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ANZ Home and Contents Insurance

Advertiser disclosure
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review ANZ Home and Contents Insurance

Last updated: 24 February 2021.

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What's hot
  • Up to 12 months of temporary accommodation
  • Flexible payment periods
  • New for old replacement
What's not
  • No cover for glassware, crystal, crockery, mirrors or china while moving
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Got your eyes peeled for a competitive home and contents cover option? Well, with a flexible basic excess of your choosing, cover on an extensive range of events, including storm, flood and fire cover, and new for old replacement, ANZ Home and Contents Insurance could be just what you’re after.

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Key features

If you’re looking for a value-packed home and contents cover option, then ANZ Home and Contents Insurance should do the trick. This policy offers coverage on a wide range of events, including storm, flood, and fire cover, among other natural disasters. Not to mention, cover on a broad range of everyday events, like accidental breakage of glass and accidental loss and damage cover.

On top of this, ANZ Home and Contents Insurance offers a long list of other home and contents cover, such as cover on cash (up to $1,200), jewellery (up to $3,000), antiques and valuables (up to $3,000), CD DVD and electronic files, replacement of documents (up to $1,000), plus loads more.

ANZ Home and Contents Insurance will also give you the peace of mind of a roof over your head should your home ever be compromised, offering up to 12 months (or 24 months after a catastrophe) of temporary accommodation cover, and even temporary accommodation for your pets too!

Some other fab features on offer when you take out an ANZ Home and Contents Insurance policy are new for old replacement, plus optional extras like open-air contents cover and up to 120 days of away from home cover (up to $15,000 or up to 25% of sum insured). There’s also a few discounts on offer, including a multi-policy discount, loyalty discount and for customers aged over 50.


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Who is it good for

With coverage on loads of different events plus tonnes of other great features and optional extras on offer, ANZ Home and Contents Insurance is an excellent option for Aussies looking for cover for their home and valuables.

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Any catches

While ANZ Home and Contents Insurance provides extensive coverage, be aware it doesn't include landscaping and lawns or some specific contents items. So, just be sure to read through the PDS and check what is and isn’t covered before locking in a policy.

Details

Rates and fees information correct as at 12 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 120

  • Yes - full building replacement

  • Yes

  • $250

  • true

  • yes

  • Up to 12.5% multi-policy and loyalty discount, over 50s discount

  • Yes

  • Optional Extra - Up to 120 days, up to $15,000, up to 25% of sum insured

  • Yes

  • Yes

  • n/a

  • n/a

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • Yes

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • Yes

  • Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

  • Yes

Contents
  • Up to $1,200

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $3,000

  • Up to $3,000 per item or set

  • No

  • Up to $1,000

  • No

  • Yes

  • No

  • No

  • Yes

Other cover
  • Up to $20,000 for funerals. Up to $1,000 for fractures.

  • Up to $1,000

  • Yes

  • Up to 12 months combined with temporary accommodation for pets

  • Up to 12 months combined with temporary accommodation

  • Up to 24 months

  • Yes, combined with demolition costs

  • Yes, combined with debris removal costs

  • No

  • Up to 30 days for contents

  • Up to $10,000

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are ANZ home insurance rated by the Mozo community?

Overall
7.6/10
Value for money
7.0/10
Policy coverage
7.3/10
Customer service
7.6/10
Claims handling
7.1/10
Trust
7.5/10

Latest reviews of ANZ Home and Contents Insurance

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