The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 85%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Investor | Principal & Interest | < 85% | $150,000 | |
| | Investor | Interest Only | < 80% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 85%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
n/a
n/a
n/a
n/a
1.89% (3.93%*)
2.09% (3.81%*)
2.09% (3.69%*)
2.39% (3.67%*)
2.59% (3.66%*)
n/a
n/a
3.70% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$375.00 yearly
$200.00
$150,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.29% (4.06%*)
3.39% (4.04%*)
3.39% (4.01%*)
3.59% (4.06%*)
3.79% (4.13%*)
n/a
n/a
3.70% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$375.00 yearly
$200.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (4.50%*)
2.49% (4.36%*)
2.49% (4.21%*)
2.89% (4.21%*)
2.99% (4.16%*)
n/a
n/a
4.30% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$375.00 yearly
$200.00
$150,000
none
none
85.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.59% (4.52%*)
2.69% (4.39%*)
2.69% (4.27%*)
3.09% (4.28%*)
3.09% (4.19%*)
n/a
n/a
4.30% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$375.00 yearly
$200.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Hume Bank, formerly Hume Building Society, gives its members access to an extensive range of products with great saving rates, no monthly fees and low loan rates. Hume Bank offers products in both business and personal banking. With Hume's personal products including: savings accounts, credit cards, term investments, home loans, debit cards, personal loans, financial planning services and car insurance. Hume Bank's business range includes credit cards, every-day banking accounts, business lending and internet banking facilities.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
