The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Investor | Principal & Interest | < 80% | $10,000 | |
| | Investor | Interest Only | < 80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Investor (Principal & Interest)
LVR < 80%
Loan: $10,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000
Bank Australia Basic Home Loan (Fixed)
4.44% p.a.
4.76% p.a.
$0.00
Bank Australia Basic Home Loan (Fixed)
4.44% p.a.
4.76% p.a.
$0.00
4.44% p.a.
4.76% p.a.
$0.00
4.64% p.a.
4.96% p.a.
$0.00
Bank Australia Basic Home Loan (Fixed)
4.64% p.a.
4.96% p.a.
$0.00
4.64% p.a.
4.96% p.a.
$0.00
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.89% (3.91%*)
3.99% (3.93%*)
3.94% (3.92%*)
(*)
4.44% (4.14%*)
(*)
(*)
3.86% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$250.00
$10,000
none
none
95.00%
Weekly, Fortnightly, Monthly
no
yes
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.64% (4.85%*)
4.24% (4.76%*)
4.44% (4.76%*)
(*)
4.74% (4.82%*)
(*)
(*)
4.87% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$250.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
no
yes
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.84% (5.05%*)
4.44% (4.96%*)
4.64% (4.96%*)
(*)
4.94% (5.02%*)
(*)
(*)
5.07% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$250.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
no
yes
no
none
yes
no
none
none
Bank Australia is a customer owned bank. Formerly bankmecu, Bank Australia has over 130,000 customers which act as shareholders of the bank. It offers a full range of products including home loans, savings, credit cards and loan products, and because its shareholders are its customers, they benefit from lower rate and fees. Bank Australia also invests up to 4% of its profits in various community projects every year.
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Newcastle Permanent
Fixed Rate Home Loan
3.94% p.a.
fixed 3 years
4.81% p.a.
$0
