The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | ||
| | Owner Occupier | Interest Only | < 95% | ||
| | Investor | Principal & Interest | < 95% | ||
| | Investor | Interest Only | < 95% |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan:
Owner Occupier (Interest Only)
LVR < 95%
Loan:
Investor (Principal & Interest)
LVR < 95%
Loan:
Investor (Interest Only)
LVR < 95%
Loan:
4.22% p.a.
n/a
n/a
n/a
4.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
none
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.47% p.a.
n/a
n/a
n/a
4.49% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
none
none
none
95.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.72% p.a.
n/a
n/a
n/a
4.74% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
none
none
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.97% p.a.
n/a
n/a
n/a
4.99% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
none
none
none
95.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.
Read full reviewPersonal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.
Have just started with this bank and am unable to comment.
Read full reviewHave just started with this bank and am unable to comment.
Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.
Read full reviewKnowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.
The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!
Read full reviewThe NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!
Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.
Read full reviewVery competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
