Cover information and limits in the table below verified as correct at 20 March 2024. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
---|---|---|---|---|
Comprehensive Car Insurance |
Yes costs extra |
up to 55% |
$50 |
Yes |
Mozo users have rated RAC car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
482 Reviews
Making a claim at the moment premiums could be better
Read full reviewMaking a claim at the moment premiums could be better
Rac have been brilliant because of loyalty with them for almost 35 years. They have looked after me so many times. I dont pay huge car insurance because of that long term loyalty. I get a much better deal from them than anyone else can do. I called a number of different company's and rac flattened all of them by quite a big margin. It didn't even get more expensive after being working in Indonesia for 8 years then returning, buying another car and re funding my current insurance..luv these guys. They rally know what loyalty is worth.
Read full reviewRac have been brilliant because of loyalty with them for almost 35 years. They have looked after me so many times. I dont pay huge car insurance because of that long term loyalty. I get a much better deal from them than anyone else can do. I called a number of different company's and rac flattened all of them by quite a big margin. It didn't even get more expensive after being working in Indonesia for 8 years then returning, buying another car and re funding my current insurance..luv these guys. They rally know what loyalty is worth.
My partner and I recommend RAC insurance to everyone. When we first got our car and needed to insure it, I was still on my P plates for another 2 months - RAC were the first insurer we found that would still offer us insurance, and at a reasonable price! We had to do a claim 1.5 years into having this insurance due to theft, a hire car was covered for 2 months and arranged within hours of me calling about it. Our car seat and valuables from within the car were all replaced with no hassle. RAC arranged all of the required repairs when our car was recovered. Payments were made to us immediately and all emails and phone calls were quickly followed up on. My parents are with another insurer and had to make a claim at the same time for the same incident, it took 6 months to get resolved and was not as big of a claim as ours. When someone was charged for the theft, we were then reimbursed our excess! Every person I spoke with was kind and helpful. They were extremely knowledgable and the process for submitting the claim was so clear. We went on to also get home insurance with RAC as we are that happy with the service.
Read full reviewMy partner and I recommend RAC insurance to everyone. When we first got our car and needed to insure it, I was still on my P plates for another 2 months - RAC were the first insurer we found that would still offer us insurance, and at a reasonable price! We had to do a claim 1.5 years into having this insurance due to theft, a hire car was covered for 2 months and arranged within hours of me calling about it. Our car seat and valuables from within the car were all replaced with no hassle. RAC arranged all of the required repairs when our car was recovered. Payments were made to us immediately and all emails and phone calls were quickly followed up on. My parents are with another insurer and had to make a claim at the same time for the same incident, it took 6 months to get resolved and was not as big of a claim as ours. When someone was charged for the theft, we were then reimbursed our excess! Every person I spoke with was kind and helpful. They were extremely knowledgable and the process for submitting the claim was so clear. We went on to also get home insurance with RAC as we are that happy with the service.
I own a 4x4 with a lot of mods so I compared at least 5 insurance quotes and policies before committing to anything and not only was RAC the cheapest, but they had the best breakdown of coverage that was the easiest to understand, they covered me for what I wanted covered and they were the easiest to sign up with. I haven't experienced any Cons yet.
Read full reviewI own a 4x4 with a lot of mods so I compared at least 5 insurance quotes and policies before committing to anything and not only was RAC the cheapest, but they had the best breakdown of coverage that was the easiest to understand, they covered me for what I wanted covered and they were the easiest to sign up with. I haven't experienced any Cons yet.