Blue Visa Credit Card card image
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Bank of Queensland Blue Visa Credit Card

Advertiser disclosure
Purchase rate
0% p.a. for 9 months then 20.74% p.a.
Balance transfer rate
0% p.a. for 9 months and then 21.74% p.a.
Annual fees
$60
Interest free days on purchases
44

Mozo editorial review Bank of Queensland Blue Visa Credit Card - last updated: 2 April 2024

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What's hot
  • 0% p.a on balance transfers and purchases for 9 months
  • Rewards points that never expire
What's not
  • 20.74% p.a. purchase rate
Mozo snapshot

The Bank of Queensland Blue credit card offers rewards earning potential and an enticing 0% balance transfer rate for 9 months to help you ditch any existing credit card debt you may have. But once the balance transfer period ends, you'll want to get into the habit of paying your balance off in full every month to avoid the 21.74% cash advance rate.

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Key features

You'll get 44 interest free days on purchases with your Bank of Queensland Blue Visa credit card. But set yourself up with Easi-Pay and you can automatically either have your balance paid off in full or even just make the minimum repayments, taken straight from your everyday bank account (even from a non-Bank of Queensland account.) This could be a great way to make sure you avoid the 20.74% purchase rate.

For every dollar you spend the Bank of Queensland will give one point towards redeeming on either gift cards, retail rewards or Virgin Australia, Flight Centre and TakeFlight vouchers. Your rewards points never expire but there is a $65,000 p.a. points cap.

Plus, you'll also get bonus perks such as purchase cover insurance for most goods you buy on your Bank of Queensland Blue Visa credit card that are lost, stolen or damaged within three months of being purchased.

And at the moment, Bank of Queensland are offering Australians with existing credit card debt the chance to get rid of it once and for all with an 9-month 0% balance transfer offer, along with 0% interest on purchases for the first 9 months. Just remember that once the balance transfer end, you'll be up for the 21.74% cash advance rate on any remaining debt.  

Also don't forget there is a $60 annual fee attached to this card. 

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Who is it good for

The Bank of Queensland Blue is great for spenders looking for a budget-friendly plastic option with rewards earning potential or those looking for a long-term balance transfer deal to help pay off their debt. 

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Any catches

If you don't like the 20.74% purchase rate, you'll like the 21.74% cash advance rate even less.

Rewards program details

Rates and fees information correct as at 15 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

358,836 points

Fly Sydney to Melbourne one-way

23,402 points

$100 Giftcard

35,800 points

$100 Cash

50,000 points

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Redeem your points for travel, gift cards, cashback and pay with points.

You can get flights via Virgin Australia vouchers, Flight Centre Vouchers or TakeFlight.

Value of rewards points

Spend $50,000 (Visa)

Spend $35,800 (Visa)

Spend $23,402 (Visa)

Spend $358,836 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.74% p.a.

0% p.a. for 9 months

0% p.a. for 9 months and then 21.74% p.a.

yes

21.74% p.a.

44

Fees

$60.00

none

none

none

$30.00

3.5%, min $3.50

3.40%

$2.00

$7.00

$15.00

Features

$30.00

2.0

4

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Extended Warranty,
Purchase Protection

Customer Reviews

How are Bank of Queensland credit cards rated by the Mozo community?

Overall
Price
Features
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Convenience
Trust

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About Bank of Queensland

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