn 0.75 Qantas Points for every dollar spent up to $3,000 each statement period. After you hit that limit, you'll then only earn 0.5 points for every dollar.
Points are automatically transferred to the Qantas Frequent Flyer Program. If you're not already a member of Qantas you will receive complimentary Qantas Frequent Flyer membership saving you $99.50.
There is a $295 annual card fee to consider. The purchase rate of the ANZ Frequent Flyer Platinum credit card is 20.24% so this is not a card you want to carry large amounts of debt on. Pay off your balance in full each statement period and you'll get up to 55 interest free days.
Some of the award-winning platinum privileges you'll get with the card include: international travel insurance, interstate flight inconvenience insurance, extended warranty insurance, purchase protection insurance.
Your card will come with Visa Paywave functionality so that you can tap and go for purchases under $100. When overseas your Frequent Flyer Platinum Card will be accepted anywhere that Visa is and there will be a 3% foreign currency conversion added to any overseas purchases, whether made online or in person.
This credit card is best suited to loyal Qantas frequent flyers as all points are redeemed via the Qantas Frequent Flyer program. It's also only available to permanent Australian residents or non-permanent residents with more than 9 months remaining on their Visa who are over 18.
If you're chasing bonus points, just keep in mind that the bonus point offer is only available to new ANZ credit card customers.
Fly Sydney to London return
110,400 points
Fly Sydney to Melbourne one-way
8,000 points
$100 Giftcard
19,730 points
$100 Cash
-
0.75 points per dollar on Visa, up to $3,000 per month, then
0.5 points per dollar on Visa, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Bonus points earned at a range of bonus partners including Qantas.
Receive 75,000 bonus Qantas Points and $150 back to your ANZ Frequent Flyer Platinum card if you spend $2,500 on eligible purchase in the first 3 months.
Spend $26,307 (Visa)
Spend $10,667 (Visa)
Spend $202,800 (Visa)
Uncapped
Never
How do we calculate these points?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
20.24% p.a.
none
No current offer
none
20.24% p.a.
55
$295.00
none
none
$0.00
$20.00
2%
3.00%
$0.00
$0.00
$65.00
$25.00
2.0
9
none
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance
I had no problem with my product until I got in to hardship . I found out that my insurance I was paying for was useless and I was paying for nothing it was a joke and in the fine print it states if you are unable to make your repayments for any reason blah blah blah then we will cover you. They lied and I refused to pay. Due to hardship. So ANZ knowingly sold me a dud insurance .
Read full reviewI had no problem with my product until I got in to hardship . I found out that my insurance I was paying for was useless and I was paying for nothing it was a joke and in the fine print it states if you are unable to make your repayments for any reason blah blah blah then we will cover you. They lied and I refused to pay. Due to hardship. So ANZ knowingly sold me a dud insurance .
The Pros outweigh the Cons for me. Because I pay out my Credit Card every month, I dodge any interest. However if I were to not pay out each month, the interest is very high. The yearly fees are also one of the highest, but the rewards are better than most cards.
Read full reviewThe Pros outweigh the Cons for me. Because I pay out my Credit Card every month, I dodge any interest. However if I were to not pay out each month, the interest is very high. The yearly fees are also one of the highest, but the rewards are better than most cards.
I enjoy the online banking. Using the ANZ bank app is easy. Not always easy to find an ANZ ATM.
Read full reviewI enjoy the online banking. Using the ANZ bank app is easy. Not always easy to find an ANZ ATM.
Interest rate high, in-bank customer service not helpful, but amazing free travel insurance and fantastic service when my credit card was stolen. Thus, I have trust in their ability to handle any identity theft. Plus, to swap to another bank would be time consuming and a hassle.
Read full reviewInterest rate high, in-bank customer service not helpful, but amazing free travel insurance and fantastic service when my credit card was stolen. Thus, I have trust in their ability to handle any identity theft. Plus, to swap to another bank would be time consuming and a hassle.
Because we exceed the annual spend limit, we pay no fees. You have the choice of frequent flyer points or a number of different rewards including gift cards and cash. Clear the balance owing on the card each month and you pay no interest.
Read full reviewBecause we exceed the annual spend limit, we pay no fees. You have the choice of frequent flyer points or a number of different rewards including gift cards and cash. Clear the balance owing on the card each month and you pay no interest.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ credit cards
Bendigo Bank
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11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 Annual fee may vary.
HSBC
Platinum Credit Card
19.99% p.a.
0% p.a. for 36 months and then 21.99% p.a.
$129 $29 in the first year
Rewards Plus
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Westpac
Altitude Platinum
Altitude Rewards
$150 $99 in the first year
80,000
1 point uncapped
American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
American Express
Cashback Credit Card
Cashback Rewards
$120
No current offer
1 point uncapped
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
American Express
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250
65,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
Bendigo Bank
Low Rate Credit Card
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
11.99% p.a.
$45
Bankwest
Zero Mastercard
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
14.99% p.a.
$0
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
Great Southern Bank
Low Rate Credit Card
0% p.a. for 25 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Bankwest
Zero Platinum Mastercard
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
14.99% p.a.
$0
St.George
Amplify Rewards Platinum
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
19.74% p.a.
$99
Rewards
Bendigo Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
Bankwest
Zero Mastercard
14.99% p.a.
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
$0
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bendigo Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 Annual fee may vary.
HSBC
Platinum Credit Card
19.99% p.a.
0% p.a. for 36 months and then 21.99% p.a.
$129 $29 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
