Qudos Bank Lifestyle Plus

4.99% p.a. for 5 months then 15.85% p.a.

4.99% p.a. for 5 months and then 15.85% p.a.

$0

Qudos Bank Lifestyle Plus Review

Rates and fees information correct as at 24 July 2018.

Review published: 30 April 2013

What's hot:

  • $0 annual fee

What's not:

  • High 3.65% foreign exchange margin

Mozo snapshot:

The Qudos Bank Lifestyle Plus credit card is a very affordable and simple card, with no annual fee and 4.99% p.a for 5 months on purchases and balance transfers.

Key features:

The Qudos Bank Lifestyle Plus credit card is cheap and cheerful, offering a great introductory rate of 4.99% for five months before reverting to the very reasonable 15.85% purchase rate. No annual fee, no late payment fee and a 4.99% balance transfer rate for 5 months add to the value. Up to 46 day interest free period also applies.

If you're looking to travel with the Lifestyle Plus, it will be accepted in over 24 million locations worldwide. And if you lose your card, help is only just a quick call away - buzz the 24 hour Visa emergency hotline from anywhere to get a replacement card sorted. 


Who it's good for:

The Qudos Bank Lifestyle Plus credit card would work well for anyone who is looking for an affordable and easy to use card.

Any catches?

The 3.65% foreign exchange margin is a little steep, so be wary when spending overseas.

How are Qudos Bank credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.5

Based on 16
Qudos Bank credit cards reviews

6.0 5.3 6.9 5.3 6.9

Read Qudos Bank credit card reviews by the Mozo community

Latest reviews of Qudos Bank Lifestyle Plus

Qudos Bank

Qudos Bank Lifestyle Plus credit card review

Overall rating   10 / 10

Great customer service

Excellent customer service and always follows through.

Full review

Excellent customer service and always follows through.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nicole (QLD), reviewed almost 3 years ago

Qudos Bank

Qudos Bank Lifestyle Plus credit card review

Overall rating   9 / 10

Always great customer service

The Qantas Credit Union has very competative rates, low or no fees, and although they do not have many branches other than mainly at airports and city locations. their online service more than makes up for that, and any withdrawals and deposits...

Full review

The Qantas Credit Union has very competative rates, low or no fees, and although they do not have many branches other than mainly at airports and city locations. their online service more than makes up for that, and any withdrawals and deposits can be made at any westpac bank branch. I have found no problem with banking with them, and the staff at their 1300 number are always very helpful and are able to place you to whatever area you need help with.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed almost 5 years ago

Qudos Bank

Qudos Bank Lifestyle Plus credit card review

Overall rating   10 / 10

Great customer service, English speaking.

Queries are dealt with by an English speaking consultant that are easy to understand and pleasant to deal with. I have had a follow up call to address my inquiry which totally amazed me......and I have found that being able to use the Westpac ATMs...

Full review

Queries are dealt with by an English speaking consultant that are easy to understand and pleasant to deal with. I have had a follow up call to address my inquiry which totally amazed me......and I have found that being able to use the Westpac ATMs at no charge very convenient. I would NEVER go back to using one of the "banks".

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kay (VIC), reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • 15.85% p.a.

  • 4.99% p.a. for 5 months

  • 4.99% p.a. for 5 months and then 15.85% p.a.

  • no

  • 15.85% p.a.

  • 46

Fees

  • $0.00

  • none

  • none

  • none

  • $0.00

  • $5.00

  • 3.65%

  • $5.00

  • $0.00

  • $0.00

Other financial bits

  • $20.00

  • 2.0

Features

  • 1

  • none

  • none

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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