The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
3.89% p.a.
4.93% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.93% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.93% p.a.
$395.00 yearly
3.89% p.a.
4.79% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.79% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.79% p.a.
$395.00 yearly
3.89% p.a.
4.75% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.75% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.75% p.a.
$395.00 yearly
3.89% p.a.
4.71% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.71% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
3.89% p.a.
4.71% p.a.
$395.00 yearly
4.59% p.a.
5.53% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.53% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.53% p.a.
$395.00 yearly
4.59% p.a.
5.39% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.39% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.39% p.a.
$395.00 yearly
4.59% p.a.
5.35% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.35% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.35% p.a.
$395.00 yearly
4.59% p.a.
5.32% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.32% p.a.
$395.00 yearly
Westpac Fixed Options Home Loan (Premier Advantage Package)
4.59% p.a.
5.32% p.a.
$395.00 yearly
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.09% (5.10%*)
3.89% (5.00%*)
3.89% (4.93%*)
4.29% (5.00%*)
4.09% (4.88%*)
(*)
(*)
4.78% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.92%*)
3.89% (4.84%*)
3.89% (4.79%*)
4.29% (4.87%*)
4.09% (4.77%*)
(*)
(*)
4.58% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.88%*)
3.89% (4.80%*)
3.89% (4.75%*)
4.29% (4.84%*)
4.09% (4.74%*)
(*)
(*)
4.53% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.83%*)
3.89% (4.76%*)
3.89% (4.71%*)
4.29% (4.81%*)
4.09% (4.71%*)
(*)
(*)
4.48% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.67%*)
4.49% (5.58%*)
4.59% (5.53%*)
4.99% (5.61%*)
5.09% (5.62%*)
(*)
(*)
5.37% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.49%*)
4.49% (5.42%*)
4.59% (5.39%*)
4.99% (5.48%*)
5.09% (5.51%*)
(*)
(*)
5.17% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.45%*)
4.49% (5.38%*)
4.59% (5.35%*)
4.99% (5.45%*)
5.09% (5.48%*)
(*)
(*)
5.12% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.40%*)
4.49% (5.34%*)
4.59% (5.32%*)
4.99% (5.42%*)
5.09% (5.46%*)
(*)
(*)
5.07% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
manager at branch is a very nice person
Read full review
manager at branch is a very nice person
Less
Debra | New South Wales
reviewed about 1 year ago
Would consider looking elsewhere for a better home loan interest rate, not satisfied with current...
Read full review
Would consider looking elsewhere for a better home loan interest rate, not satisfied with current deal.
Less
Alison | Victoria
reviewed about 1 year ago
never heard from Westpac in 8 years
Read full review
never heard from Westpac in 8 years
Less
Richard | Victoria
reviewed over 1 year ago
They have all the latest products, but they also have some of the highest charges. Still a great...
Read full review
They have all the latest products, but they also have some of the highest charges. Still a great bank overall.
Less
Frances | South Australia
reviewed over 1 year ago
Customer friendly service
Read full review
Customer friendly service
Less
Annette | Victoria
reviewed over 2 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
