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AAMI Comprehensive Car Insurance

Advertiser disclosure
Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 70%
Online discount
$50
Choice of repairer
No

Details

Rates and fees information correct as at 31 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $2,775

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

  • 60% (TAS)
    54% (NT)
    56% (SA)
    60% (QLD)
    70% (ACT)
    64% (WA)
    56% (VIC)
    70% (NSW)

  • 10 years

  • $50

  • Discount on Home and Contents Insurance if held

  • Maximum no claim discount is protected if no more than 1 claim is made per renewal period

  • Under 25s can get 10% discount by completing AAMI Skilled Driver Course.

Service features
  • Optional Extra

  • No

  • Yes

  • New policies purchased online by 30 June 2021 receive 1 year free AAMI Roadside Assist.

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • Yes - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only

  • No

  • Up to $500 per item.

  • Automatically covered

  • No

  • Optional Extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are AAMI car insurance rated by the Mozo community?

Overall
8.0/10
Value for money
7.5/10
Policy coverage
7.7/10
Customer service
8.1/10
Claims handling
7.9/10
Trust
7.9/10

Latest reviews of AAMI Comprehensive Car Insurance

  • Overall 8/10
    Good cover for good proce

    They offered good cover for the better price. We've yet to make a claim but they seem reliable.

    Read full review

    They offered good cover for the better price. We've yet to make a claim but they seem reliable.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    -1/10
    Claims handling
    -1/10
    Trust
    7/10
    Less
    Joey, Queensland reviewed about 15 hours ago
  • Overall 6/10
    Not bad, not great.

    Every year they jack up the premiums by excessive amounts and only give discounts to people that call them and complain about the jacked up rates. Would be nice if they just gave people the reasonable rates to begin with.

    Read full review

    Every year they jack up the premiums by excessive amounts and only give discounts to people that call them and complain about the jacked up rates. Would be nice if they just gave people the reasonable rates to begin with.

    Value for money
    4/10
    Policy coverage
    8/10
    Customer service
    5/10
    Claims handling
    8/10
    Trust
    7/10
    Less
    Tony, Victoria reviewed 1 day ago
  • Overall 10/10
    Fantastic.

    AAMI is an amazing company, very person orientated.

    Read full review

    AAMI is an amazing company, very person orientated.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Ashleigh, Victoria reviewed 7 days ago
  • Overall 9/10
    For efficient and caring support, choose AAMI.

    When someone drove into our car, while my son and I were in it, being able to get professional and caring support from AAMI immediately on the phone validated all the reasons why we chose them. They are efficient yet caring when they work with customers. This is the balance you want from your insurer. I would definitely recommend choosing AAMI for your car insurance needs.

    Read full review

    When someone drove into our car, while my son and I were in it, being able to get professional and caring support from AAMI immediately on the phone validated all the reasons why we chose them. They are efficient yet caring when they work with customers. This is the balance you want from your insurer. I would definitely recommend choosing AAMI for your car insurance needs.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    10/10
    Less
    Alison, Victoria reviewed 13 days ago
  • Overall 9/10
    Great service

    Easy to deal with claims. Very friendly.

    Read full review

    Easy to deal with claims. Very friendly.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Laura, South Australia reviewed 15 days ago
AAMI

About AAMI

See AAMI car insurance