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Westpac Rocket Repay Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 70%-95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $10,000

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $10,000

Rate
4.58% p.a.
Comparison Rate
4.72% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Rate
5.17% p.a.
Comparison Rate
5.31% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Rate
4.48% p.a.
Comparison Rate
4.62% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Rate
5.07% p.a.
Comparison Rate
5.21% p.a.
Service fee
$8.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • 4.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.17% p.a.

  • n/a

  • n/a

  • n/a

  • 5.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • 4.62% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.07% p.a.

  • n/a

  • n/a

  • n/a

  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall
6.7/10
Price
6.2/10
Features
6.4/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Rocket Repay Home Loan

  • Overall 8/10
    Good products, good service and the IT works well

    The customer relationship team are always helpful and responsive.

    Read full review

    The customer relationship team are always helpful and responsive.

    Price
    7/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Scott, New South Wales reviewed 5 months ago
  • Overall 1/10
    Worst bank ever seen regarding home loan

    I have been trying to refinancing my home loan and I have submitted my dispatch form on 8 May and they have not settled the loan yet. They send the documents to Perth instead of Canberra. I am having financial stress due to this. I have escalated the situation with Westpac through their team, but all the call goes to outside Australia. The process is so inefficient. Today, 4 June, the loan has still has not settled and they could not figure out where the document has gone? Westpac is so careless about the security documents. Please do not do home loan with Westpac. Westpac team is very Inefficient. They won't let you release your property. Could someone please suggest to me where to complain about this.

    Read full review

    I have been trying to refinancing my home loan and I have submitted my dispatch form on 8 May and they have not settled the loan yet. They send the documents to Perth instead of Canberra. I am having financial stress due to this. I have escalated the situation with Westpac through their team, but all the call goes to outside Australia. The process is so inefficient. Today, 4 June, the loan has still has not settled and they could not figure out where the document has gone? Westpac is so careless about the security documents. Please do not do home loan with Westpac. Westpac team is very Inefficient. They won't let you release your property. Could someone please suggest to me where to complain about this.

    Price
    1/10
    Features
    1/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    1/10
    Less
    Abin, Australian Capital Territory reviewed 5 months ago
  • Overall 10/10
    Banking has never been so easy

    Westpac Gosford branch staff are the most pleasant people and always go above and beyond to help. The banking app is super user friendly and we plan on staying with them for life.

    Read full review

    Westpac Gosford branch staff are the most pleasant people and always go above and beyond to help. The banking app is super user friendly and we plan on staying with them for life.

    Price
    8/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Debbie, New South Wales reviewed 5 months ago
  • Overall 5/10
    Uncompetitive interest rates.

    Good customer service but slow to adjust to market.

    Read full review

    Good customer service but slow to adjust to market.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Kelvin, Western Australia reviewed 7 months ago
  • Overall 5/10
    Not happy.

    Westpac was not meeting new interest rates. Not happy.

    Read full review

    Westpac was not meeting new interest rates. Not happy.

    Price
    3/10
    Features
    1/10
    Customer service
    8/10
    Convenience
    2/10
    Trust
    5/10
    Less
    Yasmin, New South Wales reviewed 8 months ago
Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

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UHomeLoan (Fixed)

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fixed 3 years

2.36% p.a.

Suncorp

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Back to Basics

2.54% p.a. variable

2.55% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a. variable

2.50% p.a.

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2.59% p.a. variable

2.63% p.a.

UBank

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UHomeLoan - Discount Offer

2.34% p.a. variableApply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

HSBC

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2.29% p.a.
fixed 3 years

2.95% p.a.

loans.com.au

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.Apply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

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2.59% p.a.

2.60% p.a.

Yard

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Variable Home Loan Special

2.09% p.a.

2.12% p.a.

loans.com.au

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

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Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

Qudos Bank

Fixed Rate Home Loan

2.19% p.a.
fixed 3 years

2.68% p.a.

loans.com.au

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Fixed Home Loan

2.88% p.a.
fixed 3 years

2.89% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.Apply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

$0.00

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

$0.00

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

Yard

Yard

Variable Home Loan Special

2.09% p.a.

2.12% p.a.

$0.00

Qudos Bank

Qudos Bank

No Frills Home Loan

2.54% p.a.

2.54% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.