based on 454 Everyday Insurance from Woolworths product reviews as rated by Mozo community

Everyday Insurance from Woolworths car insurance

While Woolies might be your go-to for groceries, did you know you can pick up a competitive car insurance quote from them too? Everyday Car Insurance from Woolworths offers a wide spectrum of coverage, with a focus on flexibility and affordability. And they seem to have hit the top-value nail on the head, with Everyday Insurance taking out a win in the Exceptional Value Car Insurance category in the 2021 Mozo Experts Choice Awards.

We’ve collected some of the must-know information about Everyday Car Insurance from Woolworths policies below, so you can decide whether or not to pop one in your cart

Everyday Insurance from Woolworths offers the following car insurance policies

Cover information and limits in the table below verified as correct at 24 April 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Car Insurance

Yes costs extra

Not Published

n/a

No

About Everyday Car Insurance from Woolworths

Yes, the green apple grocery chain also offers insurance. When it comes to protecting your wheels, Everyday Car Insurance has options for third party car insurance, third party fire & theft, and comprehensive car insurance. 

Those looking for the most extensive coverage will opt for comprehensive cover. The good news is Everyday’s top-tier policy is super flexible and comes with features that make it a great value option. Read on for all the details and commonly asked questions about car insurance from Everyday Insurance.

What does Everyday Car Insurance cover?

You’ll find a long list of standard inclusions once you dig into the details of Everyday Car Insurance. Here’s a rundown of some of the major things covered:

  • A new car if yours is written-off (and is under 2 years old)
  • Damage to valuables inside your car during an accident
  • Damage caused by natural disasters
  • Emergency repairs
  • Towing, travel and accommodation in an emergency
  • A rental car if yours is stolen

Keep in mind conditions and limits apply to most of these, so make sure you read your Product Disclosure Statement (PDS) carefully to know exactly what you’re covered for.

What optional extras are on offer?

Like most comprehensive car insurance policies, there are additional features or higher grades of coverage you can add to your policy to tailor it to your needs. Keep in mind, if you do opt for these extras, you’ll likely pay a higher premium. Additional extras include:

  • Roadside Assistance
  • Excess-free windscreen cover
  • A rental car while yours is being repaired after an accident
  • Cover for any modifications to your car

How can I save money on Everyday Car Insurance?

There are a number of ways to make your Everyday Car Insurance policy more wallet-friendly. Some money-savvy strategies include:

  • Scoring 10% off your Woolworths grocery shop once a month by holding an Everyday Insurance policy.
  • Choosing the market value of your car. This generally scores you a lower premium, but could mean you don’t get as substantial a payout if your car is totalled or stolen, as its value is based on the price it would likely sell for at the time of the accident. 
  • If you don’t drive often, the Drive Less Pay Less option (otherwise known as pay-as-you-drive car insurance) could help you save. You just need to nominate a certain number of kilometres and not drive more than that in the year.
  • Choosing a higher excess for a lower premium.

How is my Everyday Car Insurance premium calculated?

When working out your premium, insurance companies are essentially trying to work out how likely you are to make a claim. The more likely it is, the more you’ll be charged. Some factors that may influence your premium include:

What car you drive. This can include the quality, age, any modifications and even the colour of your car.

Where you park. Parking in a garage is safer than parking on the street where it might be accidentally or maliciously damaged, so your premiums will be lower.

Where you live. Your premium might be higher if you live in an area prone to vandalism or accidents.

Your age and driving experience. Young drivers or those with only a few years experience on the road will often pay higher insurance premiums. This is because they are more likely to be involved in a road accident. The same goes for any other drivers listed on your policy.

Your gender. Men are statistically more likely to be involved in a collision, and also cause more costly damage to their own and other vehicles. Therefore, their premiums are often bumped up.

How to make a claim with Everyday Car Insurance

You can make a claim on your Everyday Car Insurance policy anytime of the day by calling the claims team, or completing the claim online. Details that’ll help speed-up this process include:

  • Your personal details and policy number
  • The date, time and location of the incident, plus an outline of events 
  • Your driver’s licence or the licence number of anyone else driving your car during the incident
  • Full names, addresses, contact information, licence numbers and insurance details of any other drivers involved in the incident
  • The personal details (names, addresses, contact info) of any witnesses
  • The make, model and registration numbers of all the cars involved
  • Photos of the incident or damages
  • A police report, if applicable

Once your claim is lodged, Everyday's claims team will assess if it’s insurable, and then contact you about further actions like repair quotes, replacements and settlements with anyone impacted by the incident. 

Everyday Insurance FAQs

How do I pay my Everyday Car Insurance premium?

One of the good things about Everyday Car Insurance is that there’s plenty of flexibility in how you pay your premium. You can use either credit or debit card, but most importantly, you can choose one annual payment or monthly instalments. If you go for the month-by-month option, you may have to pay an additional processing fee.

What excess option should I choose?

If you choose a higher excess, you’ll generally pay a lower premium. Sounds great right? But the downside is, in an emergency, your insurance policy will cover less of your repair costs.

So while you have the option to choose either a high or low excess with your car insurance, the right decision depends on you and your budget.

Does Everyday Car Insurance have roadside assistance?

Yes, but as mentioned, this comes as an optional extra alongside any Everyday Car Insurance policy. If you choose to include this in your policy, you’ll have access to assistance for problems like empty fuel tanks, breakdowns, flat batteries and tyre repairs 24/7, 356 days a year.

How do I apply for Everyday Car Insurance? 

If you’re an internet aficionado, the whole process can be completed digitally. Simply start by getting an online quote (with your car and driver details handy) and follow the instructions from there. 

Otherwise, there’s a general enquiries line you can call 7 days a week (check for variable times and public holiday hours).

How do I contact Everyday Insurance?

You can get in touch with an Everyday Insurance agent through an online chat or their general enquiries phone number. Make sure you check their contact hours. When it comes to making a car insurance claim, there’s a team working around the clock to assist you.

How is Everyday Insurance from Woolworths car insurance rated?

Mozo users have rated Everyday Insurance from Woolworths car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
Everyday Insurance from Woolworths car insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

175 Reviews

Recent Everyday Insurance from Woolworths car insurance reviews

Everyday Insurance from Woolworths Comprehensive Car Insurance
Overall 9/10
Good value for money and good customer service.

I've had Everyday comprehensive car insurance for several years. I find it good value for money, and I like the 10% discount on my shopping each month. It all helps!

Read full review

I've had Everyday comprehensive car insurance for several years. I find it good value for money, and I like the 10% discount on my shopping each month. It all helps!

Value for money
9/10
Policy coverage
9/10
Customer service
9/10
Claims handling
9/10
Trust
9/10
Less
Catherine, New South Wales, reviewed 22 days ago
Everyday Insurance from Woolworths Comprehensive Car Insurance
Overall 9/10
Insurance plus

Very competitively priced and perks like Everyday Rewards bonuses.

Read full review

Very competitively priced and perks like Everyday Rewards bonuses.

Value for money
10/10
Policy coverage
8/10
Customer service
8/10
Trust
8/10
Less
Mel, Victoria, reviewed 22 days ago
Everyday Insurance from Woolworths Comprehensive Car Insurance
Overall 10/10
Insurer of the year

Love the promotion and Amazing customer service

Read full review

Love the promotion and Amazing customer service

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Tj, Victoria, reviewed 3 months ago
Everyday Insurance from Woolworths Comprehensive Car Insurance
Overall 10/10
Nothing to fault

Very reasonable prices and options of cover. Extremely happy with their roadside assistance. I have used it a few times, and problems have been solved promptly. Customer Service is very easy to deal with and very helpful.

Read full review

Very reasonable prices and options of cover. Extremely happy with their roadside assistance. I have used it a few times, and problems have been solved promptly. Customer Service is very easy to deal with and very helpful.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Travis, New South Wales, reviewed 5 months ago
See all car insurance reviews
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