Rates and fees verified as correct at 06 May, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement | |
|---|---|---|---|---|---|
| Essential Care Residential |     | No | Yes Up to 10% of sum insured | Yes | |
| Essential Care Residential | | No | Yes Up to 5% of sum insured | Yes | |
| Essential Care Residential (Home & Contents) | | No | Yes Up to 10% of building sum insured | Yes | |
| Premier Care Residential | | No | Yes Up to 30% of sum insured | Yes | |
| Premier Care Residential | | No | Yes Up to 20% of sum insured | Yes | |
| Premier Care Residential (Home & Contents) | | No | Yes Up to 30% of building sum insured | Yes | |
| Quality Care Residential | | No | Yes Up to 20% of sum insured | Yes | |
| Quality Care Residential | | No | Yes Up to 10% of sum insured | Yes | |
| Quality Care Residential (Home & Contents) | | No | Yes Up to 20% of building sum insured | Yes |
Mozo users have rated Westpac home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
169 Reviews
Had my accidental damage claim handled very quickly, thank you!
Read full reviewHad my accidental damage claim handled very quickly, thank you!
I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.
Read full reviewI went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.
The details are in the fine print - and the details are GREAT!
Read full reviewThe details are in the fine print - and the details are GREAT!
I have always had my insurance with Westpac, since my husband died. They have been very helpful.
Read full reviewI have always had my insurance with Westpac, since my husband died. They have been very helpful.
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