Westpac Fixed Rate Investment Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Investor (Principal & Interest)

    LVR 70%-90%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $10,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $10,000

3.48% p.a.

5.01% p.a.

$8.00 monthly

Westpac Fixed Rate Investment Loan

3.48% p.a.

5.01% p.a.

$8.00 monthly

3.43% p.a.

4.96% p.a.

$8.00 monthly

Westpac Fixed Rate Investment Loan

3.43% p.a.

4.96% p.a.

$8.00 monthly

3.64% p.a.

5.20% p.a.

$8.00 monthly

Westpac Fixed Rate Investment Loan

3.64% p.a.

5.20% p.a.

$8.00 monthly

3.69% p.a.

5.25% p.a.

$8.00 monthly

Westpac Fixed Rate Investment Loan

3.69% p.a.

5.25% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (5.37%*)

  • 3.48% (5.16%*)

  • 3.48% (5.01%*)

  • 3.89% (5.00%*)

  • 3.89% (4.90%*)

  • n/a

  • n/a

  • 5.38% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (5.32%*)

  • 3.43% (5.11%*)

  • 3.43% (4.96%*)

  • 3.84% (4.95%*)

  • 3.84% (4.85%*)

  • n/a

  • n/a

  • 5.33% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% (5.56%*)

  • 3.64% (5.36%*)

  • 3.64% (5.20%*)

  • 3.94% (5.15%*)

  • 3.94% (5.04%*)

  • n/a

  • n/a

  • 5.59% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (5.61%*)

  • 3.69% (5.41%*)

  • 3.69% (5.25%*)

  • 3.99% (5.20%*)

  • 3.99% (5.08%*)

  • n/a

  • n/a

  • 5.64% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.2/10
Features
6.5/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Rate Investment Loan

  • Overall
    1/10
    Rates aren't competitive at all!

    Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.

    Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.

    Price
    2/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    5/10

    Parveen | Victoria

    reviewed 18 days ago

  • Overall
    5/10
    Poor service

    Not that communicative .

    Not that communicative .

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    5/10

    Evelyn | Victoria

    reviewed about 4 years ago

  • Overall
    9/10
    A low interest rate and excellent customer service

    Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed...

    Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10

    Abdul | Australian Capital Territory

    reviewed over 4 years ago

  • Overall
    9/10
    Great customer service, nothing too much trouble.

    We had great service right from the start, the financial planner went above and beyond the call...

    We had great service right from the start, the financial planner went above and beyond the call of duty to see we had the best deal. Also internet banking was provided and explained to us in great detail, which we were very sceptical to begin with, we were made to feel very comfortable and very satisfied.

    Price
    9/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Margaret | Queensland

    reviewed over 4 years ago

  • Overall
    2/10
    High fees and mediocre customer service

    Customer service is certainly not a priority or the primary focus of this bank. It appears that...

    Customer service is certainly not a priority or the primary focus of this bank. It appears that fee collection id the overall focus. We have had dreadful customer service on more than one occasion with additional lending requirements and we would never recommend Westpac to anyone. We are currently in the process of transferring to another Institution because of this.

    Price
    3/10
    Features
    3/10
    Customer service
    2/10
    Convenience
    5/10
    Trust
    2/10

    Tricia | Victoria

    reviewed over 4 years ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.