Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $150,000 | |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
|
|
Owner Occupier | Interest Only | < 70% | $150,000 | |
|
|
Owner Occupier | Interest Only | 70%-80% | $150,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (7.63%*) |
|
|
5.89% (7.46%*) |
|
|
5.89% (7.33%*) |
|
|
5.89% (7.20%*) |
|
|
5.89% (7.08%*) |
|
|
n/a |
|
|
n/a |
|
|
7.44% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount. |
|
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (7.73%*) |
|
|
5.99% (5.99%*) |
|
|
5.99% (7.42%*) |
|
|
5.99% (7.30%*) |
|
|
5.99% (7.19%*) |
|
|
n/a |
|
|
n/a |
|
|
7.54% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount. |
|
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.03%*) |
|
|
6.29% (7.85%*) |
|
|
6.29% (7.71%*) |
|
|
6.29% (7.59%*) |
|
|
6.29% (7.48%*) |
|
|
n/a |
|
|
n/a |
|
|
7.84% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount. |
|
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (8.18%*) |
|
|
6.19% (7.98%*) |
|
|
6.19% (7.81%*) |
|
|
6.39% (7.74%*) |
|
|
6.39% (7.62%*) |
|
|
n/a |
|
|
n/a |
|
|
8.03% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount. |
|
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.28%*) |
|
|
6.29% (8.07%*) |
|
|
6.29% (7.91%*) |
|
|
6.49% (7.84%*) |
|
|
6.49% (7.72%*) |
|
|
n/a |
|
|
n/a |
|
|
8.13% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$350.00 |
|
$150,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount. |
|
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great service
Read full reviewI have found Westpac to be very helpful with any loan enquiries, and our fixed rate mortgage is excellent. They have good every day accounts and I’m very happy with the interest I am making on cash savings. It would be great if they could increase the opening times at the branch for working people so we don’t have to take leave to get to the bank.
Read full reviewI have found Westpac to be very helpful with any loan enquiries, and our fixed rate mortgage is excellent. They have good every day accounts and I’m very happy with the interest I am making on cash savings. It would be great if they could increase the opening times at the branch for working people so we don’t have to take leave to get to the bank.
Read the fine print & do not be talked into the wrong package that ends up costing you more in fees than needed. Sold the premium package which was unnecessary for our needs so a little disappointed in that regard.
Read full reviewRead the fine print & do not be talked into the wrong package that ends up costing you more in fees than needed. Sold the premium package which was unnecessary for our needs so a little disappointed in that regard.
I have been a Westpac customer for over 20 years now. Their customer service above all has kept me loyal to Westpac. They have always been helpful in any matter and provide me with excellent personalised service and advice. I have very recently taken out a loan for my very first home and Westpac made every single step of the process and absolute breeze.
Read full reviewI have been a Westpac customer for over 20 years now. Their customer service above all has kept me loyal to Westpac. They have always been helpful in any matter and provide me with excellent personalised service and advice. I have very recently taken out a loan for my very first home and Westpac made every single step of the process and absolute breeze.
I like the fact it is a one stop for me, I have everything with this institute. Also we can split the loan the way we want.
Read full reviewI like the fact it is a one stop for me, I have everything with this institute. Also we can split the loan the way we want.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
