The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $1,000,000 | |
|
|
Owner Occupier | Principal & Interest | < 60% | $500,000 | $999,999 |
|
|
Owner Occupier | Principal & Interest | < 60% | $100,000 | $499,999 |
|
|
Owner Occupier | Principal & Interest | 60%-80% | $100,000 | $499,999 |
|
|
Owner Occupier | Principal & Interest | 60%-80% | $1,000,000 | |
|
|
Owner Occupier | Principal & Interest | 60%-80% | $500,000 | $999,999 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $500,000 | $999,999 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $1,000,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $100,000 | $499,999 |
|
|
Investor | Principal & Interest | 80%-90% | $100,000 | $499,999 |
|
|
Investor | Principal & Interest | < 60% | $500,000 | $999,999 |
|
|
Investor | Principal & Interest | < 60% | $1,000,000 | |
|
|
Investor | Principal & Interest | < 80% | $100,000 | $499,999 |
|
|
Investor | Principal & Interest | < 80% | $500,000 | $999,999 |
|
|
Investor | Principal & Interest | < 80% | $1,000,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $500,000 | $999,999 |
|
|
Investor | Principal & Interest | 80%-90% | $1,000,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $500,000 | $999,999 |
|
|
Owner Occupier | Interest Only | < 80% | $1,000,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $100,000 | $499,999 |
|
|
Investor | Interest Only | < 80% | $100,000 | $499,999 |
|
|
Investor | Interest Only | < 60% | $500,000 | $999,999 |
|
|
Investor | Interest Only | < 60% | $1,000,000 | |
|
|
Investor | Interest Only | 60%-80% | $500,000 | $999,999 |
|
|
Investor | Interest Only | 60%-80% | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $1,000,000
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $500,000 $999,999
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $100,000 $499,999
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $100,000 $499,999
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $1,000,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $500,000 $999,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $999,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $1,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $499,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $499,999
Investor (Principal & Interest)
LVR < 60%
Loan: $500,000 $999,999
Investor (Principal & Interest)
LVR < 60%
Loan: $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $499,999
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $999,999
Investor (Principal & Interest)
LVR < 80%
Loan: $1,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $999,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $1,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $999,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $1,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $499,999
Investor (Interest Only)
LVR < 60%
Loan: $500,000 $999,999
Investor (Interest Only)
LVR < 60%
Loan: $1,000,000
Investor (Interest Only)
LVR 60%-80%
Loan: $500,000 $999,999
Investor (Interest Only)
LVR 60%-80%
Loan: $1,000,000
The AMP Bank Variable Rate Home Loan (Professional Package) has plenty of features to make your home loan journey as smooth as can be. Not only does it come with an offset account and redraw facility, you can make extra repayments without incurring any fees. The 3.94% variable rate (3.83% comparison rate*) is available for borrowers with an LVR of less than 80% who are borrowing loan amounts from $500,000, however different rates are available for different LVRs and loan amounts.
The AMP Bank Variable Rate Home Loan (Professional Package) comes with loads all the features you’d want in a home loan, no matter if you're an investor or an owner occupier (T&Cs apply). Variable interest rates come in at a competitive 3.94% variable rate (3.83% comparison rate*) for owner occupiers with an LVR less than 80% borrowing over $500k, but different rates are available for different LVRs and loan amounts. And if the idea of saving on interest appeals to you, you’ll be pleased to know that it also comes with a full offset account. If you use this feature well, it could go a long way to reducing the interest you pay on your principal amount.
Depending on what best suits you and your budget, you can opt to make weekly, fortnightly or monthly repayments, and you can chip in unlimited extra repayments towards the loan. There’s also a redraw facility, so if you ever need to tap into those extra repayments down the track you'll be able to request to.
Eligible borrowers could receive $2,000 cashback for new refinances with a loan size of $250,000, or $5,000 for loans of $1 million (must apply by 31 August 2022 and settle by 30 November 2022). This offer is available for Owner and Investor loans. A portion of the loan must be on a variable rate (T&Cs apply).
The AMP Bank Variable Rate Loan (Professional Package) could suit buyers looking for a competitive variable home loan rate with an array of handy features to help save on interest.
A full feature home loan like this doesn’t come for free, so you’ll need to budget for a few one-off fees as well as the $349 Annual Package fee. Also be mindful that if your LVR exceeds 80%, you may need to pay Lenders Mortgage Insurance.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.94% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.83% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.98% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.94% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.83% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.17% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.06% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.97% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.86% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.17% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.06% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.41% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.31% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.94% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.41% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.31% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.21% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.10% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.10% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.35% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$100,000 |
|
|
$499,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.01% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.81% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$500,000 |
|
|
$999,999 |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$349.00 yearly |
|
|
$390.00 |
|
$1,000,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They made constant mistakes in the loan application process. It took two weeks to receive loan documents. The online signing forms are unintuitive. Contacting them is almost impossible, expect to wait at least an hour on hold or for a callback. Online chat never connects, just constantly says they're at capacity. Registration for the online portal does not work, I have called up 3 times for help. On the latest attempt I was told they need to reset my password and it will take 2 days!!! The app just fails with "sorry, try again later". The website just fails with "This section is unavailable".
Read full reviewThey made constant mistakes in the loan application process. It took two weeks to receive loan documents. The online signing forms are unintuitive. Contacting them is almost impossible, expect to wait at least an hour on hold or for a callback. Online chat never connects, just constantly says they're at capacity. Registration for the online portal does not work, I have called up 3 times for help. On the latest attempt I was told they need to reset my password and it will take 2 days!!! The app just fails with "sorry, try again later". The website just fails with "This section is unavailable".
AMP suited us for our home loan but we needed convincing by our financial advisor because of our negative perception of AMP following the Banking Royal Commission. We find the lack of physical branches annoying and the only bank we can get money from ATMs is Red ATMs (NAB) or having to go into Post Offices which are not specialised in banking.
Read full reviewAMP suited us for our home loan but we needed convincing by our financial advisor because of our negative perception of AMP following the Banking Royal Commission. We find the lack of physical branches annoying and the only bank we can get money from ATMs is Red ATMs (NAB) or having to go into Post Offices which are not specialised in banking.
We have just sold and purchased a new property. Amp we're amazing and made the process easy.
Read full reviewWe have just sold and purchased a new property. Amp we're amazing and made the process easy.
They don't try to rip you off.
Read full reviewThey don't try to rip you off.
Biggest issue is the hassle to deposit cash - has to done through the Post Office.
Read full reviewBiggest issue is the hassle to deposit cash - has to done through the Post Office.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
