The NAB Qantas Rewards Signature Card is great for travellers looking to really get those extra rewards out of their spending. The $1 to 1 point for the first $5,000 and $1 to 0.5 points for the next $20,000 each months means big spenders can potentially be racking up a quality 15,000 per month. Plus if you spend $3,000 in the first 60 days and keep your card open for over 12 months, you could be eligible to get an extra 120,000 Qantas Points!
It also won a 2023 Mozo Experts Choice Award for the best Premium Card Benefits category.
Rewards are great, whether it’s the old primary school gold star or a sports trophy, getting a little extra for doing a good job is awesome. It’s the same with your spending, which is why the NAB Qantas Rewards Signature Card gives you 1 Qantas point for every dollar you spend for the first $5,000 and 0.5 points for the next $20,000. This allows you to grab a bunch of the gift cards and flights on offer.
If you want to jump right in and get that quick start on your rewards earning then you’ll be excited to know you can get an extra 120,000 bonus points, by spending $3,000 on everyday purchases within 60 days of the account opening and keeping the account open for more than 12 months.
When it comes to other premium perks, frequent travellers who prefer flying Qantas are in luck. Along with a free membership to the Qantas Frequent Flyer program, cardholders get to enjoy a range of free insurance covers, including a concierge service.
Also, if you are interested in sharing the card with your partner then you’re in luck because the NAB Qantas Rewards Signature Card allows an additional cardholder for free.
The card comes with a regular variable interest rate of 20.99% p.a. but if you’re looking to blast some existing debt, you can start with a balance transfer rate of 0% p.a. for the first 12 months (3% balance transfer fee applies), with a revert rate of 21.74% p.a. One thing to keep an eye on is the relatively high $395 annual fee, but the good news is, this is discounted to $295 in the first year.
For big spenders who are looking for rewards geared towards travellers, the NAB Qantas Rewards Signature Card could provide a great opportunity to really rack up a lot points and a lot of rewards.
Although there's a discounted annual fee in the first year, the high $295 annual fee after that means you’ll be paying quite a bit each year to have access to the rewards provided by the NAB Qantas Rewards Signature Card so weigh up whether you’ll get enough use from the rewards program to justify the price tag.
Rates and fees information correct as at 19 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Bonus points on selected Qantas products and services, including eligible Qantas flights.
Receive 90,000 bonus Qantas Points if you spend $3,000 on everyday purchases within 60 days of account opening and an additional 30,000 after 12 months of using the account.
Spend $20,010 (Visa)
Spend $8,000 (Visa)
Spend $160,800 (Visa)
at $20,000 monthly
Never
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20.99% p.a. |
|
|
none |
|
|
0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee) |
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yes |
|
|
21.74% p.a. |
|
|
44 |
|
$395.00 |
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$295 in the first year |
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none |
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none |
|
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$15.00 |
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3%, Min $3 |
|
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3.00% |
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$0.00 |
|
|
$0.00 |
|
|
$0.00 |
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$25.00 |
|
|
2.0 |
|
|
1 |
|
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From 30 June, 2022, some COVID-19 travel insurance cover may be available under selected benefits. |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Concierge,
Extended Warranty,
Purchase Protection,
International Travel Insurance,
Interstate Flight Inconvenience Insurance,
Rental Vehicle Excess in Australia Insurance
I’ve been with NAB a very long time and I haven’t had any problems at all. Quite the opposite actually. I had my credit card used twice when I went to USA, but it was used after I had returned to Australia. The bank started working on it straight away and they returned all those funds to my credit card shortly after. The only thing that could be a problem is that the Bank closed the Port Melbourne Branch, which affected a lot of people, including me. But this is easier now that I can do withdrawals and deposits at the Post Office in Port Melbourne, other things may become an issue if that has to be done at South Melbourne Branch.
Read full reviewI’ve been with NAB a very long time and I haven’t had any problems at all. Quite the opposite actually. I had my credit card used twice when I went to USA, but it was used after I had returned to Australia. The bank started working on it straight away and they returned all those funds to my credit card shortly after. The only thing that could be a problem is that the Bank closed the Port Melbourne Branch, which affected a lot of people, including me. But this is easier now that I can do withdrawals and deposits at the Post Office in Port Melbourne, other things may become an issue if that has to be done at South Melbourne Branch.
NAB is a great choice for a bank. I have been with them for over 10 years and have never had a issue. I feel confident banking with them and trust them to look after my money. In the past I have experienced fraud on my credit card. Before I even realized money was being taken out of my account I was contacted by NAB saying there was suspicious activity on my account and had I authorized these purchases. I was very grateful and thankful for their quick and timely response which saved me the inconvenience of money being stolen. For this reason I feel very confident and safe banking with NAB. Another reason I like banking with NAB is their customer service, in store branches and over the phone, has always been very helpful and reliable. I tend to not like doing things over the phone as sometimes I find it can get confusing and frustrating, however each time I have had to speak to someone over the phone it has been a easy simple process. Another pro of NAB is there banking app. I love it! It is easy to use, user friendly, straight forward and has all the necessary features you need to complete your day to day banking needs. A couple of things I do dislike about NAB is the annual fee on credit cards and their interest rates on saving accounts. The annual credit card fee for me particularly is very high and the interest rate on my savings account is very low when compared to other banks. I don't think they are competitive regarding these aspects in comparison to other banks.
Read full reviewNAB is a great choice for a bank. I have been with them for over 10 years and have never had a issue. I feel confident banking with them and trust them to look after my money. In the past I have experienced fraud on my credit card. Before I even realized money was being taken out of my account I was contacted by NAB saying there was suspicious activity on my account and had I authorized these purchases. I was very grateful and thankful for their quick and timely response which saved me the inconvenience of money being stolen. For this reason I feel very confident and safe banking with NAB. Another reason I like banking with NAB is their customer service, in store branches and over the phone, has always been very helpful and reliable. I tend to not like doing things over the phone as sometimes I find it can get confusing and frustrating, however each time I have had to speak to someone over the phone it has been a easy simple process. Another pro of NAB is there banking app. I love it! It is easy to use, user friendly, straight forward and has all the necessary features you need to complete your day to day banking needs. A couple of things I do dislike about NAB is the annual fee on credit cards and their interest rates on saving accounts. The annual credit card fee for me particularly is very high and the interest rate on my savings account is very low when compared to other banks. I don't think they are competitive regarding these aspects in comparison to other banks.
Great customer service at local branch. Easy to setup new accounts, including joints accounts and advice on savings credit cards.
Read full reviewGreat customer service at local branch. Easy to setup new accounts, including joints accounts and advice on savings credit cards.
The Qantas Rewards Signature Credit card is packed with benefits and features providing a comprehensive overall product. The limits and insurance are standard and not standout but the inclusive price protection is a bonus feature which many credit cards no longer offer, however the criteria to qualify for this are quite strict. The annual price for this card is high but if qualifying for bonus points and insurance then it can be offset. Staff have been helpful when answering questions about the product and setting up shared access between additional card holders.
Read full reviewThe Qantas Rewards Signature Credit card is packed with benefits and features providing a comprehensive overall product. The limits and insurance are standard and not standout but the inclusive price protection is a bonus feature which many credit cards no longer offer, however the criteria to qualify for this are quite strict. The annual price for this card is high but if qualifying for bonus points and insurance then it can be offset. Staff have been helpful when answering questions about the product and setting up shared access between additional card holders.
Decent product with easy access to funds and banker. Not the best in terms of features as a premium card (no lounge access, not a lot of perks), quite expensive yearly fee unless there is a waiver.
Read full reviewDecent product with easy access to funds and banker. Not the best in terms of features as a premium card (no lounge access, not a lot of perks), quite expensive yearly fee unless there is a waiver.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 24 months and then 20.99% p.a.
$149 $0 in the first year
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
