Hate long waits? You’ll love this. Bankwest slashes home loan application times

If you want to apply and manage your home loan all from the comfort of your couch, then look no further than loans.com.au. When you download loans.com.au’s onTrack app, you’ll be able to stay on top of your home loan application and breeze through to approval and settlement. In addition to tracking your application progress, onTrack lets you upload and approve documents, book appointments with your Lending Specialist, and receive notifications of milestones - 24/7! And if that’s not enough, loans.com.au took out the Best New Feature Award in the 2019 Mozo Experts Choices Awards for the ZIP Debit Card, which is an optional extra with the ZIP Home Loan. With loans.com.au, you can also wave goodbye to any application or monthly fees.

Your time may be tick-tocking, but Tic:Toc has your back. It’s speeding up the home loan application process for customers, with intuitive tech that assesses your application as you go. When you apply online, the site automatically works out your suitability as a borrower - without the hassle of physical interaction or paperwork. Being an online-only provider, Tic:Toc also lets you skip all the admin fees normally involved with providers who operate in bricks and mortar facilities. But the benefits don’t stop there: Tic:Toc was recognised for its great value home loan products in the 2019 Mozo Expert Choice Awards when it snatched up the title of Online Home Lender of the Year, along with Low Cost Home Loan and Fixed Rate Home Loan Awards. 

When you apply for a mortgage with HSBC, you’ll have your dedicated HSBC Relationship Manager to help you through the home loan process - so you can ask all the burning questions you may have along the way. And if you’re looking for a low rate, low fee loan with a big bank, HSBC could be a great choice with its Home Value Loan, which won Mozo Experts Choice Awards for the Low Cost Home Loan, First Home Buyer Loan and Split Home Loan categories. With HSBC’s home loans, you can also look forward to a range of flexible features including free extra repayments, unlimited redraw and a split rate option. 

If you choose a home loan with UBank, you’ll be able to manage your application without even getting out of the house. Once you’ve gotten a tick of approval in principle from a home loan specialist, UBank’s Application Tracker lets you upload documents and check-in whenever you want for instant updates. There’s no need to scan in wonky I.D. photos, as Tracker accepts smartphone photos of your passport, licence and other documentation. As a direct bank, UBank also charges its customers no application or ongoing fees for any of its fixed or variable home loans. What’s more, UBank took home 2019 Mozo Experts Choice Awards for four categories: Low Cost Home Loan, Split Home Loan, Fixed Rate Home Loan, and Investor Fixed Home.