NAB Low Fee Platinum Card

19.74% p.a.

0% p.a. for 24 months and then 21.74% p.a. (2.00% balance transfer fee)

$90

n/a

NAB Low Fee Platinum Card

19.74% p.a.

0% p.a. for 24 months and then 21.74% p.a. (2.00% balance transfer fee)

$90

n/a

Mozo Review   NAB Low Fee Platinum Card Review

Last updated: 17 October 2018.

What's hot:
  • 0% p.a on balance transfers for 24 months (2% BT fee)

  • Travel accident insurance

What's not:
  • High 19.74% purchase rate

  • 2% balance transfer fee

Mozo snapshot:

NAB's Low Fee Platinum Card comes with a competitive 0% rate on balance transfers for 20 months (with a one off 2% balance transfer fee). You'll also get the handy benefit of platinum credit cards with travel accident insurance. You can have the Low Fee Platinum card linked to the flybuys rewards program but this really isn't a rewards credit card. If you want real rewards value for your spend you'd be better off looking at the NAB Qantas Card or the NAB Velocity Card.

Key features:

The NAB Low Fee Platinum card has a stand-out 0% p.a interest rate on balance transfers for 24 months (2% BT fee applies) - so you'll be able to attack your debts fast! Other features include a $90 annual fee, 44 interest free days, a 19.74% purchase rate and a 21.74% cash advance rate.

What about the platinum perks? You'll have overseas travel accident insurance, interstate flight inconvenience insurance, transport accident insurance, domestic hotel burglary insurance, a extended warranty and price protection. When you consider the cost of overseas travel insurance alone, the $90 annual fee for the Low Fee Platinum card is worth it.

With the NAB Low Fee Platinum Card you will get all the benefits of Visa such as Visa Entertainment applause features, 24/7 travel assistance via Visa Global Customer Assistance Services as well as online shopping verified by Visa. 

If you're heading overseas you'll pay a 3.00% foreign exchange margin on any purchases.


Who it's good for:

The NAB Low Fee Platinum is perfect for someone looking to knock off debt quickly thanks to the 0% balance transfer rate.

Any catches?

If you're using the card to blast debt for good, don't let that balance transfer debt sit there for too long or you'll end up paying 21.74% on any debt left outstanding after 24 months.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 24 months and then 21.74% p.a. (2.00% balance transfer fee)

  • yes

  • 21.74% p.a.

  • 44

Fees
  • $90.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $7.00

  • $2.50

  • $0.00

Features
  • $25.00

  • 2.0

  • 1

  • none

Payment options

Google Pay, Samsung Pay, Garmin, Fitbit, PayTag

Rewards privileges

Concierge,
Travel,
Insurance,
Extended,
Warranty,
Purchase,
Protection

Other benefits

Travel Insurance, Extended Warranty, Purchase Protection, Guaranteed Pricing

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 4136 NAB credit card reviews

Price
5.9/10
Features
6.0/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of NAB Low Fee Platinum Card

  • Overall
    7/10
    Decent

    We've been with NAB for 56 years. They are very convenient to use.

    We've been with NAB for 56 years. They are very convenient to use.

    Price
    -1/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Bob | Queensland

    reviewed about 13 hours ago

  • Overall
    10/10
    Excellence at it's best

    I am most impressed with the customer service in particular.

    I am most impressed with the customer service in particular.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Queensland

    reviewed 10 months ago

  • Overall
    4/10
    Not good and high interest rates

    The bank does not look at your spending habits

    The bank does not look at your spending habits

    Price
    3/10
    Features
    2/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    2/10

    Phillip | Queensland

    reviewed over 2 years ago

  • Overall
    9/10
    Awesome

    This bank is very supportive

    This bank is very supportive

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Terrence | New South Wales

    reviewed over 2 years ago

  • Overall
    7/10
    Be more competitive

    Like, service and customer service could improve.

    Like, service and customer service could improve.

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    7/10

    Janine | Victoria

    reviewed over 2 years ago

NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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