The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | |
| | Owner Occupier | Interest Only | < 95% | $100,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $100,000
If you’re about to get your first home loan or looking to buy property with eco-friendly features, look no further than Regional Australia Bank’s Sustainable Home Loan. This loan not only delivers on its energy efficient promise, but also provides great value, which is exactly why it's the Green Home Loan winner in the 2017 Mozo Experts Choice Awards.
The Sustainable Home Loan from Regional Australia Bank has a variable rate of 2.95% (3.18% comparison rate*). It’s available to owner occupiers with an LVR up to 95% (or a 5% deposit or over). There are no application, valuation, settlement or service fees and the legal and discharge fees are just $250.
You can also time your repayments to suit your needs as weekly, fortnightly or monthly repayment options are available. In addition, you also get a 3% discounted interest rate on Your Choice Credit Card.
The Sustainable Home Loan also comes with the option of making additional payments on your loan through the extra repayments facility that also comes with a redraw facility if you prefer to draw on that amount later on (minimum redraw of $500).
Other features also include the option for repayment holidays, a split account and offset account.
One thing to keep in mind is to ensure that your home passes the current minimum environmental standards before purchasing this home loan. It is also essential to choose at least one feature from List A i.e: (Solar Power System (including PV) and two features from List B, i.e: (Solar Hot Water and 5 star+ Gas or Electric Heating) as indicated on Regional Australia Bank’s website.
This is a great value home loan for borrowers looking for environmentally friendly and sustainable features for their new home or would like to add extra features to their existing home.
One thing to be mindful of is that this home loan is only available to homeowners and though there is no maximum loan amount, a minimum $100,000 loan amount applies.
2.95% p.a.
n/a
n/a
n/a
2.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
$100,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Home must pass current minimum environmental standards and must have at least one feature from List A and two features from List B on Regional Australia Banks website. Valuation fee payable at cost.
none
none
3.20% p.a.
n/a
n/a
n/a
3.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$250.00
n/a
$0.00
n/a
$0.00
$250.00
$100,000
none
none
95.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Home must pass current minimum environmental standards and must have at least one feature from List A and two features from List B on Regional Australia Banks website. Valuation fee payable at cost.
none
none
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Promoted
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
Promoted
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Promoted
Macquarie
Offset Home Loan (Package)
2.54% p.a.
2.81% p.a.
$248.00 yearly
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Promoted
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
$10.00 monthly
