The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 60%-70% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $100,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $100,000 | $3,000,000 |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | < 80% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | 60%-70% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | < 60% | $100,000 | $3,000,000 |
| | Investor | Principal & Interest | 80%-90% | $100,000 | $3,000,000 |
| | Investor | Interest Only | < 80% | $100,000 | $3,000,000 |
| | Investor | Interest Only | 80%-90% | $100,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $100,000 $3,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR 60%-70%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR < 60%
Loan: $100,000 $3,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $100,000 $3,000,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $3,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $100,000 $3,000,000
| 2.14% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.17% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| none | |
| 60.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.19% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.22% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 60.00% | |
| 70.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.27% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 70.00% | |
| 80.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.53% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.56% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 80.00% | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.19% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.22% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 90.00% | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.23% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.26% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| none | |
| 80.00% |
| Owner Occupier | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.54% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.59% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| none | |
| 80.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.49% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.54% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 60.00% | |
| 70.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.44% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.49% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| none | |
| 60.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.43% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.48% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 80.00% | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.84% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.89% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| none | |
| 80.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.98% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.03% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| $350.00 | |
| n/a | |
| $0.00 | |
| $380.00 |
| $100,000 | |
| $3,000,000 | |
| 80.00% | |
| 90.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| none | |
| yes - free | |
| $500.00 | |
| yes | |
| no | |
| none | |
| none | |
| $2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 28 February 2022, settle by 31 May 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Day to day banking is fine but home loan and flexibility is not great.
Read full reviewDay to day banking is fine but home loan and flexibility is not great.
MyState Bank's service is atrocious. Besides not applying any full or even near rate reductions, I had to fight to get 1 further small reduction after the 2nd official cut. They've refused to do more after the 3rd. They leave it up to customers to contact them to fight for a better deal. On top of this, they have never called back at my preferred time, always when I'm at work or doing something more enjoyable.
Read full reviewMyState Bank's service is atrocious. Besides not applying any full or even near rate reductions, I had to fight to get 1 further small reduction after the 2nd official cut. They've refused to do more after the 3rd. They leave it up to customers to contact them to fight for a better deal. On top of this, they have never called back at my preferred time, always when I'm at work or doing something more enjoyable.
Overall MyState is a good alternative to the big 4. Our loan manager is very accommodating.
Read full reviewOverall MyState is a good alternative to the big 4. Our loan manager is very accommodating.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Economy
1.98% p.a. variable
2.15% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.89% p.a.
fixed 3 years
3.78% p.a.
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
3.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
Bank of Queensland
Economy
1.98% p.a.
2.15% p.a.
$10.00 monthly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
