Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 95%-98% | $20,000 | |
|
|
Investor | Principal & Interest | < 90% | $20,000 | |
|
|
Investor | Principal & Interest | 90%-95% | $20,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (8.76%*) |
|
|
6.09% (8.44%*) |
|
|
6.09% (8.19%*) |
|
|
6.19% (8.00%*) |
|
|
6.19% (7.80%*) |
|
|
n/a |
|
|
n/a |
|
|
9.00% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.64% (8.89%*) |
|
|
6.44% (8.61%*) |
|
|
6.44% (8.38%*) |
|
|
6.54% (8.21%*) |
|
|
6.54% (8.03%*) |
|
|
n/a |
|
|
n/a |
|
|
9.00% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.99% (8.93%*) |
|
|
6.69% (8.66%*) |
|
|
6.69% (8.45%*) |
|
|
6.79% (8.30%*) |
|
|
6.79% (8.14%*) |
|
|
n/a |
|
|
n/a |
|
|
9.00% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.69% (9.01%*) |
|
|
7.39% (8.81%*) |
|
|
7.39% (8.66%*) |
|
|
7.49% (8.57%*) |
|
|
7.49% (8.46%*) |
|
|
n/a |
|
|
n/a |
|
|
9.00% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
95.00% |
|
|
98.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% (9.36%*) |
|
|
6.39% (9.00%*) |
|
|
6.39% (8.71%*) |
|
|
6.49% (8.50%*) |
|
|
6.49% (8.27%*) |
|
|
n/a |
|
|
n/a |
|
|
9.65% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.49% (9.45%*) |
|
|
7.39% (9.22%*) |
|
|
7.19% (8.95%*) |
|
|
7.29% (8.80%*) |
|
|
7.39% (8.68%*) |
|
|
n/a |
|
|
n/a |
|
|
9.65% p.a. |
|
$295.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$12.00 monthly |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
$0.00 |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Monthly service fee only applies for the fixed period of the loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They have just announced they are closing all branches
Read full reviewThey have just announced they are closing all branches
The bank are happy to help were they can and are very friendly on the phone
Read full reviewThe bank are happy to help were they can and are very friendly on the phone
Bankwest customer service staff listened to my problem with the home loan and fixed it on the same day.
Read full reviewBankwest customer service staff listened to my problem with the home loan and fixed it on the same day.
I like my bank as you are able to pick up the phone and speak to a support person when needed. Prime example as I was in Bali early this year and I transferred money to my son in Australia with no qualms but when completed had major doubts about what I had done and how safe it may have been. My husband jumped on the phone and rang Bankwest and immediately they took care to make sure our accounts were protected.
Read full reviewI like my bank as you are able to pick up the phone and speak to a support person when needed. Prime example as I was in Bali early this year and I transferred money to my son in Australia with no qualms but when completed had major doubts about what I had done and how safe it may have been. My husband jumped on the phone and rang Bankwest and immediately they took care to make sure our accounts were protected.
Bankwest is the worst bank I have ever been and dealt with. I have a home and investment property. Since I've been with Bankwest I have had nothing but problems. I'm now considering selling the investment property just to get away from this bank, I've looked into breaking the loan but the break costs are ridiculous at a cost of $15,000 to get out of my loans. Honestly stay away from Bankwest
Read full reviewBankwest is the worst bank I have ever been and dealt with. I have a home and investment property. Since I've been with Bankwest I have had nothing but problems. I'm now considering selling the investment property just to get away from this bank, I've looked into breaking the loan but the break costs are ridiculous at a cost of $15,000 to get out of my loans. Honestly stay away from Bankwest
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
