Budget Direct wins Exceptional Value Insurer of the Year in 2023

A happy, young family sit on the roof of their family car, hands stretched up into the blue sky above them, as they look over the ocean towards the horizon.

Australian insurance provider Budget Direct has been named Exceptional Value Insurer of the Year for car insurance and home insurance in the 2023 Mozo Experts Choice Awards^. This makes it the fifth year running that the provider has won a major award.

Continuing its reign as one of the best car insurance providers in Australia, the Budget Direct Gold Comprehensive car insurance policy won three awards, including: 

  • Exceptional Value Car Insurance
  • Exceptional Value Young Driver Insurance
  • Exceptional Value Senior Driver Insurance. 

Budget Direct’s Home and Contents insurance policy also cemented its position among the best home insurance in Australia by winning three titles: 

  • Exceptional Value Home & Contents Insurance
  • Exceptional Value Landlord Insurance
  • Exceptional Quality Landlord Insurance.

The Brisbane-based consumer insurance provider was recognised by the Mozo experts because it continues to deliver low prices, whilst maintaining solid cover limits.

Budget Direct Exceptional Value Car Insurance

This year’s Exceptional Value Car Insurance award winners were selected after a cost analysis found that they more often offered lower premiums than their competitors. For detailed information about how the winners were selected, read through the methodology report

Aside from just the Exceptional Value Car Insurance award, Budget Direct’s Gold Comprehensive Car Insurance policy also won Exceptional Value Senior and Young Driver awards. 

Take a look at the Gold Comprehensive policy below.

Budget Direct Gold Comprehensive Car Insurance*
  • 15% discount when you buy online (T&Cs apply)
  • New-for-old car replacement (see conditions below)
  • Hire car for not-at-fault accidents
  • Reduced premium for low-km drivers

Key policy features: Budget Direct’s comprehensive car insurance policy won Mozo Experts Choice Awards^ for Exceptional Value Car Insurance, Exceptional Value Young Driver Car Insurance, and Exceptional Value Senior Driver Insurance in 2023. 

With low prices and solid cover limits, a 15% discount if you purchase your car insurance online (T&Cs apply), and a highly-rated 24/7 claims service, Budget Direct offers one of the best car insurance policies currently. 

This policy includes useful features that’ll keep you driving smoothly like hire car costs after a not-at-fault accident. You may also be covered by new-for-old car replacement (when the car is under two years old or has driven less than 40,000km), up to $500 of personal property cover and up to $1,000 for replacement keys. You have the option to pay an annual premium, or in monthly instalments. However, paying in instalments may result in a higher premium and include other fees.

Budget Direct Exceptional Value Home and Contents Insurance

Budget Direct’s Home and Contents Insurance policy also won an Exceptional Value award in the 2023 Mozo Experts Choice Awards^. 

In their search for the best value home and contents insurance policies, the Mozo experts assessed 55 policies using more than 5,000 customer quotes. The experts found the winning policies to have some of the lowest prices, compared to similar products. 

For more details about how the Mozo experts selected the winners check out the methodology report for 2023.

Budget Direct Home and Contents Insurance*
  • Multiple 2023 Mozo Experts Choice Award^ winner
  • Optional flood cover
  • 30% online discount off the first year’s premium (T&Cs apply)

Key policy features: Time and time again, the Mozo judges have been impressed with Budget Direct’s consistently low prices and solid cover limits. 

As well as being named Value Insurance Provider of the Year for 2023, Budget Direct’s home and contents cover also scooped up a Mozo Experts Choice Award^ for Exceptional Value Home and Contents Insurance

The award-winning policy combines both home building and contents insurance and comes with a 30% discount off the first year’s premium when you purchase online (T&Cs apply).

Budget Direct Landlord Insurance*
  • Landlord cover available as an optional extra
  • 15% discount on the first yearly premium for new policies purchased online (T&Cs apply)
  • New-for-old contents cover
Find out more

Key policy features: Budget Direct's combined Home and Contents Insurance policy can be upgraded to include Landlord cover. The policy itself, plus Landlord cover, took home both an Exceptional Value and Exceptional Quality award in the 2023 Mozo Experts Choice Awards^.  

This policy offers cover for both your property and valuables for a range of events, including accidental breakage of glass, theft, and natural disasters, such as lightning strikes and storms. However, landscaping costs, like the removal of tree stumps or branches that have not damaged your home, won’t be covered by this policy. It’s also worth noting that damage or loss caused by the roots of trees and plants won’t be covered either. 

Right now, Budget Direct is also offering a 15% discount on your first year’s premium when you purchase a new policy online (T&Cs apply).

For more details about this year’s winners and the selection criteria, have a read through the 2023 Mozo Experts Choice Awards^ page.

* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards

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