The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | 70%-90% | $10,000 | |
| | Investor | Interest Only | 70%-80% | $10,000 | |
| | Investor | Principal & Interest | < 70% | $10,000 | |
| | Investor | Interest Only | < 70% | $10,000 |
Investor (Principal & Interest)
LVR 70%-90%
Loan: $10,000
Investor (Interest Only)
LVR 70%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 70%
Loan: $10,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000
n/a
n/a
n/a
n/a
2.79% (5.04%*)
2.49% (4.78%*)
2.69% (4.62%*)
2.99% (4.54%*)
2.99% (4.39%*)
n/a
n/a
5.13% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
70.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (5.28%*)
2.59% (5.01%*)
2.79% (4.83%*)
3.09% (4.74%*)
3.09% (4.58%*)
n/a
n/a
5.39% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
70.00%
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.94%*)
2.39% (4.68%*)
2.59% (4.52%*)
2.89% (4.44%*)
2.89% (4.30%*)
n/a
n/a
5.03% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (5.18%*)
2.49% (4.91%*)
2.69% (4.74%*)
2.99% (4.64%*)
2.99% (4.48%*)
n/a
n/a
5.29% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
70.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Could be more proactive in offering reduced interest rates.
Read full reviewCould be more proactive in offering reduced interest rates.
On-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.
Read full reviewOn-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.
Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Read full reviewWestpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.
Not that communicative .
Read full reviewNot that communicative .
Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.
Read full reviewWestpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
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Smart Booster Home Loan
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2.47% p.a.
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Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
