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AAMI Comprehensive Car Insurance

Advertiser disclosure
Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 70%
Online discount
Choice of repairer


Rates and fees information correct as at 2 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $2,775

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

  • 60% (TAS)
    54% (NT)
    56% (SA)
    60% (QLD)
    70% (ACT)
    64% (WA)
    56% (VIC)
    70% (NSW)

  • 10 years

  • $50

  • Discount on Home and Contents Insurance if held

  • Maximum no claim discount is protected if no more than 1 claim is made per renewal period

  • Under 25s can get 10% discount by completing AAMI Skilled Driver Course.

Service features
  • Optional Extra

  • No

  • Yes

  • New policies purchased online by 30 June 2021 receive 1 year free AAMI Roadside Assist.

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • Yes - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only

  • No

  • Up to $500 per item.

  • Automatically covered

  • No

  • Optional Extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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