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Westpac Fixed Options Home Loan (Premier Advantage Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000
Owner Occupier Principal & Interest 70%-80% $150,000
Owner Occupier Principal & Interest 80%-95% $150,000
Owner Occupier Interest Only < 70% $150,000
Owner Occupier Interest Only 70%-80% $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000
Fixed 3 year rate
5.89% p.a.
Comparison Rate
7.33% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.99% p.a.
Comparison Rate
7.42% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.29% p.a.
Comparison Rate
7.71% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.19% p.a.
Comparison Rate
7.81% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.29% p.a.
Comparison Rate
7.91% p.a.
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.09% (7.63%*)

5.89% (7.46%*)

5.89% (7.33%*)

5.89% (7.20%*)

5.89% (7.08%*)

n/a

n/a

7.44% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.19% (7.73%*)

5.99% (5.99%*)

5.99% (7.42%*)

5.99% (7.30%*)

5.99% (7.19%*)

n/a

n/a

7.54% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (8.03%*)

6.29% (7.85%*)

6.29% (7.71%*)

6.29% (7.59%*)

6.29% (7.48%*)

n/a

n/a

7.84% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (8.18%*)

6.19% (7.98%*)

6.19% (7.81%*)

6.39% (7.74%*)

6.39% (7.62%*)

n/a

n/a

8.03% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (8.28%*)

6.29% (8.07%*)

6.29% (7.91%*)

6.49% (7.84%*)

6.49% (7.72%*)

n/a

n/a

8.13% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall
7.3/10
Price
6.2/10
Features
6.4/10
Customer service
6.8/10
Convenience
7.5/10
Trust
6.6/10
Based on 3379 Westpac home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Westpac Fixed Options Home Loan (Premier Advantage Package)

About Westpac

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Express Home Loan (Fixed)

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6.29% p.a. variable

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5.98% p.a. variable

6.02% p.a.

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5.99% p.a. variable

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6.14% p.a. variable

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5.49% p.a.
fixed 3 years

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6.14% p.a. variable

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6.18% p.a. variable

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Variable

5.99% p.a.

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

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Bendigo Bank

Express Home Loan

6.09% p.a.

6.22% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

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Aussie

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6.18% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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NRMA Insurance

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5.94% p.a.
fixed 3 years

6.01% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

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NRMA Insurance

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5.94% p.a.
fixed 3 years

6.01% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

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Police Credit Union

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6.62% p.a.

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fixed 3 years

6.31% p.a.

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Basic Home Loan (Fixed)

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6.02% p.a.

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3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.64% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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