ME Flexible Home Loan (Member Package)
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | < 80% | $700,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $700,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $700,000 | |
| | Owner Occupier | Interest Only | < 80% | $40,000 | $149,999 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $399,999 |
| | Owner Occupier | Interest Only | < 80% | $400,000 | $699,999 |
| | Owner Occupier | Interest Only | < 80% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $40,000 | $149,999 |
| | Investor | Principal & Interest | < 80% | $150,000 | $399,999 |
| | Investor | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Investor | Principal & Interest | < 80% | $700,000 | |
| | Investor | Principal & Interest | 80%-90% | $40,000 | $149,999 |
| | Investor | Principal & Interest | 80%-90% | $150,000 | $399,999 |
| | Investor | Principal & Interest | 80%-90% | $400,000 | $699,999 |
| | Investor | Principal & Interest | 80%-90% | $700,000 | |
| | Investor | Interest Only | < 80% | $40,000 | $149,999 |
| | Investor | Interest Only | < 80% | $150,000 | $399,999 |
| | Investor | Interest Only | < 80% | $400,000 | $699,999 |
| | Investor | Interest Only | < 80% | $700,000 |
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $40,000 $149,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $399,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $700,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $700,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $40,000 $149,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $399,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $400,000 $699,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $700,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $700,000
-
Investor (Principal & Interest)
LVR < 80%
Loan: $40,000 $149,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $399,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $700,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $700,000
-
Investor (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
-
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
-
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
-
Investor (Interest Only)
LVR < 80%
Loan: $700,000
4.83% p.a.
5.23% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.83% p.a.
5.23% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.83% p.a.
5.23% p.a.
$395.00 yearly
3.84% p.a.
4.26% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.84% p.a.
4.26% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.84% p.a.
4.26% p.a.
$395.00 yearly
3.79% p.a.
4.21% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.79% p.a.
4.21% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.79% p.a.
4.21% p.a.
$395.00 yearly
3.79% p.a.
4.21% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.79% p.a.
4.21% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
3.79% p.a.
4.21% p.a.
$395.00 yearly
4.83% p.a.
5.23% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.83% p.a.
5.23% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.83% p.a.
5.23% p.a.
$395.00 yearly
4.29% p.a.
4.70% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.29% p.a.
4.70% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.29% p.a.
4.70% p.a.
$395.00 yearly
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
4.09% p.a.
4.50% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.09% p.a.
4.50% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.09% p.a.
4.50% p.a.
$395.00 yearly
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.18% p.a.
5.57% p.a.
$395.00 yearly
5.43% p.a.
5.82% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.43% p.a.
5.82% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.43% p.a.
5.82% p.a.
$395.00 yearly
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.39% p.a.
4.80% p.a.
$395.00 yearly
5.08% p.a.
5.47% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.08% p.a.
5.47% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.08% p.a.
5.47% p.a.
$395.00 yearly
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.19% p.a.
4.60% p.a.
$395.00 yearly
5.08% p.a.
5.47% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.08% p.a.
5.47% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.08% p.a.
5.47% p.a.
$395.00 yearly
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
5.48% p.a.
5.86% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.48% p.a.
5.86% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
5.48% p.a.
5.86% p.a.
$395.00 yearly
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
ME Flexible Home Loan (Member Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
Mozo Review ME Flexible Home Loan (Member Package) Review
Last updated: 21 December 2018.
What's hot:
Variable rates from 3.79% (4.12% comparison rate)
2018 Mozo Experts Choice Award winner
Repayments holiday available
Offset account available
What's not:
$395 annual service fee
Mozo snapshot:
ME delivers close to the total package for investors and owner occupiers alike with the Flexible Home Loan Member Package. With variable rates as low as 3.79% (4.12% comparison rate), plus money-saving features like an offset account and the option to take a repayments holiday if you need it, it’s clear why the Flexible Home Loan (Member Package) was judged as a market-leader in the Packaged Home Loan category of the 2018 Mozo Experts Choice Awards.
Key features:
Whether you’re looking for a home loan for your own humble abode or an investment property, the Flexible Home Loan with ME’s Member Package has you covered. Depending on the LVR and loan amount, variable rates can be as low as 3.79% (4.12% comparison rate). You’ll also have the option to split your loan between variable and fixed rates, with terms as long as 7 years.
ME’s Flexible Home Loan (Member Package) also gives you an extensive range of options when it comes to repayments. For a start, you’ll have the option to make principal and interest or interest only repayments on your home loan and you can do this on a weekly, fortnightly or monthly basis.
If you feel like you’re ahead of the curve you can also make fee-free additional repayments or if it all gets a bit much you have the chance to take a repayment holiday, too. It is worth keeping in mind that even though you’re able to make fee-free redraws on your Flexible Home Loan, there is a $500 minimum in place.
If you’re only after a small sum of cash the good news is you can still get your hands on the Flexible Home Loan for a loan of $40,000 and there is no maximum loan amount, as long as you can meet your repayments. You can also save on interest over the life of the loan by opening taking up ME’s offer of an offset account.
Although the Member Package comes with a $395 annual fee, the trade off is it delivers a few neat extras like no valuation or top up fees on your Flexible Home Loan.
Who it's good for:
If you’re a homeowner or investor that wants a full suite of home loan features at a competitive rate and you don’t mind stumping up $395 each year, the Flexible Home Loan with ME’s Member Package could be the loan you’ve been looking for.
Any catches?
Aside from the annual service fee, just bear in mind that all redraws will have to be worth more than $500.
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.83% p.a.
-
n/a
-
0 Months
-
none
-
5.23% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.84% p.a.
-
n/a
-
0 Months
-
none
-
4.26% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.79% p.a.
-
n/a
-
0 Months
-
none
-
4.21% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.79% p.a.
-
n/a
-
0 Months
-
none
-
4.21% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.83% p.a.
-
n/a
-
0 Months
-
none
-
5.23% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.29% p.a.
-
n/a
-
0 Months
-
none
-
4.70% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.19% p.a.
-
n/a
-
0 Months
-
none
-
4.60% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.09% p.a.
-
n/a
-
0 Months
-
none
-
4.50% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.18% p.a.
-
n/a
-
0 Months
-
none
-
5.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.18% p.a.
-
n/a
-
0 Months
-
none
-
5.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.18% p.a.
-
n/a
-
0 Months
-
none
-
5.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.18% p.a.
-
n/a
-
0 Months
-
none
-
5.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.43% p.a.
-
n/a
-
0 Months
-
none
-
5.82% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.39% p.a.
-
n/a
-
0 Months
-
none
-
4.80% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.39% p.a.
-
n/a
-
0 Months
-
none
-
4.80% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.39% p.a.
-
n/a
-
0 Months
-
none
-
4.80% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.08% p.a.
-
n/a
-
0 Months
-
none
-
5.47% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.19% p.a.
-
n/a
-
0 Months
-
none
-
4.60% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.19% p.a.
-
n/a
-
0 Months
-
none
-
4.60% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.19% p.a.
-
n/a
-
0 Months
-
none
-
4.60% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.08% p.a.
-
n/a
-
0 Months
-
none
-
5.47% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.54% p.a.
-
n/a
-
0 Months
-
none
-
4.94% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.54% p.a.
-
n/a
-
0 Months
-
none
-
4.94% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.54% p.a.
-
n/a
-
0 Months
-
none
-
4.94% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.48% p.a.
-
n/a
-
0 Months
-
none
-
5.86% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$40,000
-
$149,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.44% p.a.
-
n/a
-
0 Months
-
none
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
$399,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.44% p.a.
-
n/a
-
0 Months
-
none
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$400,000
-
$699,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Details
Rates and fees information correct as at 20 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.44% p.a.
-
n/a
-
0 Months
-
none
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$200.00
-
$0.00
-
$0.00
-
none
-
$395.00 yearly
-
$350.00
Other financial bits
-
$700,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
Customer Reviews
How are ME home loans rated by the Mozo community?
Latest reviews of ME Flexible Home Loan (Member Package)
- Overall10/10
Committed to looking after working people
Rates are good. Great people to deal with and they visit your home or workplace.
Read full review
Rates are good. Great people to deal with and they visit your home or workplace.
Price10/10Features8/10Customer service10/10Convenience10/10Trust10/10Less
Helen | South Australia
reviewed 11 months ago
- Overall9/10
Need I say more, best loan.
Need I say more. Best loan going.
Read full review
Need I say more. Best loan going.
Price9/10Features9/10Customer service9/10Convenience9/10Trust9/10Less
Des | Victoria
reviewed about 3 years ago
- Overall9/10
I love what they stand for.
Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home...
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Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home loan and the low fixed rate.
Price10/10Features9/10Customer service8/10Convenience10/10Trust10/10Less
Angela | Victoria
reviewed about 3 years ago
- Overall8/10
Run for members benefit.
They do not bother me with additional product sales.
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They do not bother me with additional product sales.
Price8/10Features8/10Customer service6/10Convenience3/10Trust9/10Less
Stephen | Queensland
reviewed over 3 years ago
- Overall9/10
No time wasted with this bank.
If you're in the position to take advantage of the products, you are silly not to do so.
Read full review
If you're in the position to take advantage of the products, you are silly not to do so.
Price9/10Features8/10Customer service9/10Convenience9/10Trust10/10Less
Name not supplied | Tasmania
reviewed over 3 years ago
About ME
ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.
See ME home loans
Promoted
loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.89% p.a. variable
4.29% p.a.
$0
Promoted
Well Home Loans
Well Balanced
3.49% p.a. variable
3.53% p.a.
$600
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.73% p.a. variable
3.87% p.a.
$150
Promoted
Beyond Bank
Low Rate Special Variable Home Loan
3.79% p.a. variable
3.79% p.a.
$0
Promoted
Gateway Bank
Low Rate Essentials Home Loan
3.64% p.a. variable
3.66% p.a.
$275
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.99% p.a.
4.38% p.a.
$0
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$150
Promoted
Gateway Bank
Low Rate Essentials Home Loan
3.64% p.a.
3.66% p.a.
$275
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Promoted
Newcastle Permanent
Fixed Rate Home Loan
4.04% p.a.
fixed 3 years
4.84% p.a.
$0
Promoted
Bank Australia
Basic Home Loan (Fixed)
3.89% p.a.
fixed 3 years
3.99% p.a.
$0
Promoted
Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.89% p.a.
$0
Promoted
Well Home Loans
Well Balanced Fixed
3.83% p.a.
fixed 3 years
3.62% p.a.
$600
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.89% p.a.
4.29% p.a.
$395.00 yearly
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.73% p.a.
3.87% p.a.
$10.00 monthly
Promoted
Beyond Bank
Low Rate Special Variable Home Loan
3.79% p.a.
3.79% p.a.
$0.00
Promoted
Gateway Bank
Low Rate Essentials Home Loan
3.64% p.a.
3.66% p.a.
$0.00
