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ME Flexible Home Loan (Member Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $400,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $40,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $399,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $400,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $700,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000 $149,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $399,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $400,000 $699,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $700,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $40,000 $149,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $399,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $400,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000 $149,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $399,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $400,000 $699,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000 $149,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $399,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $400,000 $699,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $700,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $40,000 $149,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $400,000 $699,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $150,000 $399,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $700,000

Rate
4.11% p.a.
Comparison Rate*
4.52% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.07% p.a.
Comparison Rate*
3.51% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.84% p.a.
Comparison Rate*
3.28% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
2.79% p.a.
Comparison Rate*
3.24% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.11% p.a.
Comparison Rate*
4.52% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.27% p.a.
Comparison Rate*
3.70% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.17% p.a.
Comparison Rate*
3.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.17% p.a.
Comparison Rate*
3.61% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.46% p.a.
Comparison Rate*
4.86% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate*
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate*
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.91% p.a.
Comparison Rate*
4.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.71% p.a.
Comparison Rate*
4.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.67% p.a.
Comparison Rate*
3.75% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.62% p.a.
Comparison Rate*
3.59% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.62% p.a.
Comparison Rate*
3.57% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.36% p.a.
Comparison Rate*
4.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.28% p.a.
Comparison Rate*
3.71% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.13% p.a.
Comparison Rate*
3.57% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.36% p.a.
Comparison Rate*
4.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate*
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate*
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.45% p.a.
Comparison Rate*
3.88% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.76% p.a.
Comparison Rate*
4.94% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.49% p.a.
Comparison Rate*
3.80% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.33% p.a.
Comparison Rate*
3.65% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.33% p.a.
Comparison Rate*
3.65% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
4.96% p.a.
Comparison Rate*
5.02% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate*
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate*
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200
Rate
3.69% p.a.
Comparison Rate*
3.98% p.a.
Service fee
$395.00 yearly
Upfront fee
$200

Mozo editorial review ME Flexible Home Loan (Member Package)

Last updated: 26 March 2020.

binocular icon
What's hot
  • Variable rates from 2.79% (3.24% comparison rate*)
  • Repayments holiday available
  • Offset account available
What's not
  • $395 annual service fee
Mozo snapshot

ME delivers close to the total package for investors and owner occupiers alike with the Flexible Home Loan Member Package. With variable rates as low as 2.79% (3.24% comparison rate*), plus money-saving features like an offset account and the option to take a repayments holiday if you need it, this could be the package deal you've been looking for.

key icon
Key features

Whether you’re looking for a home loan for your own humble abode or an investment property, the Flexible Home Loan with ME’s Member Package has you covered. Depending on the LVR and loan amount, variable rates can be as low as 2.79% (3.24% comparison rate*). You’ll also have the option to split your loan between variable and fixed rates, with terms as long as 7 years.

ME’s Flexible Home Loan (Member Package) also gives you an extensive range of options when it comes to repayments. For a start, you’ll have the option to make principal and interest or interest only repayments on your home loan and you can do this on a weekly, fortnightly or monthly basis.  

If you feel like you’re ahead of the curve you can also make fee-free additional repayments or if it all gets a bit much you have the chance to take a repayment holiday, too. It is worth keeping in mind that even though you’re able to make fee-free redraws on your Flexible Home Loan, there is a $500 minimum in place.

If you’re only after a small sum of cash the good news is you can still get your hands on the Flexible Home Loan for a loan of $40,000 and there is no maximum loan amount, as long as you can meet your repayments. You can also save on interest over the life of the loan by opening taking up ME’s offer of an offset account.

Although the Member Package comes with a $395 annual fee, the trade off is it delivers a few neat extras like no valuation or top up fees on your Flexible Home Loan.

snapshot
Who is it good for

If you’re a homeowner or investor that wants a full suite of home loan features at a competitive rate and you don’t mind stumping up $395 each year, the Flexible Home Loan with ME’s Member Package could be the loan you’ve been looking for.

snapshot
Any catches

Aside from the annual service fee, just bear in mind that all redraws will have to be worth more than $500.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.07% p.a.

  • n/a

  • n/a

  • n/a

  • 3.51% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 2.84% p.a.

  • n/a

  • n/a

  • n/a

  • 3.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 2.79% p.a.

  • n/a

  • n/a

  • n/a

  • 3.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.27% p.a.

  • n/a

  • n/a

  • n/a

  • 3.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.17% p.a.

  • n/a

  • n/a

  • n/a

  • 3.61% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.17% p.a.

  • n/a

  • n/a

  • n/a

  • 3.61% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.46% p.a.

  • n/a

  • n/a

  • n/a

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.91% p.a.

  • n/a

  • n/a

  • n/a

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.91% p.a.

  • n/a

  • n/a

  • n/a

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.91% p.a.

  • n/a

  • n/a

  • n/a

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.71% p.a.

  • n/a

  • n/a

  • n/a

  • 4.77% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.67% p.a.

  • n/a

  • n/a

  • n/a

  • 3.75% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.62% p.a.

  • n/a

  • n/a

  • n/a

  • 3.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.62% p.a.

  • n/a

  • n/a

  • n/a

  • 3.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.36% p.a.

  • n/a

  • n/a

  • n/a

  • 4.77% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.28% p.a.

  • n/a

  • n/a

  • n/a

  • 3.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.13% p.a.

  • n/a

  • n/a

  • n/a

  • 3.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.36% p.a.

  • n/a

  • n/a

  • n/a

  • 4.77% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • 3.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • 3.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • 3.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • 4.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.49% p.a.

  • n/a

  • n/a

  • n/a

  • 3.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.33% p.a.

  • n/a

  • n/a

  • n/a

  • 3.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.33% p.a.

  • n/a

  • n/a

  • n/a

  • 3.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.96% p.a.

  • n/a

  • n/a

  • n/a

  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $40,000

  • $149,999

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $400,000

  • $699,999

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $399,999

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits

  • $700,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall
8.5/10

Based on 933 ME home loan reviews

Price
8.5/10
Features
7.8/10
Customer service
8.5/10
Convenience
7.4/10
Trust
8.6/10

Latest reviews of ME Flexible Home Loan (Member Package)

  • Overall 7/10
    Great customer service.

    I am happy with ME as I was able to negotiate a lower interest rate.

    Read full review

    I am happy with ME as I was able to negotiate a lower interest rate.

    Price
    5/10
    Features
    4/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Veronica, Australian Capital Territory reviewed 6 months ago
  • Overall 2/10
    No interest in the old committed and loyal custom.

    Initially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.

    Read full review

    Initially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.

    Price
    1/10
    Features
    0/10
    Customer service
    3/10
    Convenience
    0/10
    Trust
    3/10
    Less
    Melody, Australian Capital Territory reviewed 8 months ago
  • Overall 8/10
    It's the right bank for ME.

    Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.

    Read full review

    Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.

    Price
    5/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Robert, Australian Capital Territory reviewed 11 months ago
  • Overall 7/10
    Good bank.

    Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

    Read full review

    Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

    Price
    8/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    6/10
    Less
    Sue, Queensland reviewed 12 months ago
  • Overall 1/10
    Wolf in sheep's clothing.

    ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

    Read full review

    ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

    Price
    3/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    4/10
    Less
    Chris, Western Australia reviewed 12 months ago
ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

See ME home loans

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2.49% p.a.
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3.28% p.a.

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2.59% p.a. variable

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2.59% p.a.

2.60% p.a.

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

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Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

Go to site

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Suncorp

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2.68% p.a.

2.69% p.a.

Go to site

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2.59% p.a.

2.76% p.a.

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n/a

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2.29% p.a.
fixed 3 years

2.95% p.a.

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Star Classic Fixed Home Loan

2.06% p.a.
fixed 3 years

2.38% p.a.

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UHomeLoan (1 Year Fixed)

n/a

n/a

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2.49% p.a.
fixed 3 years

3.28% p.a.

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Bank of Queensland

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Fixed Rate

2.25% p.a.
fixed 3 years

3.41% p.a.

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IMB Bank

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2.39% p.a.
fixed 3 years

3.08% p.a.

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AMP Bank

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Fixed Rate Loan (Professional Package)

2.49% p.a.
fixed 3 years

3.07% p.a.

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Macquarie

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Offset Home Loan (Package)

2.54% p.a.

2.81% p.a.

$248.00 yearly

Go to site

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2.48% p.a.

2.50% p.a.

$0.00

Go to site

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Athena

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

$0.00

Go to site

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Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

$0.00

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Suncorp

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2.68% p.a.

2.69% p.a.

$0.00

Go to site

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Bank of Queensland

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Economy

2.59% p.a.

2.76% p.a.

$10.00 monthly

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Budget Home Loan

2.61% p.a.

2.67% p.a.

$0.00

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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