Home Buildings Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
Yes - 25% on top of sum insured
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
Yes - 25% on top of sum insured
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Yes
- Temporary accommodation
- Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Debris removal
- Up to 10% of the sum insured combined with Demolition Cost
- Demolition cost
- Up to 10% of the sum insured combined with Debris Removal
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Yes for paths, walkways, paved areas, retaining walls. Up to $3,000 for plants.
- Gates and fences
- Yes
Home Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $1,250
- Cd dvd and electronic files
- No
- Computer software hardware
- Yes
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- Yes - Up to $2,500 for works of art or collections
- Jewellery
- Up to $2,500 in total
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- Up to $10,000
- Lock replacement
- Yes
- Temporary accommodation
- Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Debris removal
- Up to 10% of the sum insured
- Demolition cost
- No
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- Up to $5,000
- Landscaping
- No
- Gates and fences
- No
Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
Yes - 25% on top of sum insured
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
Yes - 25% on top of sum insured
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $1,250
- Cd dvd and electronic files
- No
- Computer software hardware
- Yes
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- Yes - Up to $2,500 for works of art or collections
- Jewellery
- Up to $2,500 in total
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- Up to $10,000
- Lock replacement
- Yes
- Temporary accommodation
- Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Debris removal
- Up to 10% of the sum insured combined with Demolition Cost
- Demolition cost
- Up to 10% of the sum insured combined with Debris Removal
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- Up to $5,000
- Landscaping
- Yes for paths, walkways, paved areas, retaining walls. Up to $3,000 for plants.
- Gates and fences
- Yes
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