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Bank Australia Premium Home Loan (Fixed, Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $150,000
Owner Occupier Principal & Interest 60%-70% $150,000
Owner Occupier Principal & Interest 70%-80% $150,000
Owner Occupier Principal & Interest 80%-90% $150,000
Owner Occupier Principal & Interest 90%-95% $150,000
Investor Principal & Interest < 60% $150,000
Investor Principal & Interest 60%-70% $150,000
Investor Principal & Interest 70%-80% $150,000
Investor Interest Only < 60% $150,000
Investor Interest Only 60%-70% $150,000
Investor Interest Only 70%-80% $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.44% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.44% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.44% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.19% p.a.
Comparison Rate
6.65% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.39% p.a.
Comparison Rate
7.05% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.19% p.a.
Comparison Rate
6.61% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.19% p.a.
Comparison Rate
6.61% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.19% p.a.
Comparison Rate
6.61% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.67% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.67% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.67% p.a.
Service fee
$350.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.24% (6.50%*)

6.14% (6.49%*)

5.99% (6.44%*)

n/a

6.24% (6.52%*)

n/a

n/a

6.18% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.24% (6.50%*)

6.14% (6.49%*)

5.99% (6.44%*)

n/a

6.24% (6.52%*)

n/a

n/a

6.18% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.24% (6.50%*)

6.14% (6.49%*)

5.99% (6.44%*)

n/a

6.24% (6.52%*)

n/a

n/a

6.18% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.44% (6.71%*)

6.34% (6.69%*)

6.19% (6.65%*)

n/a

6.44% (6.73%*)

n/a

n/a

6.39% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.64% (7.17%*)

6.54% (7.13%*)

6.39% (7.05%*)

n/a

6.64% (7.09%*)

n/a

n/a

6.89% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.29% (6.65%*)

6.19% (6.62%*)

6.19% (6.61%*)

n/a

6.54% (6.74%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.29% (6.65%*)

6.19% (6.62%*)

6.19% (6.61%*)

n/a

6.54% (6.74%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.29% (6.65%*)

6.19% (6.62%*)

6.19% (6.61%*)

n/a

6.54% (6.74%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.67%*)

6.39% (6.66%*)

6.39% (6.67%*)

n/a

6.74% (6.83%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.67%*)

6.39% (6.66%*)

6.39% (6.67%*)

n/a

6.74% (6.83%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.67%*)

6.39% (6.66%*)

6.39% (6.67%*)

n/a

n/a

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 for the term of the fixed rate loan.

yes

no

$0.00

yes

yes - $20,000 cap

Repayments in excess in the $30,000 cap may be subject to a Break Fee.

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank Australia home loans rated by the Mozo community?

Overall
7.7/10
Price
7.5/10
Features
6.9/10
Customer service
7.6/10
Convenience
7.1/10
Trust
7.7/10
Based on 98 Bank Australia home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Bank Australia

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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