UniBank Flexi Choice Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $25,000 $5,000,000

5.36% p.a.

5.41% p.a.

$0.00

UniBank Flexi Choice Home Loan

5.36% p.a.

5.41% p.a.

$0.00

5.16% p.a.

5.21% p.a.

$0.00

UniBank Flexi Choice Home Loan

5.16% p.a.

5.21% p.a.

$0.00

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.36% p.a.

  • n/a

  • 0 Months

  • none

  • 5.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.16% p.a.

  • n/a

  • 0 Months

  • none

  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost

  • none

Customer Reviews

How are UniBank home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.3/10
Features
6.7/10
Customer service
6.2/10
Convenience
5.8/10
Trust
6.2/10
UniBank

About UniBank

UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.

See UniBank home loans

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3.64% p.a. variable

3.66% p.a.

$520

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3.69% p.a. variable

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3.59% p.a.

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3.69% p.a.

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3.64% p.a. variable

3.66% p.a.

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Tic:Toc

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n/a

n/a

$0

Newcastle Permanent

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Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

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3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

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Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

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Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

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3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

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n/a

n/a

$0

loans.com.au

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

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3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

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Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

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3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

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Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.