Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $40,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $40,000 | |
|
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Owner Occupier | Principal & Interest | 90%-95% | $40,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $40,000 | |
|
|
Investor | Principal & Interest | < 80% | $40,000 | |
|
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Investor | Principal & Interest | 80%-90% | $40,000 | |
|
|
Investor | Interest Only | < 80% | $40,000 | |
|
|
Investor | Interest Only | < 90% | $40,000 |
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n/a |
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n/a |
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n/a |
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n/a |
|
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6.24% (8.40%*) |
|
|
5.74% (8.06%*) |
|
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5.74% (7.80%*) |
|
|
6.04% (7.68%*) |
|
|
6.04% (7.49%*) |
|
|
n/a |
|
|
n/a |
|
|
8.65% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
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none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
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no |
|
|
none |
|
|
yes |
|
|
no |
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none |
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none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
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n/a |
|
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n/a |
|
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n/a |
|
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6.44% (8.61%*) |
|
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5.94% (8.26%*) |
|
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5.94% (7.97%*) |
|
|
6.14% (7.84%*) |
|
|
6.14% (7.64%*) |
|
|
n/a |
|
|
n/a |
|
|
8.86% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
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n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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7.49% (8.73%*) |
|
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6.64% (8.41%*) |
|
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6.59% (8.19%*) |
|
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6.74% (8.06%*) |
|
|
6.89% (7.98%*) |
|
|
n/a |
|
|
n/a |
|
|
8.86% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
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90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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7.24% (8.51%*) |
|
|
6.94% (8.31%*) |
|
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6.74% (8.09%*) |
|
|
7.14% (8.09%*) |
|
|
7.34% (8.07%*) |
|
|
n/a |
|
|
n/a |
|
|
8.65% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
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$0.00 |
|
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$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.44% (9.01%*) |
|
|
5.94% (8.61%*) |
|
|
5.94% (8.31%*) |
|
|
6.24% (8.15%*) |
|
|
6.24% (7.93%*) |
|
|
n/a |
|
|
n/a |
|
|
9.32% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.64% (9.29%*) |
|
|
6.04% (8.86%*) |
|
|
5.94% (8.51%*) |
|
|
6.24% (8.33%*) |
|
|
6.24% (8.08%*) |
|
|
n/a |
|
|
n/a |
|
|
9.62% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.44% (9.01%*) |
|
|
5.94% (8.61%*) |
|
|
5.94% (8.31%*) |
|
|
6.24% (8.15%*) |
|
|
6.24% (7.93%*) |
|
|
n/a |
|
|
n/a |
|
|
9.32% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.64% (9.29%*) |
|
|
6.14% (8.88%*) |
|
|
6.04% (8.54%*) |
|
|
6.34% (8.36%*) |
|
|
6.34% (8.13%*) |
|
|
n/a |
|
|
n/a |
|
|
9.62% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $30,000 during fixed rate period |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Best bank.
Read full reviewME bank offer competitive rates with $0 application fee and no monthly administration fees. Their customer service is always above and beyond with no hidden surprises. They’re always upfront and honest about the best product for you. I find this bank to offer the best all round service for customers which is why I continue to bank with them.
Read full reviewME bank offer competitive rates with $0 application fee and no monthly administration fees. Their customer service is always above and beyond with no hidden surprises. They’re always upfront and honest about the best product for you. I find this bank to offer the best all round service for customers which is why I continue to bank with them.
Don't use this bank, they rip you off at every opportunity. I've been a loyal customer for 20 years and they will not help or show you any respect, plus the fees are outrageous.
Read full reviewDon't use this bank, they rip you off at every opportunity. I've been a loyal customer for 20 years and they will not help or show you any respect, plus the fees are outrageous.
All interaction with ME service officers have been helpful and good. Being an online bank, there is no branch we can go to if the need arises. The online servicing is mostly wonderful, however the lack of physical branches can be challenging if there are planned or unplanned system outages or issues with service.
Read full reviewAll interaction with ME service officers have been helpful and good. Being an online bank, there is no branch we can go to if the need arises. The online servicing is mostly wonderful, however the lack of physical branches can be challenging if there are planned or unplanned system outages or issues with service.
Initial loan set up etc was great. But now 5 years into the loan it's quite different. Because they didn't take my payment out for loan for a number of weeks (their fault, not ours), my end on statement looked like it was fine. Anyway they took all my extra/advance payment out to cover as well as taking money out of savings, leaving us short. It was their fault (we had auto payments set up) this happened. But in the end we owed the money and had to catch up on payments. Which we did. But after me ringing over and over, asking for explanations on what happened. I finally got the info, but after taking many weeks. Even after filing a complaint they never did anything. But what got me more angry was that there was no communication with what happened. They took it on themselves to go into our accounts and take out the money owed. No contact at all. We should be more advanced on our home loan. Because of their mistake we are thousands behind. I also sent an email asking them to stop loan payments during Covid. No response. So the communication is terrible. If I get an opportunity to change banks I would just because of this.
Read full reviewInitial loan set up etc was great. But now 5 years into the loan it's quite different. Because they didn't take my payment out for loan for a number of weeks (their fault, not ours), my end on statement looked like it was fine. Anyway they took all my extra/advance payment out to cover as well as taking money out of savings, leaving us short. It was their fault (we had auto payments set up) this happened. But in the end we owed the money and had to catch up on payments. Which we did. But after me ringing over and over, asking for explanations on what happened. I finally got the info, but after taking many weeks. Even after filing a complaint they never did anything. But what got me more angry was that there was no communication with what happened. They took it on themselves to go into our accounts and take out the money owed. No contact at all. We should be more advanced on our home loan. Because of their mistake we are thousands behind. I also sent an email asking them to stop loan payments during Covid. No response. So the communication is terrible. If I get an opportunity to change banks I would just because of this.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
