NAB Low Fee Platinum Card

19.74% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$90

n/a

NAB Low Fee Platinum Card

19.74% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$90

n/a

Mozo Review   NAB Low Fee Platinum Card Review

Last updated: 25 February 2019.

What's hot:
  • 0% p.a on balance transfers for 6 months (2% BT fee)

  • Travel accident insurance

What's not:
  • High 19.74% purchase rate

  • 2% balance transfer fee

Mozo snapshot:

NAB's Low Fee Platinum Card comes with a competitive 0% rate on balance transfers for 6 months (with a one off 2% balance transfer fee). You'll also get the handy benefit of platinum credit cards with travel accident insurance. You can have the Low Fee Platinum card linked to the flybuys rewards program but this really isn't a rewards credit card. If you want real rewards value for your spend you'd be better off looking at the NAB Qantas Card or the NAB Velocity Card.

Key features:

The NAB Low Fee Platinum card has a 0% p.a interest rate on balance transfers for 6 months (2% BT fee applies). Other features include a $90 annual fee, 44 interest free days, a 19.74% purchase rate and a 21.74% cash advance rate.

What about the platinum perks? You'll have overseas travel accident insurance, interstate flight inconvenience insurance, transport accident insurance, domestic hotel burglary insurance, a extended warranty and price protection. When you consider the cost of overseas travel insurance alone, the $90 annual fee for the Low Fee Platinum card is worth it.

With the NAB Low Fee Platinum Card you will get all the benefits of Visa such as Visa Entertainment applause features, 24/7 travel assistance via Visa Global Customer Assistance Services as well as online shopping verified by Visa. 

If you're heading overseas you'll pay a 3.00% foreign exchange margin on any purchases.


Who it's good for:

The NAB Low Fee Platinum is perfect for someone looking to knock off debt quickly thanks to the 0% balance transfer rate.

Any catches?

If you're using the card to blast debt for good, don't let that balance transfer debt sit there for too long or you'll end up paying 21.74% on any debt left outstanding after 6 months.

Details

Rates and fees information correct as at 20 September 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

  • yes

  • 21.74% p.a.

  • 44

Fees
  • $90.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $7.00

  • $2.50

  • $0.00

Features
  • $25.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel,
Insurance,
Extended,
Warranty,
Purchase,
Protection

Other benefits

Travel Insurance, Extended Warranty, Purchase Protection, Guaranteed Pricing

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall customer rating
6.8/10

Based on 4141 NAB credit card reviews

Price
5.9/10
Features
6.0/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of NAB Low Fee Platinum Card

  • Overall
    7/10
    Decent

    We've been with NAB for 56 years. They are very convenient to use.

    We've been with NAB for 56 years. They are very convenient to use.

    Price
    -1/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Bob | Queensland

    reviewed 10 months ago

  • Overall
    10/10
    Excellence at it's best

    I am most impressed with the customer service in particular.

    I am most impressed with the customer service in particular.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Queensland

    reviewed over 1 year ago

  • Overall
    4/10
    Not good and high interest rates

    The bank does not look at your spending habits

    The bank does not look at your spending habits

    Price
    3/10
    Features
    2/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    2/10

    Phillip | Queensland

    reviewed about 3 years ago

  • Overall
    9/10
    Awesome

    This bank is very supportive

    This bank is very supportive

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Terrence | New South Wales

    reviewed over 3 years ago

  • Overall
    7/10
    Be more competitive

    Like, service and customer service could improve.

    Like, service and customer service could improve.

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    7/10

    Janine | Victoria

    reviewed over 3 years ago

NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

See NAB credit cards

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19.74% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$30

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0% p.a. for 6 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$95

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Low Rate Platinum Card

0% p.a. for 15 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100

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Rewards Classic Card

19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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Rewards Platinum Card

19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$195

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Qantas Rewards Signature Card

19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$395 $295 in the first year

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0% p.a. for 12 months and then 21.99% p.a.

19.99% p.a.

$49 $29 in the first year

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No current offer

20.24% p.a.

$425

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0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

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0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

19.99% p.a.

$395 $295 in the first year

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No current offer

11.99% p.a.

$0

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0% p.a. for 18 months and then 21.99% p.a.

19.99% p.a.

$299 $199 in the first year

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Gold Low Rate

No current offer

11.55% p.a.

$0

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Qantas Premier Everyday

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

$49 $29 in the first year

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1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

$149 $0 in the first year

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American Express

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Qantas Ultimate Card

1.25 points per dollar on Amex, uncapped

20.74% p.a.

$450

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0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129 $64 in the first year

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Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

20.24% p.a.

$425

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1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

$299 $199 in the first year

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Qantas Rewards Card

0.5 points per dollar on Visa, up to $3,000 per month

19.99% p.a.

$95

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Platinum Credit Card (Special Offer)

1 point per dollar on Visa, up to 10000 points per month

19.99% p.a.

$129 Refunded when you spend over $6,000 p.a

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Qantas Premier Everyday

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

19.99% p.a.

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Platinum

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

20.24% p.a.

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0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

0% p.a. for 14 months then 20.74% p.a.

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0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

0% p.a. for 12 months then 19.99% p.a.

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0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

19.99% p.a.

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Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

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0% p.a. for 13 months and then 21.74% p.a.

$149 $0 in the first year

19.99% p.a.

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Virgin Australia Velocity Flyer Card - Ongoing Annual Fee Offer

0% p.a. for 18 months and then 20.99% p.a.

$50

20.74% p.a.

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0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

0% p.a. for 6 months and then 20.99% p.a.

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Gold Low Rate

11.55% p.a.

$0

No current offer

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11.99% p.a.

$69

No current offer

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Low Fee Card

19.74% p.a.

$30

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 20.24% p.a.

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ME

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11.99% p.a.

$0

No current offer

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

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11.99% p.a.

No current offer

$0

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Gold Low Rate

11.55% p.a.

No current offer

$0

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12.49% p.a.

0% p.a. for 15 months and then 20.24% p.a.

$58

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Platinum Credit Card (Special Offer)

0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 22 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

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11.99% p.a.

No current offer

$69

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0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

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Platinum

17.74% p.a.

No current offer

$125 $0 when you spend over $35,000 p.a