The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | < 70% | $10,000 | |
| | Investor | Principal & Interest | 70%-90% | $10,000 | |
| | Investor | Interest Only | 70%-80% | $10,000 | |
| | Investor | Interest Only | < 70% | $10,000 |
Investor (Principal & Interest)
LVR < 70%
Loan: $10,000
Investor (Principal & Interest)
LVR 70%-90%
Loan: $10,000
Investor (Interest Only)
LVR 70%-80%
Loan: $10,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.69% (4.94%*) | |
| 2.39% (4.68%*) | |
| 2.59% (4.52%*) | |
| 3.19% (4.54%*) | |
| 3.19% (4.41%*) | |
| n/a | |
| n/a | |
| 5.03% p.a. |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $8.00 monthly | |
| $350.00 |
| $10,000 | |
| none | |
| none | |
| 70.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.79% (5.04%*) | |
| 2.49% (4.78%*) | |
| 2.69% (4.62%*) | |
| 3.29% (4.64%*) | |
| 3.29% (4.51%*) | |
| n/a | |
| n/a | |
| 5.13% p.a. |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $8.00 monthly | |
| $350.00 |
| $10,000 | |
| none | |
| 70.00% | |
| 90.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.89% (5.28%*) | |
| 2.69% (5.02%*) | |
| 2.79% (4.83%*) | |
| 3.39% (4.84%*) | |
| 3.39% (4.70%*) | |
| n/a | |
| n/a | |
| 5.39% p.a. |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $8.00 monthly | |
| $350.00 |
| $10,000 | |
| none | |
| 70.00% | |
| 80.00% |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.79% (5.18%*) | |
| 2.59% (4.93%*) | |
| 2.69% (4.74%*) | |
| 3.29% (4.74%*) | |
| 3.29% (4.60%*) | |
| n/a | |
| n/a | |
| 5.29% p.a. |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $8.00 monthly | |
| $350.00 |
| $10,000 | |
| none | |
| none | |
| 70.00% |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The bank isn’t flexible. Doesn’t really look after a long term customer. Everything is cookie cutter so can’t make any changes. The yearly fee is quite high for very little return. There is nothing worthwhile that they give back for charging $395 pa. Kept getting the run around and took over 6 months for them to fix my loan as no one knew what the other person before them he done. They all told me to leave it with them and they will fix but didn’t eventuate. I really don’t know why I persevered and stayed with them. Maybe the convenience as I was an exiting customer!? Or maybe stupidity!
Read full reviewThe bank isn’t flexible. Doesn’t really look after a long term customer. Everything is cookie cutter so can’t make any changes. The yearly fee is quite high for very little return. There is nothing worthwhile that they give back for charging $395 pa. Kept getting the run around and took over 6 months for them to fix my loan as no one knew what the other person before them he done. They all told me to leave it with them and they will fix but didn’t eventuate. I really don’t know why I persevered and stayed with them. Maybe the convenience as I was an exiting customer!? Or maybe stupidity!
Could be more proactive in offering reduced interest rates.
Read full reviewCould be more proactive in offering reduced interest rates.
On-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.
Read full reviewOn-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.
Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Read full reviewWestpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Not that communicative .
Read full reviewNot that communicative .
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
