Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 90% | $40,000 | |
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Owner Occupier | Interest Only | < 90% | $40,000 | |
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Investor | Principal & Interest | < 90% | $40,000 | |
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Investor | Interest Only | < 90% | $40,000 |
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n/a |
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n/a |
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n/a |
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n/a |
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5.99% (7.67%*) |
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5.79% (7.45%*) |
|
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5.79% (7.27%*) |
|
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5.84% (7.12%*) |
|
|
5.84% (6.98%*) |
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n/a |
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n/a |
|
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7.86% p.a. |
|
$0.00 |
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n/a |
|
|
$0.00 |
|
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$180.00 |
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n/a |
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$0.00 |
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$300.00 |
|
$40,000 |
|
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none |
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none |
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|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - fee applies |
|
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none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
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none |
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$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
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6.09% (7.77%*) |
|
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5.89% (7.55%*) |
|
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5.89% (7.37%*) |
|
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5.94% (7.22%*) |
|
|
5.94% (7.07%*) |
|
|
n/a |
|
|
n/a |
|
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7.96% p.a. |
|
$0.00 |
|
|
n/a |
|
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$0.00 |
|
|
$180.00 |
|
|
n/a |
|
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$0.00 |
|
|
$300.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - fee applies |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
none |
|
|
$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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6.09% (8.02%*) |
|
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5.89% (7.77%*) |
|
|
5.89% (7.56%*) |
|
|
5.94% (7.39%*) |
|
|
5.94% (7.22%*) |
|
|
n/a |
|
|
n/a |
|
|
8.24% p.a. |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$180.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - fee applies |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
none |
|
|
$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
|
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6.19% (8.12%*) |
|
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5.99% (7.86%*) |
|
|
5.99% (7.66%*) |
|
|
6.04% (7.49%*) |
|
|
6.04% (7.32%*) |
|
|
n/a |
|
|
n/a |
|
|
8.34% p.a. |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$180.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - fee applies |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
none |
|
|
$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great loan, great bank, great customer service.
Read full reviewGreat loan, great bank, great customer service.
Great customer service, banks in all capital cities, internet banking easy to navigate.
Read full reviewGreat customer service, banks in all capital cities, internet banking easy to navigate.
Excellent customer service, reliable products and good rates and with low fees.
Read full reviewExcellent customer service, reliable products and good rates and with low fees.
Best bank manager with the best advice - lifetime quality service.
Read full reviewBest bank manager with the best advice - lifetime quality service.
customer for over 10years and no consideration was given to make allowances for a long term customer where circumstances have changed. A penalty charge for paying over my normal rate was more important than keeping a loyal customer. They are no different than any other money hungry organisation
Read full reviewcustomer for over 10years and no consideration was given to make allowances for a long term customer where circumstances have changed. A penalty charge for paying over my normal rate was more important than keeping a loyal customer. They are no different than any other money hungry organisation
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
