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ME Flexible Home Loan (Member Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $400,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $700,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000 $149,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $399,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $400,000 $699,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $700,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $40,000 $149,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $399,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $400,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000 $149,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $399,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $400,000 $699,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000 $149,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $399,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $400,000 $699,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $700,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $40,000 $149,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $400,000 $699,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $150,000 $399,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $700,000

Rate
3.99% p.a.
Comparison Rate
4.40% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.29% p.a.
Comparison Rate
2.75% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.09% p.a.
Comparison Rate
2.55% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.09% p.a.
Comparison Rate
2.55% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.99% p.a.
Comparison Rate
4.40% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.29% p.a.
Comparison Rate
2.75% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.03% p.a.
Comparison Rate
2.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.03% p.a.
Comparison Rate
2.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.11% p.a.
Comparison Rate
4.52% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.59% p.a.
Comparison Rate
3.04% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.14% p.a.
Comparison Rate
2.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.14% p.a.
Comparison Rate
2.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.11% p.a.
Comparison Rate
4.52% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.27% p.a.
Comparison Rate
3.70% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.17% p.a.
Comparison Rate
3.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.17% p.a.
Comparison Rate
3.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.46% p.a.
Comparison Rate
4.86% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.71% p.a.
Comparison Rate
4.78% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.67% p.a.
Comparison Rate
3.65% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.62% p.a.
Comparison Rate
3.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.62% p.a.
Comparison Rate
3.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.36% p.a.
Comparison Rate
4.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.28% p.a.
Comparison Rate
3.71% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.98% p.a.
Comparison Rate
3.43% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.36% p.a.
Comparison Rate
4.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.76% p.a.
Comparison Rate
4.94% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.49% p.a.
Comparison Rate
3.80% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.18% p.a.
Comparison Rate
3.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.18% p.a.
Comparison Rate
3.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.96% p.a.
Comparison Rate
5.02% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200

Mozo editorial review ME Flexible Home Loan (Member Package) - last updated: 26 November 2021

binocular icon
What's hot
  • 2.14% p.a. (2.61% p.a. comparison rate*) variable rate (70%-80% LVR)
  • Repayment holidays, extra repayments and redraw facility available
  • 100% offset account
What's not
  • $395 annual service fee
Mozo snapshot

ME delivers close to the total package for investors and owner occupiers alike with the Flexible Home Loan Member Package. With competitive variable rates, plus money-saving features like an offset account and the option to take a repayments holiday if you need it, this could be the package deal you've been looking for.

key icon
Key features

Whether you’re looking for a home loan for your own humble abode or an investment property, the ME Flexible Home Loan (Member Package) could have you covered. The variable rate you'll receive will depend on your loan-to-value ratio (LVR) and loan amount - for example, with an LVR between 70-80% an owner occupier can nab a rate of 2.14% (2.61% comparison rate*).

ME’s Flexible Home Loan (Member Package) also gives you an extensive range of options when it comes to repayments. For a start, you’ll have the option to make principal and interest or interest-only repayments (though rates on either will vary) on your home loan and you can make repayments on a weekly, fortnightly or monthly basis.  

If you feel like you’re ahead of the curve you can also make fee-free additional repayments or, if it all gets a bit much, you'll have the opportunity to take a repayment holiday too. It is worth keeping in mind that even though you’re able to make fee-free redraws on your Flexible Home Loan, there is a $500 minimum redraw amount in place.

If you’re only after a small sum of cash the good news is you can still get your hands on the Flexible Home Loan for loan amounts from $40,000 and up, plus there is no maximum loan amount, as long as you can meet your repayments. You can also save on interest over the life of the loan by opening taking up ME’s offer of an offset account.

Additionally, applications on loan amounts of $250k or more with a maximum LVR of 80% lodged before 31 December 2021 are eligible for ME's $3000 cashback offer. 

Although the Member Package comes with a $395 annual fee, the trade off is it delivers a few neat extras like no valuation or top up fees on your Flexible Home Loan.

snapshot
Who is it good for

If you’re a homeowner or investor that wants a full suite of home loan features, a competitive rate and you don’t mind stumping up $395 each year as an annual service fee, the Flexible Home Loan with ME’s Member Package could be the loan you’ve been looking for.

question icon
Any catches

Aside from the annual service fee, just bear in mind that all redraws will have to be worth more than $500.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.99% p.a.

n/a

n/a

n/a

4.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

60.00%

70.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.29% p.a.

n/a

n/a

n/a

2.75% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

60.00%

70.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.55% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

60.00%

70.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.55% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

60.00%

70.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.99% p.a.

n/a

n/a

n/a

4.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.29% p.a.

n/a

n/a

n/a

2.75% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.03% p.a.

n/a

n/a

n/a

2.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.03% p.a.

n/a

n/a

n/a

2.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.11% p.a.

n/a

n/a

n/a

4.52% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

70.00%

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.59% p.a.

n/a

n/a

n/a

3.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

70.00%

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.14% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

70.00%

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.14% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

70.00%

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.11% p.a.

n/a

n/a

n/a

4.52% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.27% p.a.

n/a

n/a

n/a

3.70% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.17% p.a.

n/a

n/a

n/a

3.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.17% p.a.

n/a

n/a

n/a

3.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.46% p.a.

n/a

n/a

n/a

4.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

90.00%

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.91% p.a.

n/a

n/a

n/a

4.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

90.00%

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.91% p.a.

n/a

n/a

n/a

4.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

90.00%

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.91% p.a.

n/a

n/a

n/a

4.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

90.00%

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.71% p.a.

n/a

n/a

n/a

4.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.67% p.a.

n/a

n/a

n/a

3.65% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.62% p.a.

n/a

n/a

n/a

3.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.62% p.a.

n/a

n/a

n/a

3.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.36% p.a.

n/a

n/a

n/a

4.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.28% p.a.

n/a

n/a

n/a

3.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.98% p.a.

n/a

n/a

n/a

3.43% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

none

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.36% p.a.

n/a

n/a

n/a

4.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.45% p.a.

n/a

n/a

n/a

3.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.45% p.a.

n/a

n/a

n/a

3.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.45% p.a.

n/a

n/a

n/a

3.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.76% p.a.

n/a

n/a

n/a

4.94% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.49% p.a.

n/a

n/a

n/a

3.80% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.18% p.a.

n/a

n/a

n/a

3.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.18% p.a.

n/a

n/a

n/a

3.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.96% p.a.

n/a

n/a

n/a

5.02% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$40,000

$149,999

none

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.69% p.a.

n/a

n/a

n/a

3.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$400,000

$699,999

none

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.69% p.a.

n/a

n/a

n/a

3.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$150,000

$399,999

none

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.69% p.a.

n/a

n/a

n/a

3.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$200.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00
Other financial bits

$700,000

none

none

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

none

none

Receive $3,000 cashback when you refinance an existing home loan of $250,000 or more with an LVR of equal to or less than 80%. Must apply by 31 December 2021 and settle by 28 February 22.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
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Based on 957 ME home loan reviews

Latest reviews of ME Flexible Home Loan (Member Package)

See all ME home loan customer reviews

About ME

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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