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Bank First Home Loan (Premier Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 98%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 60%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60%
Owner Occupier Principal & Interest < 80%
Owner Occupier Principal & Interest < 80% $200,000 $2,000,000
Owner Occupier Principal & Interest 80%-90%
Owner Occupier Principal & Interest 90%-98%
Investor Principal & Interest < 60%
Investor Principal & Interest < 80% $200,000 $2,000,000
Investor Principal & Interest 80%-90%
Investor Principal & Interest 60%-80%
Investor Principal & Interest 90%-95%
Investor Interest Only 60%-80%
Investor Interest Only 80%-90%
Investor Interest Only 90%-95%
Investor Interest Only < 60%
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $200,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR 90%-98%
    Loan:
  • Investor (Principal & Interest)
    LVR < 60%
    Loan:
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $200,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan:
  • Investor (Principal & Interest)
    LVR 60%-80%
    Loan:
  • Investor (Principal & Interest)
    LVR 90%-95%
    Loan:
  • Investor (Interest Only)
    LVR 60%-80%
    Loan:
  • Investor (Interest Only)
    LVR 80%-90%
    Loan:
  • Investor (Interest Only)
    LVR 90%-95%
    Loan:
  • Investor (Interest Only)
    LVR < 60%
    Loan:
Rate
6.48% p.a.
Comparison Rate
6.86% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.73% p.a.
Comparison Rate
7.11% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.40% p.a.variable for 36 months and then 6.73% p.a.
Comparison Rate
7.01% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.83% p.a.
Comparison Rate
7.20% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.33% p.a.
Comparison Rate
7.70% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.78% p.a.
Comparison Rate
7.16% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.51% p.a.variable for 36 months and then 6.98% p.a.
Comparison Rate
7.22% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.33% p.a.
Comparison Rate
7.70% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
6.98% p.a.
Comparison Rate
7.35% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.83% p.a.
Comparison Rate
8.19% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.23% p.a.
Comparison Rate
7.60% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.58% p.a.
Comparison Rate
7.95% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
8.08% p.a.
Comparison Rate
8.44% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Rate
7.03% p.a.
Comparison Rate
7.40% p.a.
Service fee
$390.00 yearly
Upfront fee
$400

Mozo editorial review Bank First Home Loan (Premier Package) - last updated: 26 March 2024

binocular icon
What's hot
  • Competitive variable rates from 6.48% p.a. (6.85% p.a. comparison rate*)
  • Offset account, extra repayments and redraws
  • Discounted 3-year variable rate from 6.40% p.a. (7.00% p.a. comparison rate*)
What's not
  • $390 annual fee
Mozo snapshot

If you’re looking for a full-feature home loan with competitive variable rates then you’ve come to the right place. Bank First’s Home Loan (Premier Package) offers a suite of useful features including an offset account, redraw facility and extra repayments, plus variable rates start at a competitive 6.48% p.a. (6.85% p.a. comparison rate*). And borrowers can even make the most of discounts on other Bank First banking products. 

key icon
Key features

The Home Loan (Premier Package) from Bank First is available to all sorts of borrowers – from first home buyers to refinancers and property investors – with no minimum or maximum loan amount. 

There are also options for borrowers with varying deposits or existing equity, ranging from <60% loan-to-value ratio (i.e. a 40% deposit or more) all the way up to <95% LVR for investors and <98% LVR for borrowers. Just bear in mind, lenders mortgage insurance may be required on loans with higher LVRs.  

As we said above, the Premier Package Home Loan comes with quite competitive variable interest rates for a packaged mortgage offer, which currently start at: 

  • 6.48% p.a. (6.85% p.a. comparison rate*) for owner occupiers making principal and interest repayments (<60% LVR)

  • 6.78% p.a. (7.14% p.a. comparison rate*) for investors making principal and interest repayments (<60% LVR)

There's also a new discounted introductory variable rate for 3 years on offer to borrowers with an LVR under 80%. For owner occupiers it's 6.40% p.a. (7.00% p.a. comparison rate*) and for investors it's 6.51% p.a. (7.20% p.a. comparison rate*)

In terms of features, Premier Package mortgage holders will have a lot of choice at their disposal. There’s an offset account to help borrowers reduce the amount of interest they’re paying, an extra repayments option to pay the loan down faster, and a redraw facility which can be used to dip back into those additional repayments if need be ($500 minimum redraw amount applies). Borrowers who are ahead of their repayments may even be able to take a repayment holiday for a short amount of time. 

Bank First also offers Premier Package customers a number of discounts on other products. These include no annual fee on the Bank First Visa Platinum Credit Card and an establishment fee waiver on the Bank First Platinum Credit Card.

There are a few fees to weigh up with the Premier Package Home Loan though, including a $390 annual service fee and one-off settlement ($400) and discharge ($395) fees.

snapshot
Who is it good for

With a range of features, package discounts and some relatively competitive variable rates, the Home Loan (Premier Package) from Bank First could prove to be an offer worth considering for either owner occupiers or investors looking for a packaged home loan.

question icon
Any catches

Just remember, the $390 annual service fee applies over the course of the loan, so that cost may be worth taking into account if your loan is likely to run over 25 or 30 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.48% p.a.

n/a

n/a

n/a

6.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.73% p.a.

n/a

n/a

n/a

7.11% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

none

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.73% p.a.

6.40% p.a.

36 Months

Variable

7.01% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

$200,000

$2,000,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.83% p.a.

n/a

n/a

n/a

7.20% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.33% p.a.

n/a

n/a

n/a

7.70% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

90.00%

98.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

98% LVR available only to first home buyers, otherwise maximum LVR is 95%.

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.78% p.a.

n/a

n/a

n/a

7.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.98% p.a.

6.51% p.a.

36 Months

Variable

7.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

$200,000

$2,000,000

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.33% p.a.

n/a

n/a

n/a

7.70% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.98% p.a.

n/a

n/a

n/a

7.35% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

60.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.83% p.a.

n/a

n/a

n/a

8.19% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

90.00%

95.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.23% p.a.

n/a

n/a

n/a

7.60% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.58% p.a.

n/a

n/a

n/a

7.95% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.08% p.a.

n/a

n/a

n/a

8.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

90.00%

95.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.03% p.a.

n/a

n/a

n/a

7.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00

Other financial bits

none

none

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank First home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Bank First

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

$0.00

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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