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Everyday Insurance from Woolworths Building Insurance

Advertiser disclosure
The details shown below are for the Standard Cover
The details shown below are for the Comprehensive Cover

Choose the version of this product that suits you best

Name
Standard Cover
Comprehensive Cover
  • Standard Cover
  • Comprehensive Cover
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Everyday Insurance from Woolworths Building Insurance - last updated: 19 May 2023

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What's hot
  • Automatic flood cover
  • Temporary cat and dog accommodation cover
  • 10% combined discount with combined Building and Contents policies
What's not
  • No underinsurance protection
Mozo snapshot

Everyday Building Insurance provides a solid level of cover for your home while balancing affordability and flexibility with its two coverage levels: Standard and Comprehensive. Both options afford you a few little luxuries like the flexibility to choose your own excess and access Everyday’s convenient 24/7 claims service.

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Key features

With Everyday Building Insurance from Woolworths you’re covered against a whole range of natural and man-made events that could harm your humble abode. For example if a fire, storm, earthquake, tsunami or lightning strike was to take place, you would be covered by the policy. Plus, you’re also covered in the event of a riot, burglary or act of vandalism. 

It is important to note there are exceptions surrounding some circumstances connected to these events. Damage caused by power and storm surges isn't included, and damage to landscaping or gardens caused by flooding or storms won't be covered.

Aside from the bricks and mortar of your home, Everyday Building Insurance also protects the smaller elements of your home. This policy comes with $500 worth of cover to replace your locks ($1,000 with Comprehensive) and cover for any in-ground pools and spas, and secure garages or sheds. 

If the damage is so bad that you can’t actually stay in your home, you're covered for emergency accommodation (up to the lesser of 12 months or 10% sum insured) as well as up to $500 for temporary accommodation for cat and dog members of the family, ($1,000 with Comprehensive).

Everyday Building Insurance comes with an extra 10% off for the life of the policy if you bundle it with Everyday Contents Insurance.

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Who is it good for

If you’re after a comprehensive home insurance policy on a budget then this policy represents serious value with added flexibility.

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Any catches

Everyday Building Insurance doesn’t come with any underinsurance protection. This means you’ll need to keep Everyday Insurance from Woolworths updated when you renovate any of your home’s fixtures and fittings, so that if something were to go wrong and you needed to make a claim, you’ll be covered to the correct level.

Details

Cover information and limits in the table below correct as at 2 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

No

Up to $750 for plants

Up to sum insured

Events

No

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $1,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

no

Up to 10% discount for combined home and contents policies.

Yes

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Other cover

Up to $5,000 for funeral

Up to $500

Up to 12 months, up to 10% of sum insured

Up to $500 (dogs and cats)

Up to $10,000 combined with demolition cost

Up to $10,000 combined with debris removal cost

No

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Cover information and limits in the table below correct as at 2 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

No

Up to $1,500 for plants

Up to sum insured

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $2,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

no

Up to 10% discount for combined home and contents policies.

Yes

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Other cover

Up to $10,000 for funeral

Up to $1,000

Up to 12 months, up to 10% of sum insured

Up to $1,000 (dogs and cats)

Up to $15,000 combined with demolition cost

Up to $15,000 combined with debris removal cost

No

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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