The Qudos Bank Lifestyle Plus credit card is cheap and cheerful, offering a great introductory rate of 4.99% for five months before reverting to the very reasonable 15.85% purchase rate. No annual fee, no late payment fee and a 4.99% balance transfer rate for 5 months add to the value. Up to 46 day interest free period also applies.
If you're looking to travel with the Lifestyle Plus, it will be accepted in over 24 million locations worldwide. And if you lose your card, help is only just a quick call away - buzz the 24 hour Visa emergency hotline from anywhere to get a replacement card sorted.
Who it's good for:
The Qudos Bank Lifestyle Plus credit card would work well for anyone who is looking for an affordable and easy to use card.
The 3.65% foreign exchange margin is a little steep, so be wary when spending overseas.