With the ANZ Simplicity PLUS Home Loan not only will you enjoy low rates starting from 3.99% (4.03% comparison rate), there are no application, legal, valuation, settlement, upfront or service fees and a discharge fee of just $250.
It’s available to both owner occupiers and investors with an LVR up to 90% or a 10% deposit, and borrowers can get a minimum loan amount for as little as $50k.
You can also make loan repayments to suit your needs as either weekly, fortnightly or monthly repayment options are available, while having the option to select the standard principal and interest repayments or choose to make interest only repayments. The ANZ Simplicity PLUS Home Loan also comes with the advantage of making additional payments on your loan through the extra repayments facility for free and the availability of a redraw facility with no minimum redraw amount. Other features also include the option for repayment holidays and a split account but no offset account.
Who it's good for:
This a great Home Loan option offering flexibility and savings for both owner occupiers and investors.
While lower rates apply to owner occupiers, rates can go up to 4.3% for investors.