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Australian Unity Health, Wealth and Happiness Variable Rate

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $200,000 $2,500,000
Owner Occupier Principal & Interest 70%-80% $200,000 $2,500,000
Owner Occupier Principal & Interest 80%-90% $200,000 $2,500,000
Owner Occupier Interest Only < 70% $200,000 $2,500,000
Owner Occupier Interest Only 70%-80% $200,000 $2,500,000
Owner Occupier Interest Only 80%-90% $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 80%-90%
    Loan: $200,000 $2,500,000
Rate
6.28% p.a.
Comparison Rate
6.33% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
6.34% p.a.
Comparison Rate
6.39% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
6.54% p.a.
Comparison Rate
6.59% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
6.89% p.a.
Comparison Rate
6.94% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
6.99% p.a.
Comparison Rate
7.04% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
7.14% p.a.
Comparison Rate
7.19% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.28% p.a.

n/a

n/a

n/a

6.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.39% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.59% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.94% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

none

70.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.99% p.a.

n/a

n/a

n/a

7.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

70.00%

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.14% p.a.

n/a

n/a

n/a

7.19% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$0.00

$375.00

Other financial bits

$200,000

$2,500,000

80.00%

90.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Australian Unity home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Australian Unity

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5.99% p.a. variable

5.90% p.a.

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6.30% p.a. variable

6.58% p.a.

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Express Home Loan

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Offset Home Loan (Package)

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6.40% p.a.

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6.20% p.a.

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Flex Home Loan Fixed

5.99% p.a.
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6.37% p.a.

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5.99% p.a.
fixed 3 years

6.13% p.a.

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Variable

5.99% p.a.

5.90% p.a.

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Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Express Home Loan

6.01% p.a.

6.14% p.a.

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6.00% p.a.

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6.16% p.a.

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Basic Home Loan

6.15% p.a.

6.17% p.a.

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Fixed Rate Home Loan

p.a.

6.30% p.a.

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Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

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5.95% p.a.

$0.00

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OMG Home Loan

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6.09% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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