Your selected credit cards
One of Australia’s Big Four banks, ANZ offers a wide range of credit cards to suit its customers. Whether you’re after a rewards program, Frequent Flyer Points, or a simple, low-fee credit card, this 2024 Mozo Experts Choice Award winner seems to have an option for everyone.
Your selected credit cards
This is ok. I have had a fe problems where they havent protected my bank account from scams. But the customer service is usally very good
I haven’t had any credit cards or loans im 40 years old and they declined me for not having any credit history so 3/10 rubber chickens
ANZ is a Great bank. Great to deal with. Easy and friendly.
I like this product for the free flybuys on signing up and the ongoing rewards system, but the annual fees are too high to keep the credit card past the first year. I have previous experience of ANZ signing me up to products I haven't asked for in what I consider an unethical way.
Have always banked with ANZ. Never had any problems. They are reliable. Staff are friendly and helpful.
Excellent bank. Great customer support.
Dealing with ANZ is nightmare and can create anxiety to anyone and that's what that trained to do so
I have had an ANZ credit card for over 30 years. Twice I have needed to contact them regarding unauthorised activity and both times it was taken care of swiftly and without question.
ANZ seem to want to assist their customers whenever they can. They do have a problem with waiting on the phone, as a lot of establishments do these days. Once you get on, they are quick to fix the issue.
I have the Frequent Flyer Visa card, which includes travel insurance, but making a claim is long and difficult, so I no longer feel comfortable using this card to book travel.
To apply for an ANZ credit card, you need to meet the bank’s eligibility requirements. These include being over the age of 18, having a good credit score, and being a citizen or permanent resident of Australia. You can be a non-permanent resident and apply for an ANZ credit card, but you need to have at least 9 months left on your visa.
If you are eligible, you can visit the ANZ website, use the ANZ app, or call the bank on 13 33 33 to apply.
Select ANZ credit cards can be activated through the ANZ app or via ANZ internet banking. These include:
To activate your ANZ credit card through the app, log in and tap More on the Accounts screen. You should see an option called Activate Card. Tap that, then enter your new card’s details. After that is completed, you should be able to set your credit card’s PIN. From here, you can set up your ANZ credit card with Apple Pay, if you’re using an iPhone.
To activate your ANZ credit card online, log in to ANZ internet banking, and navigate to the Settings menu. You should see an Activate card option. Click on this and follow the instructions. From here, you can set up your PIN and begin using your card.
Eligible purchases on an ANZ credit card are almost any purchases excluding fees, cash advances, cash equivalent transactions, balance transfers, ANZ credit card insurance premiums, gambling or gaming transactions, and reversed or refunded transactions.
You can find more information about what eligible purchases are in the ANZ Credit Card Conditions of Use PDF.
If you hold an ANZ credit card with complimentary international travel insurance, you have to activate it before you’re covered under the policy. To do this, you first need to check your eligibility by entering some personal details, read through the product disclosure statement (PDS) to make sure the cover is right for you, then receive confirmation.
You can do this through Allianz Global Assistance (the underwriter of ANZ’s credit card travel insurance policy).
You can change your credit card limit through ANZ’s internet banking site. First, log in to your account, then select your credit card account. Click Increase your credit limit or Decrease your credit limit, depending on what you want to do. Next, follow the prompts to request a change to your card limit.
With an ANZ credit card, you can choose to make repayments:
Before you can cancel your ANZ credit card, you need to ensure your balance has been fully paid-off (including any fees and interest charges), your account details are up to date, and you’ve downloaded any statements you might need for future reference – you won’t be able to get these back once your card is closed.
You can request to close your ANZ credit card through the app, via internet banking, or over the phone.
First, log in to your account. Then, tap Support. Next, tap on Message us. Follow the prompts and ask to ‘Close your credit card’.
First, log in to your internet banking account. Then, select your Credit card account. Next, click Request for account closure from the account actions. Follow the prompts to cancel your card.
You can request to close your ANZ credit card over the phone, by calling the ANZ cards team on 13 22 73.
^See information about the Mozo Experts Choice Credit Card Awards
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