Home Buildings Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
Yes - 25% on top of sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Yes - 25% on top of sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra - Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $15,000 for funerals.
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Yes
- Emergency storage
-
No
- Temporary accommodation
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of the sum insured combined with Debris Removal
- Debris removal
-
Up to 10% of the sum insured combined with Demolition Cost
- Landscaping
-
Yes for paths, walkways, paved areas, retaining walls. Up to $3,000 for plants.
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Home Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra - Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $15,000 for funerals.
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Yes - Up to $2,500 for works of art or collections
- Cash
-
Up to $1,250
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
Yes
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
Up to $5,000
- Jewellery
-
Up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Yes
- Emergency storage
-
Up to 24 months
- Temporary accommodation
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Up to $5,000
- Demolition cost
-
No
- Debris removal
-
Up to 10% of the sum insured
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
Yes - 25% on top of sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Yes - 25% on top of sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra - Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $15,000 for funerals.
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Yes - Up to $2,500 for works of art or collections
- Cash
-
Up to $1,250
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
Yes
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
Up to $5,000
- Jewellery
-
Up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Yes
- Emergency storage
-
Up to 24 months
- Temporary accommodation
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Up to $5,000
- Demolition cost
-
Up to 10% of the sum insured combined with Debris Removal
- Debris removal
-
Up to 10% of the sum insured combined with Demolition Cost
- Landscaping
-
Yes for paths, walkways, paved areas, retaining walls. Up to $3,000 for plants.
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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