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Beyond Bank All-In-One Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a no set repayments loan between $10,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a no set repayments loan between $10,000 and $2,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 90%

    Loan: $10,000 $2,000,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $10,000 $2,000,000

Rate
4.60% p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$645
Rate
4.89% p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$645

Details

Rates and fees information correct as at 31 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • Valuation fees apply at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • Valuation fees apply at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall
8.3/10
Price
8.2/10
Features
7.6/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Beyond Bank All-In-One Home Loan

  • Overall 10/10
    Great service. Cares for the community & members!

    A Community Bank that is actively involved in the community. It looks after members and has good products. Rewards staff for positive community involvement.

    Read full review

    A Community Bank that is actively involved in the community. It looks after members and has good products. Rewards staff for positive community involvement.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Brian, South Australia reviewed 6 months ago
  • Overall 9/10
    Fantastic customer service and product delivery

    This has been our bank for a number of years now and they have grown and changed, just as our needs have. They are friendly and always know who you are when you call, with regular followups to ensure continued satisfaction. They don't do the hard sell, but knowing us, they are always looking to improve their service to us, without pressure. Even though they are a small bank, with limited branches, they are always prepared to minimise any effort to me as the customer, always offering alternative means of accessing services, always doing more than they need to in order to make my life easier. As everyone knows the pressure of work and time they have been exceptional in providing ease of process when buying the three properties we already have had with them..... and we are about to sell again and move a considerable distance! I know they will make this process as painless as possible for me, and always at competitive rates.

    Read full review

    This has been our bank for a number of years now and they have grown and changed, just as our needs have. They are friendly and always know who you are when you call, with regular followups to ensure continued satisfaction. They don't do the hard sell, but knowing us, they are always looking to improve their service to us, without pressure. Even though they are a small bank, with limited branches, they are always prepared to minimise any effort to me as the customer, always offering alternative means of accessing services, always doing more than they need to in order to make my life easier. As everyone knows the pressure of work and time they have been exceptional in providing ease of process when buying the three properties we already have had with them..... and we are about to sell again and move a considerable distance! I know they will make this process as painless as possible for me, and always at competitive rates.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    8/10
    Less
    Louise, New South Wales reviewed almost 6 years ago
  • Overall 10/10
    Abilty to adjust, reliable,trustworthy,honesty.

    Our H/Loan provider has always provided great service. Their fee structure is reasonable and they pass on all interest rate changes + or -. We had a limit problem which their home loan officer couldn't fix. We understood perfectly but escalated our request for increase to the Chairman who in turn understood how we could g'tee our loan via our plans to sell our house. A business loan officer was assigned to us & our loan was increased to assist us with our sale plans. They also reduced our interest rate voluntarily because of our performance & payment history.

    Read full review

    Our H/Loan provider has always provided great service. Their fee structure is reasonable and they pass on all interest rate changes + or -. We had a limit problem which their home loan officer couldn't fix. We understood perfectly but escalated our request for increase to the Chairman who in turn understood how we could g'tee our loan via our plans to sell our house. A business loan officer was assigned to us & our loan was increased to assist us with our sale plans. They also reduced our interest rate voluntarily because of our performance & payment history.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Trevor, New South Wales reviewed about 7 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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n/a

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UBank

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n/a

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loans.com.au

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AcceleRATES Variable Home Loan

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UBank

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UHomeLoan - Discount Offer

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2.49% p.a.

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Homestar

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Suncorp

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Bank of Queensland

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IMB Bank

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2.67% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.