The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $700,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $400,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $700,000 with an LVR below 50%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | 60%-70% | $40,000 | $149,999 |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $150,000 | $399,999 |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $700,000 | |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $400,000 | $699,999 |
|
|
Owner Occupier | Principal & Interest | < 60% | $40,000 | $149,999 |
|
|
Owner Occupier | Principal & Interest | < 60% | $150,000 | $399,999 |
|
|
Owner Occupier | Principal & Interest | < 60% | $400,000 | $699,999 |
|
|
Owner Occupier | Principal & Interest | < 60% | $700,000 | |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $40,000 | $149,999 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $399,999 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $400,000 | $699,999 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $700,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $40,000 | $149,999 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $399,999 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $400,000 | $699,999 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $700,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $40,000 | $149,999 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $399,999 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $400,000 | $699,999 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $700,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $40,000 | $149,999 |
|
|
Owner Occupier | Interest Only | < 80% | $150,000 | $399,999 |
|
|
Owner Occupier | Interest Only | < 80% | $400,000 | $699,999 |
|
|
Owner Occupier | Interest Only | < 80% | $700,000 | |
|
|
Investor | Principal & Interest | < 80% | $40,000 | $149,999 |
|
|
Investor | Principal & Interest | < 60% | $150,000 | $399,999 |
|
|
Investor | Principal & Interest | < 80% | $150,000 | $399,999 |
|
|
Investor | Principal & Interest | < 60% | $400,000 | $700,000 |
|
|
Investor | Principal & Interest | < 80% | $400,000 | |
|
|
Investor | Principal & Interest | < 50% | $400,000 | $700,000 |
|
|
Investor | Principal & Interest | 80%-90% | $40,000 | $149,999 |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | $399,999 |
|
|
Investor | Principal & Interest | 80%-90% | $400,000 | $699,999 |
|
|
Investor | Principal & Interest | 80%-90% | $700,000 | |
|
|
Investor | Interest Only | < 80% | $40,000 | $149,999 |
|
|
Investor | Interest Only | < 80% | $150,000 | $399,999 |
|
|
Investor | Interest Only | < 80% | $400,000 | $699,999 |
|
|
Investor | Interest Only | < 80% | $700,000 | |
|
|
Investor | Interest Only | < 90% | $40,000 | $149,999 |
|
|
Investor | Interest Only | < 90% | $400,000 | $699,999 |
|
|
Investor | Interest Only | < 90% | $150,000 | $399,999 |
|
|
Investor | Interest Only | < 90% | $700,000 |
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $700,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $40,000 $149,999
Investor (Principal & Interest)
LVR < 60%
Loan: $150,000 $399,999
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $399,999
Investor (Principal & Interest)
LVR < 60%
Loan: $400,000 $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000
Investor (Principal & Interest)
LVR < 50%
Loan: $400,000 $700,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 90%
Loan: $40,000 $149,999
Investor (Interest Only)
LVR < 90%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 90%
Loan: $150,000 $399,999
Investor (Interest Only)
LVR < 90%
Loan: $700,000
ME delivers close to the total package for investors and owner occupiers alike with the Flexible Home Loan Member Package. With competitive variable rates, plus money-saving features like an offset account and the option to take a repayments holiday if you need it, this could be the package deal you've been looking for.
Whether you’re looking for a home loan for your own humble abode or an investment property, the ME Flexible Home Loan (Member Package) could have you covered. The variable rate you'll receive will depend on your loan-to-value ratio (LVR) and loan amount - for example, with an LVR between 70-80% an owner occupier can nab a rate of 3.89% p.a. (4.32% comparison rate*).
ME’s Flexible Home Loan (Member Package) also gives you an extensive range of options when it comes to repayments. For a start, you’ll have the option to make principal and interest or interest-only repayments (though rates on either will vary) on your home loan and you can make repayments on a weekly, fortnightly or monthly basis.
If you feel like you’re ahead of the curve you can also make fee-free additional repayments or, if it all gets a bit much, you'll have the opportunity to take a repayment holiday too. It is worth keeping in mind that even though you’re able to make fee-free redraws on your Flexible Home Loan, there is a $500 minimum redraw amount in place.
If you’re only after a small sum of cash the good news is you can still get your hands on the Flexible Home Loan for loan amounts from $40,000 and up, plus there is no maximum loan amount, as long as you can meet your repayments. You can also save on interest over the life of the loan by opening taking up ME’s offer of an offset account.
Additionally, applications on loan amounts of $250k or more with a maximum LVR of 80% lodged before 31 August 2022 are eligible for ME's $2500 cashback offer.
Although the Member Package comes with a $395 annual fee, the trade off is it delivers a few neat extras like no valuation or top up fees on your Flexible Home Loan.
If you’re a homeowner or investor that wants a full suite of home loan features, a competitive rate and you don’t mind stumping up $395 each year as an annual service fee, the Flexible Home Loan with ME’s Member Package could be the loan you’ve been looking for.
Aside from the annual service fee, just bear in mind that all redraws will have to be worth more than $500.
|
5.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.13% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.46% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.13% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.46% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.22% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.22% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.86% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.25% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.86% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.25% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.02% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.43% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.92% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.33% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.92% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.33% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.21% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.66% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.05% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.66% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.05% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.21% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.46% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.52% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.42% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.21% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.37% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.37% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.11% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.50% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.15% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.03% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$700,000 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.73% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$700,000 |
|
|
none |
|
|
50.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.11% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.50% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.51% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.68% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.24% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.53% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.23% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.23% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.77% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$40,000 |
|
|
$149,999 |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$400,000 |
|
|
$699,999 |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
$399,999 |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$700,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,500 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 August 2022 and settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Trying to get the bank to Discharge the mortgage so we can settle. You'd think they want their money! But no, so lazy and inept that we're likely to miss settlement and lose thousands. DON'T BANK WITH THEM.
Read full reviewTrying to get the bank to Discharge the mortgage so we can settle. You'd think they want their money! But no, so lazy and inept that we're likely to miss settlement and lose thousands. DON'T BANK WITH THEM.
Good product but needs to be more competitive with current rates.
Read full reviewGood product but needs to be more competitive with current rates.
I am happy with ME as I was able to negotiate a lower interest rate.
Read full reviewI am happy with ME as I was able to negotiate a lower interest rate.
Initially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.
Read full reviewInitially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.
Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.
Read full reviewGreat product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
Bank of Queensland
Economy
3.69% p.a. variable
3.85% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
Qudos Bank
No Frills Home Loan
3.49% p.a. variable
3.49% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a.
4.22% p.a.
Qudos Bank
No Frills Home Loan
3.49% p.a.
3.49% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
Bank of Queensland
Economy
3.69% p.a.
3.85% p.a.
$10.00 monthly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
