Thumbnail icon for AAMI

AAMI Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
up to 70%
Online discount
$50
Choice of repairer

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,775

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

  • 60% (TAS)
    54% (NT)
    56% (SA)
    60% (QLD)
    70% (ACT)
    64% (WA)
    56% (VIC)
    70% (NSW)

  • 10 years

  • $50

  • Discount on Home and Contents Insurance if held

  • Maximum no claim discount is protected if no more than 1 claim is made per renewal period

  • Under 25s can get 10% discount by completing AAMI Skilled Driver Course.

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only

  • No

  • Up to $500 per item.

  • Automatically covered

  • Optional Extra

*as voted by the Mozo community

Customer Reviews

How are AAMI car insurance rated by the Mozo community?

Overall customer rating
8.0/10
Value for money
7.5/10
Policy coverage
7.7/10
Customer service
8.2/10
Claims handling
7.9/10
Trust
7.9/10

Latest reviews of AAMI Comprehensive Car Insurance

  • Overall 10/10
    Great value for money.

    Great value for money, everything is just easy with AAMI. It also helps that they are part of Suncorp so you get the added benefits of being part of that group.

    Read full review

    Great value for money, everything is just easy with AAMI. It also helps that they are part of Suncorp so you get the added benefits of being part of that group.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Angie, Queensland reviewed 5 days ago
  • Overall 8/10
    Exceptional premiums with great customer support

    Been with AAMI since I can remember and they've always provided us with good deals as opposed to other insurers. Always on top of their game with customer service as well, they're always friendly with you.

    Read full review

    Been with AAMI since I can remember and they've always provided us with good deals as opposed to other insurers. Always on top of their game with customer service as well, they're always friendly with you.

    Value for money
    8/10
    Policy coverage
    7/10
    Customer service
    9/10
    Claims handling
    7/10
    Trust
    8/10
    Less
    Ash, Victoria reviewed 8 days ago
  • Overall 7/10
    Great overall status.

    I love AAMI.

    Read full review

    I love AAMI.

    Value for money
    5/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    10/10
    Less
    Tom, South Australia reviewed 13 days ago
  • Overall 10/10
    Exellent coverage

    Been with the insurance people for many years.

    Read full review

    Been with the insurance people for many years.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Matthew, New South Wales reviewed 18 days ago
  • Overall 5/10
    It used to have competitive premiums

    It used to be good when you rang them up and you got to speak to a real person. Now you get a machine that sends you round and round in circles.

    Read full review

    It used to be good when you rang them up and you got to speak to a real person. Now you get a machine that sends you round and round in circles.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    4/10
    Claims handling
    -1/10
    Trust
    0/10
    Less
    Les, Queensland reviewed 25 days ago
AAMI

About AAMI

See AAMI car insurance