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ANZ Home and Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review ANZ Home and Contents Insurance - last updated: 24 February 2021

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What's hot
  • Up to 12 months of temporary accommodation
  • Flexible payment periods
  • New for old replacement
What's not
  • No cover for glassware, crystal, crockery, mirrors or china while moving
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Got your eyes peeled for a competitive home and contents cover option? Well, with a flexible basic excess of your choosing, cover on an extensive range of events, including storm, flood and fire cover, and new for old replacement, ANZ Home and Contents Insurance could be just what you’re after.

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Key features

If you’re looking for a value-packed home and contents cover option, then ANZ Home and Contents Insurance should do the trick. This policy offers coverage on a wide range of events, including storm, flood, and fire cover, among other natural disasters. Not to mention, cover on a broad range of everyday events, like accidental breakage of glass and accidental loss and damage cover.

On top of this, ANZ Home and Contents Insurance offers a long list of other home and contents cover, such as cover on cash (up to $1,200), jewellery (up to $3,000), antiques and valuables (up to $3,000), CD DVD and electronic files, replacement of documents (up to $1,000), plus loads more.

ANZ Home and Contents Insurance will also give you the peace of mind of a roof over your head should your home ever be compromised, offering up to 12 months (or 24 months after a catastrophe) of temporary accommodation cover, and even temporary accommodation for your pets too!

Some other fab features on offer when you take out an ANZ Home and Contents Insurance policy are new for old replacement, plus optional extras like open-air contents cover and up to 120 days of away from home cover (up to $15,000 or up to 25% of sum insured). There’s also a few discounts on offer, including a multi-policy discount, loyalty discount and for customers aged over 50.


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Who is it good for

With coverage on loads of different events plus tonnes of other great features and optional extras on offer, ANZ Home and Contents Insurance is an excellent option for Aussies looking for cover for their home and valuables.

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Any catches

While ANZ Home and Contents Insurance provides extensive coverage, be aware it doesn't include landscaping and lawns or some specific contents items. So, just be sure to read through the PDS and check what is and isn’t covered before locking in a policy.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

120

Yes - full building replacement

Yes

$250

true

yes

Up to 12.5% multi-policy and loyalty discount, over 50s discount

Yes

Optional Extra - Up to 120 days, up to $15,000, up to 25% of sum insured

Yes

Yes

n/a

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to 15 years old

Yes

Yes

Yes

No

Yes

Yes

Yes

Yes

Buildings

Yes

Yes

Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

Yes

Contents

Up to $1,200

No

Yes

Yes

Yes

Yes

Yes

Up to $3,000

Up to $3,000 per item or set

No

Up to $1,000

No

Yes

No

No

Yes

Other cover

Up to $20,000 for funerals. Up to $1,000 for fractures.

Up to $1,000

Yes

Up to 12 months combined with temporary accommodation for pets

Up to 12 months combined with temporary accommodation

Up to 24 months

Yes, combined with demolition costs

Yes, combined with debris removal costs

No

Up to 30 days for contents

Up to $10,000

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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