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AMP Bank Variable Rate Loan (Professional Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $499,999 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $100,000 $499,999
Owner Occupier Principal & Interest < 60% $500,000 $999,999
Owner Occupier Principal & Interest < 60% $1,000,000
Owner Occupier Principal & Interest 60%-80% $100,000 $499,999
Owner Occupier Principal & Interest 60%-80% $500,000 $999,999
Owner Occupier Principal & Interest 60%-80% $1,000,000
Owner Occupier Principal & Interest 80%-90% $100,000 $499,999
Owner Occupier Principal & Interest 80%-90% $500,000 $999,999
Owner Occupier Principal & Interest 80%-90% $1,000,000
Owner Occupier Interest Only < 80% $100,000 $499,999
Owner Occupier Interest Only < 60% $500,000 $999,999
Owner Occupier Interest Only < 60% $1,000,000
Owner Occupier Interest Only 60%-80% $500,000 $999,999
Owner Occupier Interest Only 60%-80% $1,000,000
Investor Principal & Interest < 60% $100,000 $499,999
Investor Principal & Interest < 60% $500,000 $999,999
Investor Principal & Interest < 60% $1,000,000
Investor Principal & Interest 60%-80% $100,000 $499,999
Investor Principal & Interest 60%-80% $500,000 $999,999
Investor Principal & Interest 60%-80% $1,000,000
Investor Principal & Interest 80%-90% $100,000 $499,999
Investor Principal & Interest 80%-90% $500,000 $999,999
Investor Principal & Interest 80%-90% $1,000,000
Investor Interest Only < 60% $100,000 $499,999
Investor Interest Only < 60% $500,000 $999,999
Investor Interest Only < 60% $1,000,000
Investor Interest Only 60%-80% $100,000 $499,999
Investor Interest Only 60%-80% $500,000 $999,999
Investor Interest Only 60%-80% $1,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $100,000 $499,999
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $500,000 $999,999
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $1,000,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-80%
    Loan: $100,000 $499,999
  • Owner Occupier (Principal & Interest)
    LVR 60%-80%
    Loan: $500,000 $999,999
  • Owner Occupier (Principal & Interest)
    LVR 60%-80%
    Loan: $1,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000 $499,999
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $500,000 $999,999
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $1,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $100,000 $499,999
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $500,000 $999,999
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $1,000,000
  • Owner Occupier (Interest Only)
    LVR 60%-80%
    Loan: $500,000 $999,999
  • Owner Occupier (Interest Only)
    LVR 60%-80%
    Loan: $1,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $100,000 $499,999
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $500,000 $999,999
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $1,000,000
  • Investor (Principal & Interest)
    LVR 60%-80%
    Loan: $100,000 $499,999
  • Investor (Principal & Interest)
    LVR 60%-80%
    Loan: $500,000 $999,999
  • Investor (Principal & Interest)
    LVR 60%-80%
    Loan: $1,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000 $499,999
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $500,000 $999,999
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $1,000,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $100,000 $499,999
  • Investor (Interest Only)
    LVR < 60%
    Loan: $500,000 $999,999
  • Investor (Interest Only)
    LVR < 60%
    Loan: $1,000,000
  • Investor (Interest Only)
    LVR 60%-80%
    Loan: $100,000 $499,999
  • Investor (Interest Only)
    LVR 60%-80%
    Loan: $500,000 $999,999
  • Investor (Interest Only)
    LVR 60%-80%
    Loan: $1,000,000
Rate
6.94% p.a.
Comparison Rate
7.28% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.19% p.a.
Comparison Rate
6.54% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.14% p.a.
Comparison Rate
6.49% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.99% p.a.
Comparison Rate
7.33% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.19% p.a.
Comparison Rate
6.54% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.14% p.a.
Comparison Rate
6.49% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
7.07% p.a.
Comparison Rate
7.41% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.39% p.a.
Comparison Rate
6.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.39% p.a.
Comparison Rate
6.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
7.55% p.a.
Comparison Rate
7.39% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.66% p.a.
Comparison Rate
6.72% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.54% p.a.
Comparison Rate
6.64% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.80% p.a.
Comparison Rate
6.78% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.59% p.a.
Comparison Rate
6.66% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.94% p.a.
Comparison Rate
7.28% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.39% p.a.
Comparison Rate
6.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.34% p.a.
Comparison Rate
6.69% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.99% p.a.
Comparison Rate
7.33% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.39% p.a.
Comparison Rate
6.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.34% p.a.
Comparison Rate
6.69% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
7.11% p.a.
Comparison Rate
7.45% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.54% p.a.
Comparison Rate
6.88% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.39% p.a.
Comparison Rate
6.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.94% p.a.
Comparison Rate
7.26% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.61% p.a.
Comparison Rate
6.86% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.54% p.a.
Comparison Rate
6.75% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.99% p.a.
Comparison Rate
7.31% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.61% p.a.
Comparison Rate
6.92% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
6.59% p.a.
Comparison Rate
6.77% p.a.
Service fee
$349.00 yearly
Upfront fee
$295

Mozo editorial review AMP Bank Variable Rate Loan (Professional Package) - last updated: 5 April 2024

binocular icon
What's hot
  • 6.14% p.a. variable rate (6.49% p.a. comparison rate*) for 80% LVR
  • Free extra repayments and redraw facility
What's not
  • $349 annual service fee
Mozo snapshot

The AMP Bank Variable Rate Home Loan (Professional Package) has plenty of features to make your home loan journey as smooth as can be. Not only does it come with an offset account and redraw facility, you can make extra repayments without incurring any fees. 

The 6.14% p.a. variable rate (6.49% p.a. comparison rate*) is available for borrowers with an LVR of less than 80% who are borrowing loan amounts from $1,000,000, however different rates are available for different LVRs and loan amounts. 

key icon
Key features

The AMP Bank Variable Rate Home Loan (Professional Package) comes with loads  all the features you’d want in a home loan, no matter if you're an investor or an owner occupier (T&Cs apply). Variable interest rates come in at a competitive 6.14% p.a. variable rate (6.49% p.a. comparison rate*) for owner occupiers with an LVR less than 80% borrowing over $1 million, but different rates are available for different LVRs and loan amounts. 

And if the idea of saving on interest appeals to you, you’ll be pleased to know that it also comes with a full offset account. If you use this feature well, it could go a long way to reducing the interest you pay on your principal amount. 

Depending on what best suits you and your budget, you can opt to make weekly, fortnightly or monthly repayments, and you can chip in unlimited extra repayments towards the loan. There’s also a redraw facility, so if you ever need to tap into those extra repayments down the track you'll be able to request to.



snapshot
Who is it good for

The AMP Bank Variable Rate Loan (Professional Package) could suit buyers looking for a competitive variable home loan rate with an array of handy features to help save on interest.

question icon
Any catches

A full feature home loan like this doesn’t come for free, so you’ll need to budget for a few one-off fees as well as the $349 Annual Package fee. Also be mindful that if your LVR exceeds 80%, you may need to pay Lenders Mortgage Insurance. 

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.94% p.a.

n/a

n/a

n/a

7.28% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.99% p.a.

n/a

n/a

n/a

7.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.07% p.a.

n/a

n/a

n/a

7.41% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.55% p.a.

n/a

n/a

n/a

7.39% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.66% p.a.

n/a

n/a

n/a

6.72% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.80% p.a.

n/a

n/a

n/a

6.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.94% p.a.

n/a

n/a

n/a

7.28% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.69% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.99% p.a.

n/a

n/a

n/a

7.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

60.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.69% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.11% p.a.

n/a

n/a

n/a

7.45% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.94% p.a.

n/a

n/a

n/a

7.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.61% p.a.

n/a

n/a

n/a

6.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.75% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.99% p.a.

n/a

n/a

n/a

7.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.61% p.a.

n/a

n/a

n/a

6.92% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $550.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are AMP Bank home loans rated by the Mozo community?

Overall
6.1/10
Price
6.7/10
Features
6.2/10
Customer service
6.1/10
Convenience
5.5/10
Trust
6.2/10
Based on 230 AMP Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of AMP Bank Variable Rate Loan (Professional Package) Home Loan

About AMP Bank

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a.

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

6.09% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

$0.00

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Police Credit Union

Low Rate Home Loan

6.14% p.a.

6.20% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Unloan

Variable

6.29% p.a.

6.20% p.a.

$0.00

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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