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MyState Bank Basic Variable

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 60%-70%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

Rate
2.29% p.a.
Comparison Rate
2.32% p.a.
Service fee
$0.00
Upfront fee
$350
Rate
2.34% p.a.
Comparison Rate
2.37% p.a.
Service fee
$0.00
Upfront fee
$350
Rate
2.39% p.a.
Comparison Rate
2.42% p.a.
Service fee
$0.00
Upfront fee
$350
Rate
3.03% p.a.
Comparison Rate
3.06% p.a.
Service fee
$0.00
Upfront fee
$350
Rate
3.19% p.a.
Comparison Rate
3.24% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
3.23% p.a.
Comparison Rate
3.26% p.a.
Service fee
$0.00
Upfront fee
$350
Rate
2.64% p.a.
Comparison Rate
2.67% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
2.59% p.a.
Comparison Rate
2.62% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
2.54% p.a.
Comparison Rate
2.57% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
3.43% p.a.
Comparison Rate
3.50% p.a.
Service fee
$0.00
Upfront fee
$950
Rate
2.94% p.a.
Comparison Rate
2.97% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
3.98% p.a.
Comparison Rate
4.05% p.a.
Service fee
$0.00
Upfront fee
$950

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.29% p.a.

n/a

n/a

n/a

2.32% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.34% p.a.

n/a

n/a

n/a

2.37% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.39% p.a.

n/a

n/a

n/a

2.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.03% p.a.

n/a

n/a

n/a

3.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.19% p.a.

n/a

n/a

n/a

3.24% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.23% p.a.

n/a

n/a

n/a

3.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.64% p.a.

n/a

n/a

n/a

2.67% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.59% p.a.

n/a

n/a

n/a

2.62% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

60.00%

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.57% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.43% p.a.

n/a

n/a

n/a

3.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.94% p.a.

n/a

n/a

n/a

2.97% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.98% p.a.

n/a

n/a

n/a

4.05% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$100,000

$3,000,000

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

no

none

none

$3,000 refinance cashback, min $250k, <80% LVR, by 30 September 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About MyState Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.