ME Flexible Home Loan (Fixed, Member Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $40,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $40,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000

3.99% p.a.

4.22% p.a.

$395.00 yearly

ME Flexible Home Loan (Fixed, Member Package)

3.99% p.a.

4.22% p.a.

$395.00 yearly

4.59% p.a.

4.85% p.a.

$395.00 yearly

ME Flexible Home Loan (Fixed, Member Package)

4.59% p.a.

4.85% p.a.

$395.00 yearly

4.09% p.a.

4.57% p.a.

$395.00 yearly

ME Flexible Home Loan (Fixed, Member Package)

4.09% p.a.

4.57% p.a.

$395.00 yearly

4.19% p.a.

4.74% p.a.

$395.00 yearly

ME Flexible Home Loan (Fixed, Member Package)

4.19% p.a.

4.74% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.18%*)

  • 3.84% (4.18%*)

  • 3.99% (4.22%*)

  • 4.29% (4.34%*)

  • 4.49% (4.46%*)

  • 5.49% (5.11%*)

  • (*)

  • 3.74% p.a.

Fees
  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.81%*)

  • 4.34% (4.79%*)

  • 4.59% (4.85%*)

  • 4.89% (4.97%*)

  • 5.09% (5.09%*)

  • 6.09% (5.74%*)

  • (*)

  • 4.39% p.a.

Fees
  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (4.61%*)

  • 4.14% (4.59%*)

  • 4.09% (4.57%*)

  • 4.59% (4.73%*)

  • 4.79% (4.85%*)

  • 6.29% (5.76%*)

  • (*)

  • 4.19% p.a.

Fees
  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (4.82%*)

  • 4.39% (4.79%*)

  • 4.19% (4.74%*)

  • 4.99% (5.00%*)

  • 5.19% (5.13%*)

  • 6.69% (6.08%*)

  • (*)

  • 4.39% p.a.

Fees
  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall customer rating
8.7/10

Based on 897 ME home loan reviews

Price
8.6/10
Features
7.9/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10

Latest reviews of ME Flexible Home Loan (Fixed, Member Package)

  • Overall
    10/10
    Wouldn't leave them

    They are great.

    They are great.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Garry | Australian Capital Territory

    reviewed over 2 years ago

  • Overall
    8/10
    Great rates and great members package.

    Great rates and member package. Came to us rather than us chasing them.

    Great rates and member package. Came to us rather than us chasing them.

    Price
    10/10
    Features
    10/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    8/10

    Nigel | New South Wales

    reviewed almost 3 years ago

  • Overall
    10/10
    Exceptional

    They were very helpful considering they didn't have a regular branch in SA. Ready to give advice...

    They were very helpful considering they didn't have a regular branch in SA. Ready to give advice at all times. I sold my house and bought one outright. They assisted me in finalising / payout of house loan.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Rita | South Australia

    reviewed almost 3 years ago

  • Overall
    7/10
    Great rate and service

    I get a rest rate and customer service is great.

    I get a rest rate and customer service is great.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    7/10

    Matthew | Queensland

    reviewed about 3 years ago

ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

See ME home loans

ME

ME

Basic Home Loan

3.89% p.a.

3.91% p.a.

$0.00

ME

ME

Flexible Home Loan (Fixed)

p.a.

4.81% p.a.

$0.00

ME

ME

Flexible Home Loan (Member Package)

4.83% p.a.

5.23% p.a.

$395.00 yearly

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.