based on 22914 Westpac banking product reviews as rated by Mozo community

Westpac home insurance

One of the big four, Westpac is Australia's first bank and oldest company of all the banking organisations. Established in 1817 as the Bank of New South Wales, Westpac have an important role for the more than 200 years, helping Australians succeed.

Westpac Home Insurance covers your home and belongings in case of storms, floods, fire, theft and more. Apply and quote your Home insurance online and you could save up to 25% off your bill.

Westpac offers the following home insurance

Rates and fees verified as correct at 27 May 2022. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of building sum insured

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of sum insured

Yes

How is Westpac home insurance rated?

Mozo users have rated Westpac home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Westpac home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

171 Reviews

Recent Westpac home insurance reviews

Westpac Home & Contents Insurance
Overall 10/10
Good value , great service

We had not long transferred to them as they were $800 cheaper than the previous, and we still had a good cover. While renovating our bedroom we discover the shows floor was leaking . We’re going to fix it ourselves but decided to see what Insurance said, no problem and as we had stated to repair it they just gave up the money it would cost to fix it by a tradie and we fixed it ourselves therefore Scully saving money to upgrade the bathroom until we can get a new one.

Read full review

We had not long transferred to them as they were $800 cheaper than the previous, and we still had a good cover. While renovating our bedroom we discover the shows floor was leaking . We’re going to fix it ourselves but decided to see what Insurance said, no problem and as we had stated to repair it they just gave up the money it would cost to fix it by a tradie and we fixed it ourselves therefore Scully saving money to upgrade the bathroom until we can get a new one.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Margaret, New South Wales, reviewed 5 months ago
Westpac Home & Contents Insurance
Overall 10/10
Great company to deal with

I would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.

Read full review

I would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.

Value for money
10/10
Policy coverage
10/10
Customer service
8/10
Trust
10/10
Less
Renee, New South Wales, reviewed 9 months ago
Westpac Contents Insurance
Overall 10/10
Accidental damage claim handled quickly

Had my accidental damage claim handled very quickly, thank you!

Read full review

Had my accidental damage claim handled very quickly, thank you!

Value for money
9/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
9/10
Less
Jackie, Queensland, reviewed about 1 year ago
Westpac Home & Contents Insurance
Overall 6/10
Long time waiting for claim to be resolved

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Read full review

I went with this insurer as they were the same bank who gave us our home loan, so it was convenient. However, after going through a claims process, it's been quite difficult, and now I'm wondering if I would have been better off choosing another insurance provider.

Value for money
7/10
Policy coverage
9/10
Customer service
6/10
Claims handling
2/10
Trust
5/10
Less
Kyra, New South Wales, reviewed about 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Home insurance quick links