Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- No
- Temporary accommodation
- Up to 12 months
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- Up to $2,000
- Landscaping
- Storm damage to trees and shrubs, up to $500
- Gates and fences
- Yes
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $200
- Cd dvd and electronic files
- Up to $5,000
- Computer software hardware
- Hardware yes, software up to $5,000
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- Up to $2,000 per item, $5,000 in total.
- Jewellery
- Up to $2,000 per item, up to $5,000 total when combined with gems and precious stones
- Replacement of documents
- Up to $500
- Tools of trade
- Up to $2,000
- Contents while moving
- Yes
- Lock replacement
- Up to $800
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured
- Debris removal
- No
- Demolition cost
- No
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $200
- Cd dvd and electronic files
- Up to $5,000
- Computer software hardware
- Hardware yes, software up to $5,000
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- Up to $2,000 per item, $5,000 in total.
- Jewellery
- Up to $2,000 per item, up to $5,000 total when combined with gems and precious stones
- Replacement of documents
- Up to $500
- Tools of trade
- Up to $2,000
- Contents while moving
- Yes
- Lock replacement
- Up to $800
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- Up to $2,000
- Landscaping
- Storm damage to trees and shrubs, up to $500
- Gates and fences
- Yes
Your selected home insurance
RAC home insurance ratings
Customer reviews
-
RAC insurance is my preferred insurance company.
I have the RAC insurance company for all my insurance policies. I have been with them for a long time, and They have always handled my claims and queries in an excellent manner.
-
I have been insured with the RAC WA forever
I have been insured with the RAC WA for a very long time and have found the RAC to be the best for value for money and service I have never had a problem getting my claim paid and would highly recommend them
-
100% fir RAC Home Ins from Purchasing to Claiming
I can not fault RAC insurance at all from buying the policy to claims they are excellent . We had a recent home invasion and the support we received from RAC was fantastic the process of claiming has been simple with always someone available to help me We would highly recommend RAC Thank you to everyone for your help
RAC products
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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