Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | 70%-80% | $50,000 | |
|
Owner Occupier | Principal & Interest | < 60% | $50,000 | |
|
Owner Occupier | Principal & Interest | 60%-70% | $50,000 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
|
Owner Occupier | Principal & Interest | 90%-95% | $50,000 | |
|
Investor | Principal & Interest | < 60% | $50,000 | |
|
Investor | Principal & Interest | 60%-70% | $50,000 | |
|
Investor | Principal & Interest | 70%-80% | $50,000 | |
|
Investor | Principal & Interest | 80%-90% | $50,000 | |
|
Investor | Principal & Interest | 90%-95% | $50,000 | |
|
Investor | Interest Only | < 60% | $50,000 | |
|
Investor | Interest Only | 60%-70% | $50,000 | |
|
Investor | Interest Only | 70%-80% | $50,000 | |
|
Investor | Interest Only | 80%-90% | $50,000 | |
|
Investor | Interest Only | 90%-95% | $50,000 |
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
60.00% |
|
70.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.24% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.24% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
none |
|
60.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
60.00% |
|
70.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.84% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.84% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
90.00% |
|
95.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.04% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.85% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
none |
|
60.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.09% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.90% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
60.00% |
|
70.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.00% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.79% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.71% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.98% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
n/a |
|
$160.00 |
|
n/a |
|
$0.00 |
|
$160.00 |
$50,000 |
|
none |
|
90.00% |
|
95.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Closed all but 1 walk in teller branches which is a disgrace in a city with more than 120k residents
Read full reviewClosed all but 1 walk in teller branches which is a disgrace in a city with more than 120k residents
I'm generally well serviced by the staff at ANZ, (when they can be contacted) just like many banking services, they are becoming exclusively online and automated . Very frustrating, as more often than not, my needs require more than just texting to an AI software helper , or in some cases, a return text ( from god knows where) whom rarely understands my layman's terms of speech. Almost impossible to find a phone number for general inquiries with a real person. Overall I find the products and services competitive with other institutions.. shame there aren't more branches ... with staff... :(
Read full reviewI'm generally well serviced by the staff at ANZ, (when they can be contacted) just like many banking services, they are becoming exclusively online and automated . Very frustrating, as more often than not, my needs require more than just texting to an AI software helper , or in some cases, a return text ( from god knows where) whom rarely understands my layman's terms of speech. Almost impossible to find a phone number for general inquiries with a real person. Overall I find the products and services competitive with other institutions.. shame there aren't more branches ... with staff... :(
This bank has been helpful and supportive in managing the ups and downs of the cost of living and covid.
Read full reviewThis bank has been helpful and supportive in managing the ups and downs of the cost of living and covid.
We went with ANZ because they will accept home loan applications with a woman being on maternity leave, taking into account the amount she will be making upon her return to work. This is absolutely a huge point to them as they are one of the only banks willing to do this. Apart from that though we haven’t been very happy with the overall experience with them so far. It has always been really difficult to get any customer service. It is always a 1+ hour wait on hold when we call. During the application process we found it hard to get clear and concise information, facts would differ between staff within the very same phone call. We dread having to call them, one phone experience lead to 2+ hours speaking to 3 different people before they “accidentally” hung up. We did receive a call back from a supervisor who was more helpful but we don’t have that kind of time to give! Our home loan rates are not competitive and have obviously gone up a lot, as with all other banks. However this home loan type offers no offset option. With uncompetitive rates and no bonus features, it’s just not a worthwhile product. We will look at refinancing with another bank when possible.
Read full reviewWe went with ANZ because they will accept home loan applications with a woman being on maternity leave, taking into account the amount she will be making upon her return to work. This is absolutely a huge point to them as they are one of the only banks willing to do this. Apart from that though we haven’t been very happy with the overall experience with them so far. It has always been really difficult to get any customer service. It is always a 1+ hour wait on hold when we call. During the application process we found it hard to get clear and concise information, facts would differ between staff within the very same phone call. We dread having to call them, one phone experience lead to 2+ hours speaking to 3 different people before they “accidentally” hung up. We did receive a call back from a supervisor who was more helpful but we don’t have that kind of time to give! Our home loan rates are not competitive and have obviously gone up a lot, as with all other banks. However this home loan type offers no offset option. With uncompetitive rates and no bonus features, it’s just not a worthwhile product. We will look at refinancing with another bank when possible.
Anz were the only bank that gave me a chance and approved my home loan despite me being only on pension income
Read full reviewAnz were the only bank that gave me a chance and approved my home loan despite me being only on pension income
Fixed Rate
p.a.
7.06% p.a.
$0.00
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.