The details shown below are for an owner occupier taking out a no set repayments loan between $10,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a no set repayments loan between $10,000 and $2,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | No set repayments | < 90% | $10,000 | $2,000,000 |
| | Investor | No set repayments | < 80% | $10,000 | $2,000,000 |
Owner Occupier (No set repayments)
LVR < 90%
Loan: $10,000 $2,000,000
Investor (No set repayments)
LVR < 80%
Loan: $10,000 $2,000,000
4.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$10,000
$2,000,000
none
90.00%
Owner Occupier
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
Valuation fees apply at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
n/a
n/a
$200.00
n/a
$0.00
$350.00
$10,000
$2,000,000
none
80.00%
Investor
No set repayments
No set repayments
n/a
yes
n/a
none
yes
no
Valuation fees apply at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
A Community Bank that is actively involved in the community. It looks after members and has good products. Rewards staff for positive community involvement.
Read full reviewA Community Bank that is actively involved in the community. It looks after members and has good products. Rewards staff for positive community involvement.
This has been our bank for a number of years now and they have grown and changed, just as our needs have. They are friendly and always know who you are when you call, with regular followups to ensure continued satisfaction. They don't do the hard sell, but knowing us, they are always looking to improve their service to us, without pressure. Even though they are a small bank, with limited branches, they are always prepared to minimise any effort to me as the customer, always offering alternative means of accessing services, always doing more than they need to in order to make my life easier. As everyone knows the pressure of work and time they have been exceptional in providing ease of process when buying the three properties we already have had with them..... and we are about to sell again and move a considerable distance! I know they will make this process as painless as possible for me, and always at competitive rates.
Read full reviewThis has been our bank for a number of years now and they have grown and changed, just as our needs have. They are friendly and always know who you are when you call, with regular followups to ensure continued satisfaction. They don't do the hard sell, but knowing us, they are always looking to improve their service to us, without pressure. Even though they are a small bank, with limited branches, they are always prepared to minimise any effort to me as the customer, always offering alternative means of accessing services, always doing more than they need to in order to make my life easier. As everyone knows the pressure of work and time they have been exceptional in providing ease of process when buying the three properties we already have had with them..... and we are about to sell again and move a considerable distance! I know they will make this process as painless as possible for me, and always at competitive rates.
Our H/Loan provider has always provided great service. Their fee structure is reasonable and they pass on all interest rate changes + or -. We had a limit problem which their home loan officer couldn't fix. We understood perfectly but escalated our request for increase to the Chairman who in turn understood how we could g'tee our loan via our plans to sell our house. A business loan officer was assigned to us & our loan was increased to assist us with our sale plans. They also reduced our interest rate voluntarily because of our performance & payment history.
Read full reviewOur H/Loan provider has always provided great service. Their fee structure is reasonable and they pass on all interest rate changes + or -. We had a limit problem which their home loan officer couldn't fix. We understood perfectly but escalated our request for increase to the Chairman who in turn understood how we could g'tee our loan via our plans to sell our house. A business loan officer was assigned to us & our loan was increased to assist us with our sale plans. They also reduced our interest rate voluntarily because of our performance & payment history.
Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.
Bank of Queensland
Economy
2.64% p.a. variable
2.81% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
$10.00 monthly
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a.
3.00% p.a.
$349.00 yearly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
