Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 60% | $500 | |
|
Owner Occupier | Principal & Interest | 60%-70% | $500 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $500 | |
|
Owner Occupier | Principal & Interest | 70%-80% | $500 | |
|
Owner Occupier | Principal & Interest | 90%-95% | $500 | |
|
Owner Occupier | Interest Only | < 60% | $500 | |
|
Owner Occupier | Interest Only | 60%-70% | $500 | |
|
Owner Occupier | Interest Only | 70%-80% | $500 | |
|
Owner Occupier | Interest Only | 80%-90% | $500 | |
|
Owner Occupier | Interest Only | 90%-95% | $500 | |
|
Investor | Principal & Interest | < 60% | $500 | |
|
Investor | Principal & Interest | 60%-70% | $500 | |
|
Investor | Principal & Interest | 70%-80% | $500 | |
|
Investor | Principal & Interest | 80%-90% | $500 | |
|
Investor | Interest Only | < 60% | $500 | |
|
Investor | Interest Only | 60%-70% | $500 | |
|
Investor | Interest Only | 70%-80% | $500 | |
|
Investor | Interest Only | 80%-80% | $500 |
5.97% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
5.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.20% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.22% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
60.00% |
|
70.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.68% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.44% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.46% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.31% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.22% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.24% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
none |
|
60.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.47% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
60.00% |
|
70.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.71% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.91% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.93% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.56% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.18% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.20% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
none |
|
60.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
60.00% |
|
70.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.91% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.11% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.13% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.43% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
none |
|
60.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.91% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
60.00% |
|
70.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.16% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.36% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.38% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$250.00 |
|
n/a |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$500 |
|
none |
|
80.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
Valuation fee payable at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.
Read full reviewPersonal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.
Have just started with this bank and am unable to comment.
Read full reviewHave just started with this bank and am unable to comment.
Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.
Read full reviewKnowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.
The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!
Read full reviewThe NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!
Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.
Read full reviewVery competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.15% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
First Home Buyer Loan
5.90% p.a.
5.93% p.a.
$0.00
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.