The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $50,000 | |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $50,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
|
|
Owner Occupier | Interest Only | < 90% | $50,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
|
|
Owner Occupier | Interest Only | 80%-90% | $50,000 | |
|
|
Investor | Principal & Interest | < 70% | $50,000 | |
|
|
Investor | Principal & Interest | 70%-80% | $50,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $50,000 | |
|
|
Investor | Interest Only | < 70% | $50,000 | |
|
|
Investor | Interest Only | < 80% | $50,000 | |
|
|
Investor | Interest Only | 80%-90% | $50,000 | |
|
|
Investor | Principal & Interest | < 90% | $50,000 | |
|
|
Investor | Interest Only | < 90% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $50,000
Investor (Principal & Interest)
LVR < 70%
Loan: $50,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $50,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Investor (Interest Only)
LVR < 70%
Loan: $50,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000
Investor (Interest Only)
LVR 80%-90%
Loan: $50,000
Investor (Principal & Interest)
LVR < 90%
Loan: $50,000
Investor (Interest Only)
LVR < 90%
Loan: $50,000
Whether you’re buying your first home, an investment property or simply looking to refinance your present mortgage, the ANZ Simplicity PLUS Home Loan could be a low cost option to consider. It offers competitive rates starting from 3.19% p.a. (3.20% p.a. comparison rate*) for owner occupiers, no upfront or ongoing fees, and the flexibility for you to make extra repayments and pay off your loan sooner.
With the ANZ Simplicity PLUS Home Loan, you can enjoy low variable rates starting from 3.19% p.a. (3.20% p.a. comparison rate*) if you're an owner occupier or 3.54% p.a. (3.55% p.a. comparison rate*) if you're an investor, with an LVR of 70% or lower.
The loan has a broader range of options though, as it is also available to both owner occupiers and investors with an LVR up to 90% (10% deposit), though, as usual, the interest rates increase as your LVR goes up. Either way, customers can borrow with a minimum loan amount as little as $50,000.
You can also make loan repayments to suit your needs, as weekly, fortnightly or monthly repayment options are all available. The ANZ Simplicity PLUS Home Loan also comes with the advantage of allowing you to make additional repayments on your loan and to access a fee-free redraw facility should you need those extra funds later on. Plus you'll have the option to split your loan into variable and fixed rates. There's no offset account available though.
In terms of other costs, there are zero application, legal, valuation, settlement or ongoing service fees to worry about, though there is a $160 settlement fee to consider.
This Simplicity PLUS Home Loan could be an option worth considering for either owner occupiers or investors, given that it offers a fair amount of flexibility and some decent variable rates.
While you will be able to borrow with as little as a 10% deposit with the Simplicity PLUS home looan, keep in mind that if you have less than a 20% deposit (an LVR higher than 80%), you'll also need to budget for Lenders Mortgage Insurance.
|
3.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.30% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.23% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.24% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.63% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.08% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.55% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.65% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.67% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.68% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.66% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.94% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.77% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.72% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.98% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan, must apply by 19 August 2022 and settle by 31 January 2023. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Anz were the only bank that gave me a chance and approved my home loan despite me being only on pension income
Read full reviewAnz were the only bank that gave me a chance and approved my home loan despite me being only on pension income
Have had several mortgages and investments loans with ANZ and never had an issue.
Read full reviewHave had several mortgages and investments loans with ANZ and never had an issue.
They helped me a lot when my ID was stolen and I had lost much money (which I got back thanks to them). Also they gave us a much reduced home loan interest rate.
Read full reviewThey helped me a lot when my ID was stolen and I had lost much money (which I got back thanks to them). Also they gave us a much reduced home loan interest rate.
Homeloan pre approval process is thorough and straightforward. You get just the one person to deal with who sticks with you if you decide to fully apply. Loan application proper is very easy if you've already done pre approval. And you'll still get the same loans officer as pre approval which is fantastic. I bought a house during covid19 in Victorian lockdown and ANZ had a workable solution for every situation that cropped up. Interest rates are not the best, not the the worst, but they are truly all over customer service and understanding any unique situations or needs that crop up. Really good bank (for home loans) for women of all ages. I highly recommend.
Read full reviewHomeloan pre approval process is thorough and straightforward. You get just the one person to deal with who sticks with you if you decide to fully apply. Loan application proper is very easy if you've already done pre approval. And you'll still get the same loans officer as pre approval which is fantastic. I bought a house during covid19 in Victorian lockdown and ANZ had a workable solution for every situation that cropped up. Interest rates are not the best, not the the worst, but they are truly all over customer service and understanding any unique situations or needs that crop up. Really good bank (for home loans) for women of all ages. I highly recommend.
The bank doesn’t pass on the interest cuts pronto. When negotiating the interest rate they have a fixed limit not the Reserve Bank limit, greedy. Customer service is OK.
Read full reviewThe bank doesn’t pass on the interest cuts pronto. When negotiating the interest rate they have a fixed limit not the Reserve Bank limit, greedy. Customer service is OK.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
Newcastle Permanent
Fixed Rate Home Loan
5.89% p.a.
fixed 3 years
5.65% p.a.
Qudos Bank
No Frills Home Loan
2.99% p.a.
2.99% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
