based on 22881 Westpac banking product reviews as rated by Mozo community

Westpac home insurance

One of the big four, Westpac is Australia's first bank and oldest company of all the banking organisations. Established in 1817 as the Bank of New South Wales, Westpac have an important role for the more than 200 years, helping Australians succeed.

Westpac Home Insurance covers your home and belongings in case of storms, floods, fire, theft and more. Apply and quote your Home insurance online and you could save up to 25% off your bill.

Westpac offers the following home insurance

Rates and fees verified as correct at 19 October, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Essential Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Essential Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 5% of sum insured

Yes

Essential Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of building sum insured

Yes

Premier Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of sum insured

Yes

Premier Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Premier Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of building sum insured

Yes

Quality Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Quality Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Quality Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of building sum insured

Yes

How is Westpac home insurance rated?

Mozo users have rated Westpac home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Westpac home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

170 Reviews

Recent Westpac home insurance reviews

Westpac Home & Contents Insurance
Overall 10/10
Great company to deal with

I would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.

Read full review

I would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.

Value for money
10/10
Policy coverage
10/10
Customer service
8/10
Trust
10/10
Less
Renee, New South Wales, reviewed about 1 month ago
Westpac Contents Insurance
Overall 10/10
Accidental damage claim handled quickly

Had my accidental damage claim handled very quickly, thank you!

Read full review

Had my accidental damage claim handled very quickly, thank you!

Value for money
9/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
9/10
Less
Jackie, Queensland, reviewed 6 months ago
Westpac Home & Contents Insurance
Overall 6/10
Long time waiting for claim to be resolved

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Read full review

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Value for money
7/10
Policy coverage
9/10
Customer service
6/10
Claims handling
2/10
Trust
5/10
Less
Kyra, New South Wales, reviewed 6 months ago
Westpac Home Insurance
Overall 10/10
Good cover. Good prices. Peace of mind.

The details are in the fine print - and the details are GREAT!

Read full review

The details are in the fine print - and the details are GREAT!

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
9/10
Trust
10/10
Less
John, New South Wales, reviewed 7 months ago

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