based on 618 RAC product reviews as rated by Mozo community

RAC car insurance

RAC car insurance offer a range of packages for different needs. Plus, in 2023, RAC scored two 2023 Mozo Experts Choice Award for its Comprehensive Car Insurance. It took home the awards for both Exceptional Value Car Insurance AND Exceptional Quality Car Insurance. 

Interested? Check out our range of car insurance for an overview of interest rates, fees and more. Or you can compare with our car insurance comparison tools.

RAC offers the following car insurance policies

Cover information and limits in the table below verified as correct at 24 April 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Car Insurance

Yes costs extra

up to 55%

$50

Yes

How is RAC car insurance rated?

Mozo users have rated RAC car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
RAC car insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

485 Reviews

Recent RAC car insurance reviews

RAC Comprehensive Car Insurance
Overall 9/10
Excellent customer service all round

Quick to handle my claim when I got t-boned. Organised a car to use while repairs being done. Follow up phone call to see if repairs all went well. Awesome customer service...!

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Quick to handle my claim when I got t-boned. Organised a car to use while repairs being done. Follow up phone call to see if repairs all went well. Awesome customer service...!

Value for money
9/10
Policy coverage
9/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Thomas, Western Australia, reviewed 22 days ago
RAC Comprehensive Car Insurance
Overall 10/10
I have nothing but great things to say about RAC.

We have had nothing but extremely amazing help with RAC CAR INSURANCE and they have helped us when things have been quite stressful eg after an accident.

Read full review

We have had nothing but extremely amazing help with RAC CAR INSURANCE and they have helped us when things have been quite stressful eg after an accident.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Dominique, Western Australia, reviewed 22 days ago
RAC Car Insurance
Overall 7/10
Trustworthy with discounts

I previously worked for a different insurance company for 9 years. They were good to start out with - competitive prices and decent cover but unfortunately their recent prices have sky rocketed. I have done lots of research on RAC before taking insurance out on my car and I can confidently say that I would trust them more than other providers come claims time. Friendly customer service, probably one of the only insurers you can actually trust and they also provide discounts if you are a roadside assistance member. You can also use your roadside assistance member card for discounts on fuel at certain petrol stations.

Read full review

I previously worked for a different insurance company for 9 years. They were good to start out with - competitive prices and decent cover but unfortunately their recent prices have sky rocketed. I have done lots of research on RAC before taking insurance out on my car and I can confidently say that I would trust them more than other providers come claims time. Friendly customer service, probably one of the only insurers you can actually trust and they also provide discounts if you are a roadside assistance member. You can also use your roadside assistance member card for discounts on fuel at certain petrol stations.

Value for money
5/10
Policy coverage
7/10
Customer service
7/10
Trust
7/10
Less
Rhian, Western Australia, reviewed 21 days ago
RAC Comprehensive Car Insurance
Overall 7/10
Easy

Making a claim at the moment premiums could be better

Read full review

Making a claim at the moment premiums could be better

Value for money
7/10
Policy coverage
7/10
Customer service
10/10
Claims handling
7/10
Trust
7/10
Less
Luke, Western Australia, reviewed 6 months ago
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