7.3 / 10

based on 22832 Westpac reviews as rated by Mozo community

Westpac home insurance

One of the big four, Westpac is Australia's first bank and oldest company of all the banking organisations. Established in 1817 as the Bank of New South Wales, Westpac have an important role for the more than 200 years, helping Australians succeed.

Westpac Home Insurance covers your home and belongings in case of storms, floods, fire, theft and more. Apply and quote your Home insurance online and you could save up to 25% off your bill.

Westpac offers the following home insurance

Rates and fees verified as correct at 06 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement  
Essential Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Essential Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 5% of sum insured

Yes

Essential Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of building sum insured

Yes

Premier Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of sum insured

Yes

Premier Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Premier Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of building sum insured

Yes

Quality Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Quality Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Quality Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of building sum insured

Yes

How is Westpac home insurance rated?

Mozo users have rated Westpac home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Westpac home insurance
Overall
8.0/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

169 Reviews

Recent Westpac home insurance reviews

Westpac Contents Insurance review
Overall 10/10
Accidental damage claim handled quickly

Had my accidental damage claim handled very quickly, thank you!

Read full review

Had my accidental damage claim handled very quickly, thank you!

Value for money
9/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
9/10
Less
Jackie, Queensland, reviewed 2 days ago
Westpac Home & Contents Insurance review
Overall 6/10
Long time waiting for claim to be resolved

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Read full review

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Value for money
7/10
Policy coverage
9/10
Customer service
6/10
Claims handling
2/10
Trust
5/10
Less
Kyra, New South Wales, reviewed 3 days ago
Westpac Home Insurance review
Overall 10/10
Good cover. Good prices. Peace of mind.

The details are in the fine print - and the details are GREAT!

Read full review

The details are in the fine print - and the details are GREAT!

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
9/10
Trust
10/10
Less
John, New South Wales, reviewed 30 days ago
Westpac Contents Insurance review
Overall 0/10
Very good.

I have always had my insurance with Westpac, since my husband died. They have been very helpful.

Read full review

I have always had my insurance with Westpac, since my husband died. They have been very helpful.

Less
Jacqualine, Victoria, reviewed about 1 month ago

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