This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 94%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 90%-94% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 95%-95% | $100,000 | $3,000,000 |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | < 80% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | 80%-90% | $100,000 | $3,000,000 |
| | Investor | Interest Only | < 80% | $100,000 | $3,000,000 |
| | Investor | Interest Only | 80%-90% | $100,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 90%-94%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 95%-95%
Loan: $100,000 $3,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $3,000,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $100,000 $3,000,000
3.23% p.a.
3.26% p.a.
$0.00
MyState Bank Basic Variable
3.23% p.a.
3.26% p.a.
$0.00
3.43% p.a.
3.46% p.a.
$0.00
MyState Bank Basic Variable
3.43% p.a.
3.46% p.a.
$0.00
4.19% p.a.
4.22% p.a.
$0.00
MyState Bank Basic Variable
4.19% p.a.
4.22% p.a.
$0.00
4.34% p.a.
4.37% p.a.
$0.00
MyState Bank Basic Variable
4.34% p.a.
4.37% p.a.
$0.00
3.83% p.a.
3.86% p.a.
$0.00
MyState Bank Basic Variable
3.83% p.a.
3.86% p.a.
$0.00
3.43% p.a.
3.48% p.a.
$0.00
MyState Bank Basic Variable
3.43% p.a.
3.48% p.a.
$0.00
3.83% p.a.
3.88% p.a.
$0.00
MyState Bank Basic Variable
3.83% p.a.
3.88% p.a.
$0.00
3.84% p.a.
3.89% p.a.
$0.00
MyState Bank Basic Variable
3.84% p.a.
3.89% p.a.
$0.00
4.38% p.a.
4.43% p.a.
$0.00
MyState Bank Basic Variable
4.38% p.a.
4.43% p.a.
$0.00
3.23% p.a.
n/a
n/a
n/a
3.26% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
3.43% p.a.
n/a
n/a
n/a
3.46% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
4.19% p.a.
n/a
n/a
n/a
4.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
90.00%
94.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
4.34% p.a.
n/a
n/a
n/a
4.37% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
95.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
3.83% p.a.
n/a
n/a
n/a
3.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
3.43% p.a.
n/a
n/a
n/a
3.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
3.83% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
3.84% p.a.
n/a
n/a
n/a
3.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
4.38% p.a.
n/a
n/a
n/a
4.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$0.00
$350.00
n/a
$0.00
$250.00
$100,000
$3,000,000
80.00%
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
none
none
none
MyState Bank's service is atrocious. Besides not applying any full or even near rate reductions,...
Read full review
MyState Bank's service is atrocious. Besides not applying any full or even near rate reductions, I had to fight to get 1 further small reduction after the 2nd official cut. They've refused to do more after the 3rd. They leave it up to customers to contact them to fight for a better deal. On top of this, they have never called back at my preferred time, always when I'm at work or doing something more enjoyable.
Less
Steve | Queensland
reviewed 4 days ago
Overall MyState is a good alternative to the big 4. Our loan manager is very accommodating.
Read full review
Overall MyState is a good alternative to the big 4. Our loan manager is very accommodating.
Less
Brad | Tasmania
reviewed 12 days ago
MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.
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