Budget Direct wins Insurer of the Year in the 2019 Mozo Experts Choice Awards

Tara McCabe

26 Sep 2019


With nearly 20 years of experience in providing Aussies with affordable insurance, it’s no wonder Budget Direct have been crowned the Mozo Experts Choice Insurer of the Year for 2019. 

The Brisbane based insurance company were awarded not one but three Mozo Experts Choice Exceptional Value Awards, impressing the experts with their Comprehensive Car Insurance, Home Insurance and Landlord Insurance policies.

As Mozo expert judge Peter Marshall said, “Budget by name, budget by nature! It’s great to see a brand living up to its promise. Budget Direct is the only insurer we assessed that managed to get wins across all three value categories.”

The Mozo experts looked at 158 insurance policies from 54 different insurance providers, across car, home and landlord insurance. Comparing more than 10,000 car insurance quotes, 15,000 home insurance quotes and over 2,000 landlord insurance quotes to determine the winners of the Exceptional Value award.

Budget Direct scored well across all three value categories, consistently delivering low prices, while at the same time offering a good level of cover. The experts’ research revealed that Budget Direct is more likely to give Australians a cheaper quote for the cover they need than any other insurance provider. 

“No matter whether you’re after car, home, or landlord insurance, our judging process proved that Budget Direct should be on the shortlist for anyone wanting to keep their insurance costs low,” said Marshall.

Budget Direct’s award winning policies

Besides being awarded the much-coveted Mozo Experts Choice Award for Insurer of the Year for 2019, Budget Direct also won Exceptional Value awards for car, home and landlord insurance. Here’s a breakdown of Budget Direct’s award winning car and home insurance policies.


Budget Direct Comprehensive Car Insurance
  • 15% online discount on Gold Comprehensive Car Insurance!

  • Loss or damage to your vehicle covered.

  • Up to $20 million legal liability cover.

  • Use of a hire car, following a no-fault accident or theft.

  • New for old! You’ll get a replacement car if your new car is written off within 2 years (40,000km Gold, 20,000km Standard).


Budget Direct Home & Contents Insurance
  • Covers the structure of your home and the contents within it.

  • Up to 30% online discount for Smart Home & Contents Insurance!

  • Covers any repair work or rebuilding needed to be done to your home.

  • Legal liability up to $20 million

  • Temporary accommodation for you and your pets.


Budget Direct Home Buildings Insurance
  • Covers the structure of your home.

  • 15% online discount for Smart Home Insurance!

  • Covers repair work or rebuilding needed for your home.

  • Legal liability cover up to $20 million.

  • Debris removal and extra rebuilding costs covered.


Budget Direct Contents Insurance
  • Covers the contents within your home.

  • Legal liability cover up to $20 million.

  • Debris removal covered: covers disposal of damaged contents and storage for undamaged contents.

  • Temporary accommodation for you and your pets covered.

If you own an investment property that you’re currently renting out, you’ll also be happy to hear that Budget Direct’s Landlord Insurance was awarded the Mozo Expert’s Choice Award for Exceptional Value. Features of the policy include cover for the repair or replacement of your rental property, debris removal and extra rebuilding costs, plus cover for the loss of rental income if your property is uninhabitable due to an insured event.

So whether you’re searching for a better insurance deal for your wheels or you want to make sure your home is protected for the worst, Budget Direct’s insurance policies might be worth checking out. You can read more about how we determined the winners of the 2019 Mozo Experts Choice Awards for Car Insurance  or the Mozo Experts Choice Awards for Home and Landlord Insurance in our methodology report.

Or head to our comparison tool pages if you want to compare more car insurance and home insurance deals.

Mozo may receive advertising fees from the financial institutions, issuers of financial or credit products and third party advice providers that are shown on this page. These fees are based on a cost per click, cost per acquisition, or a fixed fee.