The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $400,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $40,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | < 80% | $700,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $700,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $40,000 | $149,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $700,000 | |
| | Owner Occupier | Interest Only | < 80% | $40,000 | $149,999 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $399,999 |
| | Owner Occupier | Interest Only | < 80% | $400,000 | $699,999 |
| | Owner Occupier | Interest Only | < 80% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $40,000 | $149,999 |
| | Investor | Principal & Interest | < 80% | $150,000 | $399,999 |
| | Investor | Principal & Interest | < 80% | $400,000 | |
| | Investor | Principal & Interest | 80%-90% | $40,000 | $149,999 |
| | Investor | Principal & Interest | 80%-90% | $150,000 | $399,999 |
| | Investor | Principal & Interest | 80%-90% | $400,000 | $699,999 |
| | Investor | Principal & Interest | 80%-90% | $700,000 | |
| | Investor | Interest Only | < 80% | $40,000 | $149,999 |
| | Investor | Interest Only | < 80% | $150,000 | $399,999 |
| | Investor | Interest Only | < 80% | $400,000 | $699,999 |
| | Investor | Interest Only | < 80% | $700,000 | |
| | Investor | Interest Only | < 90% | $40,000 | $149,999 |
| | Investor | Interest Only | < 90% | $400,000 | $699,999 |
| | Investor | Interest Only | < 90% | $150,000 | $399,999 |
| | Investor | Interest Only | < 90% | $700,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $40,000 $149,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $399,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $700,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $40,000 $149,999
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $399,999
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000 $149,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $399,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $400,000 $699,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $399,999
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 90%
Loan: $40,000 $149,999
Investor (Interest Only)
LVR < 90%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 90%
Loan: $150,000 $399,999
Investor (Interest Only)
LVR < 90%
Loan: $700,000
ME delivers close to the total package for investors and owner occupiers alike with the Flexible Home Loan Member Package. With variable rates as low as 2.49% (2.95% comparison rate*), plus money-saving features like an offset account and the option to take a repayments holiday if you need it, this could be the package deal you've been looking for.
Whether you’re looking for a home loan for your own humble abode or an investment property, the Flexible Home Loan with ME’s Member Package has you covered. Depending on the LVR and loan amount, variable rates can be as low as 2.49% (2.95% comparison rate*). You’ll also have the option to split your loan between variable and fixed rates, with terms as long as 7 years.
ME’s Flexible Home Loan (Member Package) also gives you an extensive range of options when it comes to repayments. For a start, you’ll have the option to make principal and interest or interest only repayments on your home loan and you can do this on a weekly, fortnightly or monthly basis.
If you feel like you’re ahead of the curve you can also make fee-free additional repayments or if it all gets a bit much you have the chance to take a repayment holiday, too. It is worth keeping in mind that even though you’re able to make fee-free redraws on your Flexible Home Loan, there is a $500 minimum in place.
If you’re only after a small sum of cash the good news is you can still get your hands on the Flexible Home Loan for a loan of $40,000 and there is no maximum loan amount, as long as you can meet your repayments. You can also save on interest over the life of the loan by opening taking up ME’s offer of an offset account.
Although the Member Package comes with a $395 annual fee, the trade off is it delivers a few neat extras like no valuation or top up fees on your Flexible Home Loan.
If you’re a homeowner or investor that wants a full suite of home loan features at a competitive rate and you don’t mind stumping up $395 each year, the Flexible Home Loan with ME’s Member Package could be the loan you’ve been looking for.
Aside from the annual service fee, just bear in mind that all redraws will have to be worth more than $500.
4.11% p.a.
n/a
n/a
n/a
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.07% p.a.
n/a
n/a
n/a
3.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.59% p.a.
n/a
n/a
n/a
3.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.49% p.a.
n/a
n/a
n/a
2.95% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.11% p.a.
n/a
n/a
n/a
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.27% p.a.
n/a
n/a
n/a
3.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.17% p.a.
n/a
n/a
n/a
3.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.17% p.a.
n/a
n/a
n/a
3.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.46% p.a.
n/a
n/a
n/a
4.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.91% p.a.
n/a
n/a
n/a
4.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.91% p.a.
n/a
n/a
n/a
4.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.91% p.a.
n/a
n/a
n/a
4.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.71% p.a.
n/a
n/a
n/a
4.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.67% p.a.
n/a
n/a
n/a
3.75% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.62% p.a.
n/a
n/a
n/a
3.54% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.62% p.a.
n/a
n/a
n/a
3.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.36% p.a.
n/a
n/a
n/a
4.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.28% p.a.
n/a
n/a
n/a
3.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.98% p.a.
n/a
n/a
n/a
3.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.36% p.a.
n/a
n/a
n/a
4.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.45% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.45% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.45% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.76% p.a.
n/a
n/a
n/a
4.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.49% p.a.
n/a
n/a
n/a
3.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.18% p.a.
n/a
n/a
n/a
3.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.18% p.a.
n/a
n/a
n/a
3.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.96% p.a.
n/a
n/a
n/a
5.02% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$40,000
$149,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.69% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$400,000
$699,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.69% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
$399,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.69% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$700,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Good product but needs to be more competitive with current rates.
Read full reviewGood product but needs to be more competitive with current rates.
I am happy with ME as I was able to negotiate a lower interest rate.
Read full reviewI am happy with ME as I was able to negotiate a lower interest rate.
Initially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.
Read full reviewInitially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.
Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.
Read full reviewGreat product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.
Great online bank, with mobile officers to assist as well. Convenient and competitively priced.
Read full reviewGreat online bank, with mobile officers to assist as well. Convenient and competitively priced.
ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.
See ME home loans
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
