Westpac Fixed Options Home Loan (Premier Advantage Package)

3.99% p.a.

4.85% p.a.

$395.00 yearly

3.99% p.a.

4.71% p.a.

$395.00 yearly

3.99% p.a.

4.68% p.a.

$395.00 yearly

3.99% p.a.

4.64% p.a.

$395.00 yearly

4.69% p.a.

5.46% p.a.

$395.00 yearly

4.69% p.a.

5.32% p.a.

$395.00 yearly

4.69% p.a.

5.28% p.a.

$395.00 yearly

4.69% p.a.

5.25% p.a.

$395.00 yearly

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.96%*)

  • 3.99% (4.91%*)

  • 3.99% (4.85%*)

  • 4.19% (4.87%*)

  • 4.19% (4.84%*)

  • (*)

  • (*)

  • 4.64% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.79%*)

  • 3.99% (4.75%*)

  • 3.99% (4.71%*)

  • 4.19% (4.75%*)

  • 4.19% (4.73%*)

  • (*)

  • (*)

  • 4.44% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.74%*)

  • 3.99% (4.71%*)

  • 3.99% (4.68%*)

  • 4.19% (4.71%*)

  • 4.19% (4.70%*)

  • (*)

  • (*)

  • 4.39% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.70%*)

  • 3.99% (4.67%*)

  • 3.99% (4.64%*)

  • 4.19% (4.68%*)

  • 4.19% (4.67%*)

  • (*)

  • (*)

  • 4.34% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.54%*)

  • 4.59% (5.48%*)

  • 4.69% (5.46%*)

  • 4.99% (5.52%*)

  • 4.99% (5.50%*)

  • (*)

  • (*)

  • 5.23% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.37%*)

  • 4.59% (5.33%*)

  • 4.69% (5.32%*)

  • 4.99% (5.39%*)

  • 4.99% (5.39%*)

  • (*)

  • (*)

  • 5.03% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.32%*)

  • 4.59% (5.29%*)

  • 4.69% (5.28%*)

  • 4.99% (5.36%*)

  • 4.99% (5.36%*)

  • (*)

  • (*)

  • 4.98% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.28%*)

  • 4.59% (5.25%*)

  • 4.69% (5.25%*)

  • 4.99% (5.33%*)

  • 4.99% (5.34%*)

  • (*)

  • (*)

  • 4.93% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia's largest financial services company. Westpac customers will benefit from things like being able to use both banks' ATM networks without paying any extra fees. So if you're after the security offered by a major bank, check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

How are Westpac home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 893
Westpac home loans reviews

6.8 6.9 7.3 7.7 7.2

Read Westpac home loan reviews by the Mozo community

Latest reviews of Westpac Fixed Options Home Loan (Premier Advantage Package)

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) (Premier Advantage Package) home loan review

Overall rating   3 / 10

Disillusioned

Would consider looking elsewhere for a better home loan interest rate, not satisfied with current deal.

Would consider looking elsewhere for a better home loan interest rate, not satisfied with current deal.

    Price   1 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Alison (VIC), reviewed about 2 months ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) (Premier Advantage Package) home loan review

Overall rating   9 / 10

Too quick to pass on higher rates

They have all the latest products, but they also have some of the highest charges. Still a great bank overall.

They have all the latest products, but they also have some of the highest charges. Still a great bank overall.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Frances (SA), reviewed 5 months ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) (Premier Advantage Package) home loan review

Overall rating   8 / 10

As above

Customer friendly service

Customer friendly service

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Annette (VIC), reviewed over 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) (Premier Advantage Package) home loan review

Overall rating   7 / 10

Good customer service

Westpac are ok, they are a major bank so I feel safe having my loan with them.

Westpac are ok, they are a major bank so I feel safe having my loan with them.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Prue (NSW), reviewed over 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) (Premier Advantage Package) home loan review

Overall rating   8 / 10

Easy to understand everyday banking for everyone.

We have found it to be good value for money, the staff helpful and all that we need.

We have found it to be good value for money, the staff helpful and all that we need.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Joanne (QLD), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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