The Qudos Bank Lifestyle Plus credit card is your basic, affordable, simple card. For the first 5 months of the card there's a 4.99% interest rate, as long as a 4.99% balance transfer rate, however after the 5 months these both revert back to 15.85%. There's also no annual fee and the option for a free additional cardholder. Although, the 3.65% foreign exchange margin will make non-Australian purchases more expensive.
The Qudos Bank Lifestyle Plus credit card is cheap and cheerful, offering a great introductory rate of 4.99% for five months before reverting to the very reasonable 15.85% purchase rate. These numbers also apply to the balance transfer rate, however if you looking to transfer debt, a 0% balance transfer rate card may be best.
One of the better aspects of the card is its lack of annual fee. This, along with the 46 interest free days mean, if you are savvy about your repayments you can avoid having to pay any interest at all.
If you want to share this card with a family member or significant other, you'll also be able to get an additional cardholder for free.
The Qudos Bank Lifestyle Plus credit card would work well for anyone who is looking for an affordable and easy to use card.
The 3.65% foreign exchange margin is a little steep, so be wary when spending overseas, or using the card when travelling internationally.
15.85% p.a.
4.99% p.a. for 5 months
4.99% p.a. for 5 months and then 15.85% p.a.
no
15.85% p.a.
46
$0.00
none
none
none
$0.00
$5.00
3.65%
$5.00
$0.00
$0.00
$20.00
2.0
1
none
Apple Pay, Google Pay, PayID
Excellent customer service and always follows through.
Read full reviewExcellent customer service and always follows through.
The Qantas Credit Union has very competative rates, low or no fees, and although they do not have many branches other than mainly at airports and city locations. their online service more than makes up for that, and any withdrawals and deposits can be made at any westpac bank branch. I have found no problem with banking with them, and the staff at their 1300 number are always very helpful and are able to place you to whatever area you need help with.
Read full reviewThe Qantas Credit Union has very competative rates, low or no fees, and although they do not have many branches other than mainly at airports and city locations. their online service more than makes up for that, and any withdrawals and deposits can be made at any westpac bank branch. I have found no problem with banking with them, and the staff at their 1300 number are always very helpful and are able to place you to whatever area you need help with.
Queries are dealt with by an English speaking consultant that are easy to understand and pleasant to deal with. I have had a follow up call to address my inquiry which totally amazed me......and I have found that being able to use the Westpac ATMs at no charge very convenient. I would NEVER go back to using one of the "banks".
Read full reviewQueries are dealt with by an English speaking consultant that are easy to understand and pleasant to deal with. I have had a follow up call to address my inquiry which totally amazed me......and I have found that being able to use the Westpac ATMs at no charge very convenient. I would NEVER go back to using one of the "banks".
Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.
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