Thumbnail icon for AAMI

AAMI Comprehensive Car Insurance

Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 70%
Online discount
$50
Choice of repairer
No

Details

Rates and fees information correct as at 30 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $2,775

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

  • 60% (TAS)
    54% (NT)
    56% (SA)
    60% (QLD)
    70% (ACT)
    64% (WA)
    56% (VIC)
    70% (NSW)

  • 10 years

  • $50

  • Discount on Home and Contents Insurance if held

  • Maximum no claim discount is protected if no more than 1 claim is made per renewal period

  • Under 25s can get 10% discount by completing AAMI Skilled Driver Course.

Service features
  • Optional Extra

  • No

  • Yes

  • New policies purchased online by 30 June 2021 receive 1 year free AAMI Roadside Assist.

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • Yes - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only

  • No

  • Up to $500 per item.

  • Automatically covered

  • No

  • Optional Extra

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are AAMI car insurance rated by the Mozo community?

Overall
8.0/10
Value for money
7.5/10
Policy coverage
7.7/10
Customer service
8.1/10
Claims handling
7.9/10
Trust
7.9/10

Latest reviews of AAMI Comprehensive Car Insurance

  • Overall 8/10
    Overall a friendly and fair priced service!

    AAMI are easy to deal with, pricing is fair for the service they offer. The cons would be to make sure the cover that is being taken out suits the style of vehicle you have and the type of use.

    Read full review

    AAMI are easy to deal with, pricing is fair for the service they offer. The cons would be to make sure the cover that is being taken out suits the style of vehicle you have and the type of use.

    Value for money
    7/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    6/10
    Trust
    9/10
    Less
    Aaron, Victoria reviewed 5 days ago
  • Overall 7/10
    Good insurer but app needs some work.

    They have competitive pricing which I like. The only dislike I have is the app. It’s not user friendly and the way payments are done it’s hard to make a catch up payment on either the website or app.

    Read full review

    They have competitive pricing which I like. The only dislike I have is the app. It’s not user friendly and the way payments are done it’s hard to make a catch up payment on either the website or app.

    Value for money
    8/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    -1/10
    Trust
    6/10
    Less
    Keely, New South Wales reviewed 7 days ago
  • Overall 10/10
    Definitely would recommend as car and home insurer

    I had recently made a claim with AAMI for my car. It was a very stressful time due to certain personal circumstances and the person I had that organised my claim was absolutely amazing. She kept me calm and was completely understanding. Made what is usually a trying situation so simple and easy. Took all the pain away. It was the best experience I have had to date with AAMI.

    Read full review

    I had recently made a claim with AAMI for my car. It was a very stressful time due to certain personal circumstances and the person I had that organised my claim was absolutely amazing. She kept me calm and was completely understanding. Made what is usually a trying situation so simple and easy. Took all the pain away. It was the best experience I have had to date with AAMI.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Katrina, Victoria reviewed 14 days ago
  • Overall 9/10
    AAMI are reliable & competitive premiums

    I like this insurer because they have competitive premiums, even on subsequent year's being with them. They are also easy to deal with.

    Read full review

    I like this insurer because they have competitive premiums, even on subsequent year's being with them. They are also easy to deal with.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    -1/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Andrew, Queensland reviewed 14 days ago
  • Overall 10/10
    Highly recommend. Excellent all round!

    So easy and delightful to deal with. Made a claim and it was so easy and smooth. Highly recommend as they have excellent service, a competitive price and they are very accessible via phone and portal. I changed from RAC insurance who were appalling and the difference is unbelievable! 5 stars, thank you AAMI!

    Read full review

    So easy and delightful to deal with. Made a claim and it was so easy and smooth. Highly recommend as they have excellent service, a competitive price and they are very accessible via phone and portal. I changed from RAC insurance who were appalling and the difference is unbelievable! 5 stars, thank you AAMI!

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Katrina, Western Australia reviewed 15 days ago
AAMI

About AAMI

See AAMI car insurance