Rewards are usually the main thing you want to look at when thinking of getting a rewards credit card and with Citi Signature there are number to take note of: including flights, cash back and gift cards all as options you can cash in on. There's also no need to fret about hitting a cap or your points expiring, as this card has neither a points cap or expiring date.
The rewards the Citi Signature card offers help to offset the sting of the relatively high yearly fee of $395 ($199 for the first year) and steep purchase rate of 20.99%.
Earning reward points is easy and quick - you will receive 1 point per $1 spent on regular domestic spends, and the points earning is uncapped meaning you can save them up for something fab.
The Signature card is especially well-suited to travellers. Not only can you bag 2 rewards points for each $1 spent internationally, but the card also comes with complimentary travel insurance, concierge service and airport lounge visits.
The card also come with 15 months of 0% balance transfer rate (then 21.74%), so if you're looking to transfer some of your other debts onto this card you have a window of no extra interest payments.
Who it's good for:
The Citi Rewards Signature credit card suits anyone who is earning over $75,000 a year and is interested in a card that comes with plenty of perks.
Get into the habit of paying your balance off in full each month or you'll be paying a high 20.99% interest rate on those purchases.