The Bank of Queensland Blue credit card offers rewards earning potential and an enticing 0% balance transfer rate for 9 months to help you ditch any existing credit card debt you may have. But once the balance transfer period ends, you'll want to get into the habit of paying your balance off in full every month to avoid the 21.74% cash advance rate.
You'll get 44 interest free days on purchases with your Bank of Queensland Blue Visa credit card. But set yourself up with Easi-Pay and you can automatically either have your balance paid off in full or even just make the minimum repayments, taken straight from your everyday bank account (even from a non-Bank of Queensland account.) This could be a great way to make sure you avoid the 20.74% purchase rate.
For every dollar you spend the Bank of Queensland will give one point towards redeeming on either gift cards, retail rewards or Virgin Australia, Flight Centre and TakeFlight vouchers. Your rewards points never expire but there is a $65,000 p.a. points cap.
Plus, you'll also get bonus perks such as purchase cover insurance for most goods you buy on your Bank of Queensland Blue Visa credit card that are lost, stolen or damaged within three months of being purchased.
And at the moment, Bank of Queensland are offering Australians with existing credit card debt the chance to get rid of it once and for all with an 9-month 0% balance transfer offer, along with 0% interest on purchases for the first 9 months. Just remember that once the balance transfer end, you'll be up for the 21.74% cash advance rate on any remaining debt.
Also don't forget there is a $60 annual fee attached to this card.
The Bank of Queensland Blue is great for spenders looking for a budget-friendly plastic option with rewards earning potential or those looking for a long-term balance transfer deal to help pay off their debt.
If you don't like the 20.74% purchase rate, you'll like the 21.74% cash advance rate even less.
Rates and fees information correct as at 20 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
358,836 points
23,402 points
35,800 points
50,000 points
1 point per dollar on Visa, uncapped
Redeem your points for travel, gift cards, cashback and pay with points.
You can get flights via Virgin Australia vouchers, Flight Centre Vouchers or TakeFlight.
Spend $50,000 (Visa)
Spend $35,800 (Visa)
Spend $23,402 (Visa)
Spend $358,836 (Visa)
Uncapped
Never
20.74% p.a. |
|
0% p.a. for 9 months |
|
0% p.a. for 9 months and then 21.74% p.a. |
|
yes |
|
21.74% p.a. |
|
44 |
$60.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3.5%, min $3.50 |
|
3.40% |
|
$2.00 |
|
$7.00 |
|
$15.00 |
$30.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Samsung Pay
Extended Warranty,
Purchase Protection
It's good
Read full reviewBank staff are awesome. They are so polite and so caring they make me feel that my money is in safe hands.
Read full reviewBank staff are awesome. They are so polite and so caring they make me feel that my money is in safe hands.
This bank is fantastic due to its owner franchises.
Read full reviewThis bank is fantastic due to its owner franchises.
I have found them outstanding in customer service & able to help on the phone with all my inquiries.
Read full reviewI have found them outstanding in customer service & able to help on the phone with all my inquiries.
The service is just the best in my local bank in Agnes water
Read full reviewThe service is just the best in my local bank in Agnes water
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NAB Rewards
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0.75 points uncapped
Velocity Escape Card
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$0
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0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
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Low Rate Card
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13.49% p.a.
$59 $0 in the first year
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21.49% p.a.
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$100
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$59
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