AAMI - Comprehensive Car Insurance

Discounts and excesses

  • costs extra

  • $650 - $2,200

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

  • 60% (TAS)
    54% (NT)
    56% (SA)
    60% (QLD)
    70% (ACT)
    64% (WA)
    56% (VIC)
    70% (NSW)

  • 10 years

  • $100

  • Discount on Home and Contents Insurance if held

  • Maximum no claim discount is protected if no more than 1 claim is made per renewal period

  • Under 25s can get 10% discount by completing AAMI Skilled Driver Course.

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • Optional Extra - Unlimited days.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • Up to $1,000.

  • No

  • Up to $500 per item.

  • Covered only if agreed in writing.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is AAMI car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.0

Based on 1457
AAMI car insurance reviews

7.5 7.9 8.2 7.7 8.0

Read AAMI car insurance reviews by the Mozo community

Latest reviews of AAMI Comprehensive Car Insurance

AAMI

AAMI Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Choose AAMI

Always been happy with my car insurance from AAMI and IRS premiums.

Full review

Always been happy with my car insurance from AAMI and IRS premiums.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Angela (NSW), reviewed 5 months ago

AAMI

AAMI Comprehensive Car Insurance car insurance review

Overall rating   6 / 10

Reasonable insurance from a known name

Insurance was competitive last time I checked.

Full review

Insurance was competitive last time I checked.

    Value for money   8 / 10

    Policy coverage   7 / 10

    Customer service   5 / 10

    Claims handling   -1 / 10

    Trust   5 / 10

Less

Belinda (QLD), reviewed 5 months ago

AAMI

AAMI Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Very satisfactory

Love their work, they really look after you when stuff happens. I love what AAMI does.

Full review

Love their work, they really look after you when stuff happens. I love what AAMI does.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Nigel (NSW), reviewed 6 months ago

AAMI

AAMI Comprehensive Car Insurance car insurance review

Overall rating   5 / 10

It's expensive compared to others

I have been a member for over 15 years, not much customer service or bonuses.

Full review

I have been a member for over 15 years, not much customer service or bonuses.

    Value for money   5 / 10

    Policy coverage   4 / 10

    Customer service   6 / 10

    Claims handling   8 / 10

    Trust   5 / 10

Less

Finola (VIC), reviewed 6 months ago

AAMI

AAMI Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Most affordable that suits my needs

Have been a great insurance company. Always happy to help find a way to reduce my insurance cost, whilst making sure I am still covered for what I need.

Full review

Have been a great insurance company. Always happy to help find a way to reduce my insurance cost, whilst making sure I am still covered for what I need.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Breanne (QLD), reviewed 6 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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