Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional - Up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
- Other benefits
-
-
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional - Up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$2,500 per item, set or collection, up to $7,500 for each category
- Cash
-
Up to $2,000
- Cd dvd and electronic files
-
Up to $2,000
- Computer software and hardware
-
Computer and their accessories: $1,500 per item.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
$2,500 per item, set or collection, up to $7,500 for each category
- Personal medical equipment
-
Yes
- Replacement of documents
-
$2,500 per item, set or collection, up to $7,500 for each category
- Tools of trade
-
$1,500 per item, up to $10,000 in total for business contents
- Lock replacement
-
No
- Emergency storage
-
Up to 12 months, up to balance of your contents sum insured.
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
Up to 10% of sum insured
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
- Other benefits
-
-
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
No Partner link
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Optional - Up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$2,500 per item, set or collection, up to $7,500 for each category
- Cash
-
Up to $2,000
- Cd dvd and electronic files
-
Up to $2,000
- Computer software and hardware
-
Computer and their accessories: $1,500 per item.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
$2,500 per item, set or collection, up to $7,500 for each category
- Personal medical equipment
-
Yes
- Replacement of documents
-
$2,500 per item, set or collection, up to $7,500 for each category
- Tools of trade
-
$1,500 per item, up to $10,000 in total for business contents
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months, up to balance of your contents sum insured.
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
- Other benefits
-
-
Your selected home insurance
Westpac home insurance ratings
Customer reviews
-
Do not insure with Westpac they fake insurance
Westpac Bank Of Melbourne was combative and dismissive of my claim for earthquake damage to my property and I feel they knocked back claims to make the policy holder go to the Ombudsman and so delay payment -very cynical and underhanded treatment of the Insured after 10 yrs holding that policy and other house policies with them for twenty five years -they are not trustworthy
-
Too long
I don't like how they keep you waiting for to long, they take forever like I don't know I almost fell asleep in they office
-
No problem when I needed to make a claim!
I believe that Westpac home and contents insurance has good coverage and make the process of claiming easy!
Westpac products
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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