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Illawarra Credit Union Bare Essentials

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $800,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $800,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $150,000

Rate
2.59% p.a.
Comparison Rate
2.64% p.a.
Service fee
$0.00
Upfront fee
$682
Rate
2.45% p.a.
Comparison Rate
2.50% p.a.
Service fee
$0.00
Upfront fee
$682
Rate
3.85% p.a.
Comparison Rate
3.90% p.a.
Service fee
$0.00
Upfront fee
$682
Rate
3.19% p.a.
Comparison Rate
3.24% p.a.
Service fee
$0.00
Upfront fee
$682
Rate
3.39% p.a.
Comparison Rate
3.44% p.a.
Service fee
$0.00
Upfront fee
$682

Details

Rates and fees information correct as at 30 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.59% p.a.

n/a

n/a

n/a

2.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$440.00

$242.00

$0.00

n/a

$0.00

$350.00
Other financial bits

$150,000

none

none

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$0.00

yes

no

Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.

$6 monthly account keeping fee waived on the Everyday account.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.45% p.a.

n/a

n/a

n/a

2.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$440.00

$242.00

$0.00

n/a

$0.00

$350.00
Other financial bits

$150,000

$800,000

none

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.

$6 monthly account keeping fee waived on the Everyday account.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.85% p.a.

n/a

n/a

n/a

3.90% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$440.00

$242.00

$0.00

n/a

$0.00

$350.00
Other financial bits

$150,000

none

none

95.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$0.00

yes

no

Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.

$6 monthly account keeping fee waived on the Everyday account.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.19% p.a.

n/a

n/a

n/a

3.24% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$440.00

$242.00

$0.00

n/a

$0.00

$350.00
Other financial bits

$150,000

none

none

95.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$0.00

yes

no

Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.

$6 monthly account keeping fee waived on the Everyday account.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.39% p.a.

n/a

n/a

n/a

3.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$440.00

$242.00

$0.00

n/a

$0.00

$350.00
Other financial bits

$150,000

none

none

95.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$0.00

yes

no

Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.

$6 monthly account keeping fee waived on the Everyday account.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About Illawarra Credit Union

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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