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RACV Home & Contents Insurance

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Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Details

Cover information and limits in the table below correct as at 9 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

No

Yes

$100

true

no

10% multi-policy discount, 8% combined policy discount, loyalty discount, no claim discount

Yes

Optional Extra, up to $10,000 per item

Up to 20% of sum insured

Up to $20,000,000

n/a

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 15 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $1,000

Yes

Yes

Contents

Up to $200

Up to $1,000

Up to $2,500

Yes

Yes

Yes

Yes

Up to $2,500 in total, optional extra to increase maximum

Up to $2,500 in total

No

Yes

No

Yes

Up to $2,000

No

Yes

Other cover

Up to $10,000 for funeral

No

Yes

Up to 12 months

Up to 12 months

No

Yes

Yes

No

Up to 14 days, contents only

Yes

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are RACV home insurance rated by the Mozo community?

Overall
7.9/10
Value for money
7.5/10
Policy coverage
7.8/10
Customer service
8.1/10
Claims handling
7.7/10
Trust
8.1/10
Based on 195 RACV home insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of RACV Home & Contents Insurance Home Insurance

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