Westpac Fixed Options Home Loan (Premier Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 70%-95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $150,000

2.98% p.a.

3.81% p.a.

$395.00 yearly

Westpac Fixed Options Home Loan (Premier Advantage Package)

2.98% p.a.

3.81% p.a.

$395.00 yearly

2.88% p.a.

3.71% p.a.

$395.00 yearly

Westpac Fixed Options Home Loan (Premier Advantage Package)

2.88% p.a.

3.71% p.a.

$395.00 yearly

3.79% p.a.

4.37% p.a.

$395.00 yearly

Westpac Fixed Options Home Loan (Premier Advantage Package)

3.79% p.a.

4.37% p.a.

$395.00 yearly

3.89% p.a.

4.47% p.a.

$395.00 yearly

Westpac Fixed Options Home Loan (Premier Advantage Package)

3.89% p.a.

4.47% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% (3.93%*)

  • 2.98% (3.85%*)

  • 2.98% (3.81%*)

  • 3.49% (3.94%*)

  • 3.49% (3.93%*)

  • n/a

  • n/a

  • 3.54% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 70.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.

  • $2,000 cashback on new customer home refinance over $250,000 for applications before 31 January 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (3.83%*)

  • 2.88% (3.76%*)

  • 2.88% (3.71%*)

  • 3.39% (3.84%*)

  • 3.39% (3.83%*)

  • n/a

  • n/a

  • 3.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.

  • $2,000 cashback on new customer home refinance over $250,000 for applications before 31 January 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (4.41%*)

  • 3.69% (4.37%*)

  • 3.79% (4.37%*)

  • 3.89% (4.38%*)

  • 3.89% (4.37%*)

  • n/a

  • n/a

  • 4.03% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 70.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.51%*)

  • 3.79% (4.47%*)

  • 3.89% (4.47%*)

  • 3.99% (4.48%*)

  • 3.99% (4.47%*)

  • n/a

  • n/a

  • 4.13% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.2/10
Features
6.4/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Options Home Loan (Premier Advantage Package)

  • Overall
    5/10
    It is a big 4 bank.

    I think there are better banks out there now and as soon as we are off our fixed interest rates I...

    I think there are better banks out there now and as soon as we are off our fixed interest rates I will be shopping around for a better deal.

    Price
    4/10
    Features
    2/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    4/10

    Rebecca | Queensland

    reviewed 25 days ago

  • Overall
    4/10
    No real reward going with a package product.

    Even though we pay an annual fee, we are still charged an annual fee on Credit Cards with Westpac.

    Even though we pay an annual fee, we are still charged an annual fee on Credit Cards with Westpac.

    Price
    4/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10

    Danielle | South Australia

    reviewed about 1 month ago

  • Overall
    8/10
    Manager at the branch is easy to deal with

    manager at branch is a very nice person

    manager at branch is a very nice person

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Debra | New South Wales

    reviewed over 2 years ago

  • Overall
    3/10
    Disillusioned

    Would consider looking elsewhere for a better home loan interest rate, not satisfied with current...

    Would consider looking elsewhere for a better home loan interest rate, not satisfied with current deal.

    Price
    1/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Alison | Victoria

    reviewed over 2 years ago

  • Overall
    5/10
    Customer service is not great

    never heard from Westpac in 8 years

    never heard from Westpac in 8 years

    Price
    4/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Richard | Victoria

    reviewed over 2 years ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.