Rewards Platinum Card with Velocity card image
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NAB Rewards Platinum Card

Advertiser disclosure
The details shown below are for a card with Velocity Points
The details shown below are for a card with NAB Rewards

Choose the version of this credit card that suits you best

Name Rewards program
Rewards Platinum Card with Velocity Velocity Points
Rewards Platinum Card NAB Rewards
  • Rewards Platinum Card with Velocity
    Rewards: Velocity Points
  • Rewards Platinum Card
    Rewards: NAB Rewards
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
Annual fees
$195 $95 in the first year
Interest free days on purchases
44
Purchase rate
20.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
Annual fees
$195 $95 in the first year
Interest free days on purchases
44

Rewards program details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

21,138 points

$100 Cash

-

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Points are transferred weekly to Velocity account to redeem on Velocity Rewards Store.

Up to 1 points per dollar via NAB Rewards Store. Up to 1.5 points per dollar at eligible grocery stores.

Special offers

Receive up to 80,000 bonus Velocity Points. 60,000 points when you spend $1,000 on purchases in first 60 days and 20,000 points after the first 12 months.

Value of rewards points

Spend $21,138 (Visa)

Spend $15,600 (Visa)

Spend $239,200 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)

yes

21.74% p.a.

44

Fees

$195.00

$95 in the first year

none

none

$15.00

3%, Min $3

3.00%

$0.00

$0.00

$0.00

Features

$25.00

2.0

1

From 30 June, 2022, some COVID-19 travel insurance cover may be available under selected benefits of the International Travel Insurance section.

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin , Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Purchase Protection,
Year End Summary of Charges,
Rental Vehicle Excess in Australia Insurance

Rewards program details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

20,410 points

$100 Cash

25,000 points

Points earning

2 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the NAB Rewards Program.

Redeem points via Webjet to book any flight you want.

Up to 2 points per dollar on Webjet purchases via NAB Rewards Store or on Webjet website. Up to 1.5 points per dollar at eligible grocery stores.

Special offers

Receive up to 100,000 Bonus Points. Get 80,000 Points when you spend $1,000 on purchases in the first 60 days and 20,000 Points after the first 12 months.

Value of rewards points

Spend $12,500 (Visa)

Spend $10,205 (Visa)

Spend $7,800 (Visa)

Spend $119,600 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)

yes

21.74% p.a.

44

Fees

$195.00

$95 in the first year

none

none

$15.00

3%, Min $3

3.00%

$0.00

$0.00

$0.00

Features

$25.00

2.0

1

From 30 June, 2022, some COVID-19 travel insurance cover may be available under selected benefits of the International Travel Insurance section.

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Vehicle Excess in Australia Insurance

Other benefits

Redeem NAB Rewards points via Webjet to book flights with any airline.

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall
7.5/10
Price
5.9/10
Features
6.0/10
Customer service
6.7/10
Convenience
7.4/10
Trust
6.9/10
Based on 4348 NAB credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of NAB Rewards Platinum Card Credit Card

About NAB

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NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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American Express

Qantas Ultimate Card

23.99% p.a.

No current offer

$450

Qantas Frequent Flyer

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Essential® Rewards Credit Card

23.99% p.a.

No current offer

$108

Membership Rewards

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American Express

Platinum Edge Credit Card

23.99% p.a.

No current offer

$195 $0 in the first year

Membership Rewards

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American Express

Explorer Credit Card

23.99% p.a.

No current offer

$395

Membership Rewards

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Velocity Platinum Card

23.99% p.a.

No current offer

$375

Velocity Frequent Flyer

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Qantas Discovery Card

23.99% p.a.

No current offer

$0

Qantas Frequent Flyer

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American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

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American Express

Qantas Ultimate Card

Qantas Frequent Flyer

$450

50,000

1.25 points up to 100,000 points/year, then
1 point uncapped

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G&C Mutual Bank

Platinum Visa Credit Card

Qantas Frequent Flyer

$299

30,000

1 point up to 20,000 points/month

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NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250 $150 in the first year

70,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

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American Express

Qantas Premium Card

Qantas Frequent Flyer

$249

20,000

1 point uncapped

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NAB

Rewards Signature Card

NAB Rewards

$295 $145 in the first year

180,000

1.25 points uncapped

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American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

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American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

120,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

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NAB

Low Rate Card

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

13.49% p.a.

$59 $0 in the first year

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Citi

Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

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Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

0% p.a. for 9 months then 20.74% p.a.

$60

Q Rewards

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Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 24 months and then 20.99% p.a.

20.74% p.a.

$149 $0 in the first year

Velocity Frequent Flyer

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Bankwest

More Mastercard

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

19.99% p.a.

$100

Bankwest More Rewards

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NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

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HSBC

Low Rate Credit Card

12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

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Australian Unity

Low Rate Visa Credit Card

9.90% p.a.

No current offer

$59

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MOVE Bank

Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

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NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

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Citi

Rewards Credit Card

0% p.a. for 15 months then 21.49% p.a.

0% p.a. for 15 months and then 22.24% p.a.

$199

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Citi

Clear Credit Card - BT Offer

14.99% p.a.

0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)

$99 $49 in the first year

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HSBC

Low Rate Credit Card

12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

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Australian Unity

Low Rate Visa Credit Card

9.90% p.a.

No current offer

$59

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MOVE Bank

Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

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Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months then 20.74% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$60

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