This product is available in different versions. Pick the right version for you here.
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | 70%-90% | $10,000 | |
| | Investor | Principal & Interest | < 70% | $10,000 | |
| | Investor | Interest Only | < 70% | $10,000 | |
| | Investor | Interest Only | 70%-80% | $10,000 |
Investor (Principal & Interest)
LVR 70%-90%
Loan: $10,000
Investor (Principal & Interest)
LVR < 70%
Loan: $10,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000
Investor (Interest Only)
LVR 70%-80%
Loan: $10,000
3.48% p.a.
5.01% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.48% p.a.
5.01% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.48% p.a.
5.01% p.a.
$8.00 monthly
3.38% p.a.
4.91% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.38% p.a.
4.91% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.38% p.a.
4.91% p.a.
$8.00 monthly
3.59% p.a.
5.15% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.59% p.a.
5.15% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.59% p.a.
5.15% p.a.
$8.00 monthly
3.69% p.a.
5.25% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.69% p.a.
5.25% p.a.
$8.00 monthly
Westpac Fixed Rate Investment Loan
3.69% p.a.
5.25% p.a.
$8.00 monthly
n/a
n/a
n/a
n/a
3.89% (5.37%*)
3.48% (5.16%*)
3.48% (5.01%*)
3.89% (5.00%*)
3.89% (4.90%*)
n/a
n/a
5.38% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
70.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
3.79% (5.27%*)
3.38% (5.06%*)
3.38% (4.91%*)
3.79% (4.90%*)
3.79% (4.80%*)
n/a
n/a
5.28% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
3.89% (5.51%*)
3.59% (5.31%*)
3.59% (5.15%*)
3.89% (5.10%*)
3.89% (4.99%*)
n/a
n/a
5.54% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
70.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
3.99% (5.61%*)
3.69% (5.41%*)
3.69% (5.25%*)
3.99% (5.20%*)
3.99% (5.08%*)
n/a
n/a
5.64% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
70.00%
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Read full review
Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Less
Parveen | Victoria
reviewed 2 months ago
Not that communicative .
Read full review
Not that communicative .
Less
Evelyn | Victoria
reviewed about 4 years ago
Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed...
Read full review
Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.
Less
Abdul | Australian Capital Territory
reviewed over 4 years ago
We had great service right from the start, the financial planner went above and beyond the call...
Read full review
We had great service right from the start, the financial planner went above and beyond the call of duty to see we had the best deal. Also internet banking was provided and explained to us in great detail, which we were very sceptical to begin with, we were made to feel very comfortable and very satisfied.
Less
Margaret | Queensland
reviewed over 4 years ago
Customer service is certainly not a priority or the primary focus of this bank. It appears that...
Read full review
Customer service is certainly not a priority or the primary focus of this bank. It appears that fee collection id the overall focus. We have had dreadful customer service on more than one occasion with additional lending requirements and we would never recommend Westpac to anyone. We are currently in the process of transferring to another Institution because of this.
Less
Tricia | Victoria
reviewed over 4 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
Promoted
Well Home Loans
Well Balanced
2.82% p.a. variable
2.86% p.a.
$785
Promoted
Queensland Country Credit Union
RateSaver (Fixed)
3.49% p.a.
fixed 3 years
3.90% p.a.
$500
Promoted
IMB Bank
Budget Home Loan
3.13% p.a. variable
3.19% p.a.
$799
Promoted
Well Home Loans
Well Balanced
2.82% p.a. variable
2.86% p.a.
$785
Promoted
Easy Street
Standard Variable Home Loan
2.95% p.a. variable
2.99% p.a.
$500
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0
Promoted
loans.com.au
Fixed Home Loan
2.99% p.a.
fixed 3 years
3.27% p.a.
$520
Promoted
Queensland Country Credit Union
RateSaver (Fixed)
3.49% p.a.
fixed 3 years
3.90% p.a.
$500
Promoted
Well Home Loans
Well Balanced Fixed
2.74% p.a.
fixed 3 years
2.84% p.a.
$785
Promoted
IMB Bank
Fixed Home Loan
2.84% p.a.
fixed 3 years
3.44% p.a.
$799
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.89% p.a.
fixed 3 years
3.96% p.a.
$0
